Core Insights - The article introduces Minerva Capital Management as a new contributing analyst to Seeking Alpha, emphasizing the opportunity for individuals to share investment ideas and gain access to exclusive content [1]. Group 1 - The analyst has an MBA in Finance and a background in management consulting and corporate management, now focusing on family office investment management [2]. - The investment strategy involves purchasing high-quality companies with significant growth potential at attractive prices, utilizing a bottom-up approach that combines fundamental and technical analysis [2]. - The analyst prefers growth stocks and dividend growth stocks, avoiding high-yield dividend stocks and deep value stocks, and aims to manage a portfolio of 15 to 20 stocks for optimal returns and acceptable volatility [2].

Core Insights - A significant downturn is occurring for growth stocks, with Q3 earnings season acting as a negative catalyst for many companies [1] Group 1: Market Conditions - The current market environment is characterized by a risk-off sentiment, leading to caution among investors [1] Group 2: Analyst Background - Gary Alexander has extensive experience in covering technology companies and advising startups, providing insights into current industry trends [1]

Growth is a hallmark of all great companies, but the laws of gravity eventually take hold. Those who rode the COVID boom and ensuing tech selloff in 2022 will surely remember that the market’s punishment can be swift and severe when trajectories fall. The risks that can come from buying these assets is precisely why we started StockStory - to isolate the long-term winners from the losers so you can invest with confidence. On that note, here is one growth stock with significant upside potential and two tha ...

Core Viewpoint - The article discusses the investment research services provided by Cestrian Capital Research, Inc., emphasizing its focus on growth stocks, index ETFs, and risk management strategies [1]. Group 1: Company Overview - Cestrian Capital Research, Inc. is an independent investment research firm regulated by the SEC, led by CEO Alex King, who has 30 years of investment experience [1]. - The company specializes in covering growth stocks, index ETFs, and index options, as well as long-run investing and swing trading [1]. Group 2: Services Offered - Cestrian offers a full-service investing group called Growth Investor Pro, which includes features such as weekly webinars, real-time trade alerts, and access to stock ratings and charts [1]. - The platform also provides a community chatroom for members and direct access to Alex King and his team for inquiries [1].

Core Viewpoint - Growth stocks are expected to outperform in 2026 across all three markets, driven primarily by bond yields rather than earnings growth [1] Summary by Relevant Categories - **Market Positioning** - Growth stocks are identified as the optimal investment choice for 2026 [1] - **Performance Determinants** - The key performance determinant for growth stocks will be bond yields instead of earnings growth [1]

Core Insights - The article discusses the investment strategies and services offered by Cestrian Capital Research, Inc., highlighting its focus on growth stocks, index ETFs, and risk management through hedging [1][2]. Group 1: Company Overview - Cestrian Capital Research, Inc. is an independent investment research firm regulated by the SEC, led by CEO Alex King, who has 30 years of investment experience [1]. - The company specializes in covering growth stocks, index ETFs, and index options, emphasizing long-run investing and swing trading [1]. Group 2: Services Offered - Cestrian provides a full-service investing group called Growth Investor Pro, which includes features such as weekly webinars, real-time trade alerts, and access to stock ratings and charts [1]. - The platform also offers a community chatroom for members and direct access to Alex King and his team for inquiries [1].

Core Viewpoint - Growth stocks are appealing due to their potential for above-average financial growth, but identifying strong growth stocks can be challenging due to associated risks and volatility [1] Group 1: Company Overview - Tyler Technologies (TYL) is recommended as a cutting-edge growth stock based on its favorable Growth Score and top Zacks Rank [2] - The company operates in the information management software sector, which is characterized by strong growth potential [3] Group 2: Earnings Growth - Tyler Technologies has a historical EPS growth rate of 13.2%, with projected EPS growth of 19.1% this year, surpassing the industry average of 15.5% [5] Group 3: Cash Flow Growth - The year-over-year cash flow growth for Tyler Technologies is currently at 15%, exceeding the industry average of 9.9% [6] - The company's annualized cash flow growth rate over the past 3-5 years is 14.6%, compared to the industry average of 8.6% [7] Group 4: Earnings Estimate Revisions - There has been a positive trend in earnings estimate revisions for Tyler Technologies, with the Zacks Consensus Estimate for the current year increasing by 0.1% over the past month [9] Group 5: Investment Positioning - Tyler Technologies holds a Zacks Rank of 2 (Buy) and a Growth Score of A, positioning it well for potential outperformance in the growth stock category [11]

