On July 18th, 2025, President Trump signed the Genius Act into law, which creates the first ever federal regulatory framework for stable coins. Congress should take additional action to protect privacy and civil liberties by passing the anti-CBDC surveillance state act before that go. And then combat illicit finance in the digital age by modernizing our anti-money laundering rules.Congress to reinforce the importance of self custody and clarify the AML anti-money laundering obligations of actors within the ...

Core Viewpoint - Visa remains a dominant player in the global payments industry, showing strong performance in 2025 despite macroeconomic challenges, with a year-to-date total return exceeding 11% compared to the S&P 500's approximately 9% [1] Financial Performance - In fiscal Q3 2025, Visa reported revenues of just under $10.20 billion, reflecting a 14% revenue growth, surpassing estimates of around 11% [2] - Adjusted earnings per share (EPS) reached $2.98, a 23% increase, exceeding the analyst estimate of 17% [2] - Q4 guidance indicates "high-single-digit to low-double-digit" revenue growth and EPS growth in the "high single-digit range," which fell short of analyst expectations [4] Business Drivers - Payment volume growth remained solid at 8% in constant currency, indicating resilience in consumer spending despite trade tensions [5] - Visa's value-added services (VAS) experienced robust growth of 26% in constant currency, up from 22% in the previous quarter, enhancing Visa's market position [7] Consumer Trends - Consumer spending is described as "resilient," which is crucial for Visa as it accounts for about two-thirds of the U.S. GDP [6] Strategic Initiatives - Visa Direct, the company's remittance platform, saw a 25% increase in transactions and added several new banks, highlighting its potential for growth in cross-border transactions [10] - The company is integrating stablecoins into Visa Direct, which may facilitate faster cross-border money movement and cater to emerging market economies [11][12] Market Outlook - Despite a drop in shares post-earnings release, Visa's long-term strength is attributed to its global scale, technological readiness, and strategic initiatives [13] - The conservative guidance may reflect caution amid macro uncertainties but does not undermine Visa's strategic momentum [14]

Crypto Platform Capabilities - The platform aims to support a wide range of crypto assets and functionalities, including Real World Assets (RWAs), smart contracts, and stablecoins [1] - The platform positions itself as superior to centralized exchanges (CEXs) by supporting decentralized exchanges (DEXs) [1] Metaphorical Description - The platform uses the metaphor of a "shishkabob of crypto" to illustrate its comprehensive support for various crypto elements [1]

RT Crypto In America (@CryptoAmerica_)🚨EXCLUSIVE: We sat down with @BoHines, Executive Director of the White House Crypto Council, inside the @WhiteHouse to dig into the Administration’s new crypto report.Beyond breaking down the document’s key recommendations, we tackled today’s hottest topics — from Brian Quintenz’s pending nomination as CFTC chairman, to the Roman Storm trial, and what’s next on the White House’s crypto agenda.TIMESTAMPS:0:00 - Welcome Bo Back To The Show!0:31 - Overview of the White Hou ...

Core Insights - Western Union is partnering with two African FinTechs, Zoona Transactions and Chipper Cash, to enhance international money transfer services for customers in Zambia [2][3] - The collaboration aims to leverage Zambia's growing digital financial landscape, allowing users to send and receive money globally through the Chipper Cash app [3][4] Company Developments - The partnership will enable Chipper Cash app users to access Western Union's extensive network, which spans over 200 countries and territories, facilitating seamless money transfers [3] - Western Union's President and CEO, Devin McGranahan, emphasized the company's commitment to its Evolve 2025 strategy despite facing a 4% revenue decline in the second quarter, attributed to challenges in the North America retail business and sanctions affecting operations in Iraq [5] Industry Trends - The rise in smartphone adoption in Zambia is driving demand for mobile-first financial solutions, indicating a shift towards richer, app-based digital financial services [4] - Western Union is exploring the use of stablecoins and artificial intelligence to improve efficiencies in cross-border transfers, viewing stablecoins as an opportunity rather than a threat [6][7]

Stable coins have been the big focus for like the last 12 or 24 months now because stable coins just continue to go insane. We can actually see on my screen right now we have just in Bitwise says stable coins are going parabolic. If we actually look at this and let me just open this up in a new tab just so that you guys can actually see this.Right. So here we have on the left side stablecoin market capitalization and then stable coin transactions on the right side. If we look at this since quarter 1 of 2020 ...

Core Insights - Visa Inc. reported quarterly adjusted earnings of $2.98 per share, exceeding the Zacks Consensus Estimate of $2.86, and up from $2.42 per share a year ago [1] - Quarterly revenues reached $10.17 billion, surpassing the Zacks Consensus Estimate by 3.11% [1] - The company experienced an 8% increase in payments volume and a 10% growth in processed transactions [2] Business Performance - All business segments of Visa outperformed the Zacks Consensus Estimates in the last reported quarter [2] - Total payment volumes were $3,618 billion, exceeding the consensus mark of $3,583.74 billion [2] - Total transactions amounted to 65.44 billion, compared to the consensus estimate of 64.47 billion [2] Strategic Initiatives - CEO Ryan McInerney emphasized the focus on innovation and product development in areas like AI and stablecoins to enhance long-term shareholder value [3] - Visa is modernizing cross-border money movement and expanding its stablecoin settlement capabilities to the Solana and Ethereum blockchains [4] - The company is collaborating with merchant acquirers like Worldpay and Nuvei to enhance digital payment capabilities [4] AI and Technology Investments - Visa's investments in AI and technology have significantly improved its growth prospects, with a focus on fraud prevention and cybersecurity [7][8] - The company has embedded AI into over 100 products, helping to prevent $40 billion in fraud attempts annually [8] - Visa has invested $3.5 billion in rebuilding its data platform to support these initiatives [8] Financial Outlook - For fiscal 2025, the Zacks Consensus Estimate projects revenues of $39.63 billion, a 10.3% year-over-year increase, and earnings per share of $11.37, indicating a 13.1% increase [11] - For fiscal 2026, revenues are estimated at $43.88 billion, reflecting a 10.7% year-over-year improvement, with earnings per share of $12.81, a 12.6% increase [12] - Visa's long-term EPS growth rate is projected at 13%, surpassing the S&P 500's rate of 12.6% [12] Stock Performance and Valuation - The short-term average price target for Visa shares suggests an 11.3% increase from the last closing price of $351.29, with a maximum upside of 21% and a downside of 13.2% [13] - Visa's stock has outperformed the S&P 500 year-to-date but has underperformed in the past three months [14] - The recent dip in stock price presents a potential investment opportunity, supported by Visa's AI initiatives and business diversification strategies [14]

Crypto is rife with scams. But if stablecoins are regulated well—as America’s GENIUS Act promises—their potential has a chance to be realised https://t.co/K0zLtDXQtB ...

Product Launch - MetaMask launches "Stablecoin Earn" feature, enabling users to earn passive income directly from the MetaMask Mobile App [1] - Stablecoin Earn is powered by Aave [1] - Users can deposit stablecoins to earn yield with no lock-ins and no MetaMask fees [3] - The feature is fully integrated in MetaMask Mobile and offers self-custody with no KYC or middlemen [3] Key Features - Stablecoin Earn allows stablecoins to generate returns while users explore web3 [2]

Regulatory Actions - Bank of Korea established a "Virtual Asset Team" to monitor crypto markets [1] - The team will lead discussions on Korean won stablecoins [1]