Regulatory Landscape & Banking Influence - The banking sector actively lobbies against crypto initiatives like stablecoins that offer interest, fearing competition and potential business disruption [1] - New regulations, exemplified by the GENIUS Act, restrict stablecoin issuers from paying interest to holders due to banking lobbying efforts [1] Financial Crisis & Self-Custody - A potential financial crisis could drive individuals to seek self-custody solutions to mitigate counterparty risk associated with banks [1] - Banks may impose restrictions on withdrawals, potentially through centralized exchanges (CEXes), to prevent consumer deposit flight during a financial crisis [1] Private Money & Political Influence - Demand for self-custodied and private money solutions is expected to increase significantly in scenarios where banks attempt to control access to funds [1] - The severity of potential financial restrictions and regulations on crypto could be exacerbated depending on the political climate and regulatory figures in power [1]

Market Focus & Investment Opportunities - Investors are highly interested in banks with strong investment banking and trading operations due to anticipated strong performance in Q3, driven by robust capital markets [2] - Consumer credit trends, particularly within banks holding large credit card portfolios like Wells Fargo, will be a key area of investor focus [3] - M&A activity is expected to increase in 2025-2026, with the Fifth Third's acquisition of CoAmerica for $11 billion potentially marking the start of a consolidation trend [7] Bank Valuations & Rerating Potential - Banks, on average, are still valued slightly below the cyclical highs of January 2018, with some like JP Morgan at very high valuations [6] - A full credit cycle needs to be observed to determine if banks deserve a permanent rerating, as credit performance is crucial to bank profitability and is tested during economic downturns [5] - Regional banks could outperform money center banks in 2026 if the economy grows at 15%-2%, the Fed cuts rates by another 50 basis points, and the yield curve steepens [11][12] Regional Banks & Net Interest Income - Net interest income, a strength of regional banks, is expected to grow faster than anticipated under a scenario of healthy economic growth, Fed rate cuts, and a steeper yield curve [11] - Loan growth, fueled by a resilient economy and increased capital expenditures financed by commercial loans, could further boost the performance of regional banks [12] M&A Considerations - Fifth Third's acquisition of CoAmerica was unique because it was not dilutive to tangible book value per share, a key focus for Fifth Third's CEO [8] - Expect more deals over the next 12-24 months [8]

What happens when a county's only hospital and ER closes. >> What are you going to do without a hospital. >> That's what's happening here in Glenn County, California.This is a county about an hour north of Sacramento. In just a few weeks, the hospital and this ER are going to shut their doors for good, leaving this county without any hospital. Why is this happening.It all comes down to a dispute over mileage. This hospital was designated more than 20 years ago as a critical access hospital, meaning it gets ...

Lessons from 1929. https://t.co/uYW86BTd9U ...

The S&P 500's rally to countless records this year belies one of the worst relative performances since the financial crisis against other equity markets https://t.co/guxtWNi99c ...

Financial Crisis Impact - The United Nations High Commissioner for Human Rights has scaled back its work due to the financial crisis at the international peacekeeping body [1]

Photographer: Andrey Rudakov/BloomberggettyGold mining equities are having a blockbuster 2025. Prices for the precious metal have hit one all-time high after another, and the miners who pull it from the ground are rewarding investors with some of the best returns in the market today.I’ve rarely seen such a powerful convergence of factors favoring this industry. From central bank buying to political uncertainty to disciplined corporate behavior, everything appears to be lining up for gold and the miners who ...

Group 1 - Inflation is experiencing fluctuations, with a weakening jobs market and revisions in economic data [1] - The 10-year Treasury yield is attempting to break below 4% [1] - Peter Schiff, a prominent economic analyst, is featured as a guest, known for his accurate forecasts of financial crises [1][5] Group 2 - Peter Schiff has over 20 years of experience in the financial industry, having served as President of Euro Pacific Capital since 2000 [4] - He gained national recognition for predicting the 2008 financial crisis and has authored several best-selling books on economic topics [5] - Schiff has made significant predictions regarding the real estate market and the banking sector, including the collapse of Fannie Mae and Freddie Mac [5]

Macroeconomic Concerns - The U.S faces a potential financial collapse due to its $37 trillion debt [1] Proposed Solution - Elon Musk suggests using AI and robotics to address the $37 trillion debt crisis [1]

America's labor market is showing serious cracks. Hiring has cooled off, layoffs are climbing, and those help wanted signs are quietly disappearing from storefronts across the country. So, is this the start of a recession that will crush markets.Or is it just the kind of economic hiccup that brings the rate cuts everyone has been begging for without triggering a full-blown panic. Today, we're cutting through the economic noise and breaking down what this labor wobble actually means for your portfolio. My na ...