Core Insights - The article discusses the financial planning of an individual named Devon, who has received a $200,000 windfall and is considering how to invest it for retirement, aiming for $100,000 a year in passive income by age 67 [5][10]. Investment Strategy - Devon's investment strategy should involve a mix of stocks and bonds, with a heavier allocation to stocks in the early years and a shift towards more stable assets like bonds as retirement approaches [6][16]. - A conservative estimate of a 7% return on the $200,000 investment over 22 years would result in approximately $886,000, which may not be sufficient to generate the desired $100,000 in passive income solely from investment returns [7][10]. Passive Income Sources - The article highlights that a diversified portfolio could yield a dividend income of around $44,000 annually, assuming a 5% yield on the $886,000 portfolio [9]. - Social Security benefits are also a significant component of passive income, with projections estimating a monthly benefit of $5,785 in 22 years, leading to an annual income of about $69,430 [9][10]. Retirement Planning Considerations - The average retirement savings for Americans aged 45 to 54 is reported to be $115,000, indicating that Devon's financial situation is relatively favorable compared to her peers [3]. - Inflation poses a risk to retirement income, but Social Security benefits are adjusted for cost-of-living increases, which can help mitigate this risk [11][12]. Investment Types - The article contrasts value stocks, which typically provide higher dividends and stable growth, with growth stocks, which focus on rapid growth but often pay little to no dividends [13][14]. - A balanced approach that includes both value stocks and bonds is recommended for generating passive income while maintaining portfolio stability during retirement [15][16].

Core Viewpoint - Despite recent declines, certain growth stocks are still considered strong long-term investment opportunities due to their potential for recovery and growth [1]. Group 1: Viking Therapeutics (VKTX) - Viking Therapeutics' stock is down nearly 57% from its 52-week high of $81.73, primarily due to concerns over the high discontinuation rate of its leading drug VK2735 in clinical trials [4][5]. - The company is still developing VK2735, with an injectable version in late-stage trials, which could serve as a significant growth catalyst if approved [5][7]. - Currently, Viking Therapeutics has a market cap of $4 billion, with a current stock price of $38.17, and it has shown potential for weight loss of up to 14.7% after 13 weeks of treatment [6][7]. Group 2: Cava Group (CAVA) - Cava Group's share prices have decreased over 46% this year and are down nearly 65% from their 52-week high of $172.43, attributed to a slowdown in growth [8][9]. - The company's same-store sales growth was only 2.1% in the most recent quarter, a significant drop from 14.4% a year ago, yet it remains positive amid challenging economic conditions [9]. - Cava Group has plans to expand from 400 to 1,000 locations by 2032, indicating potential for future growth despite current challenges [9][11]. Group 3: Figma (FIG) - Figma's stock has fallen from a high of $142.92 to around $53, reflecting a significant decline since its public debut [12][15]. - The company has a market cap of $24 billion and reported $249.6 million in revenue for the period ending June 30, representing a 41% increase year-over-year [13][15]. - Figma's valuation is comparable to Adobe's previous bid of $20 billion for the company, suggesting it may be undervalued at its current price [13][15].

Core Insights - The Vanguard S&P 500 Growth ETF (VOOG) focuses on growth companies within the S&P 500, while the Vanguard S&P 500 ETF (VOO) provides exposure to both growth and value stocks [1] Summary by Category Performance Metrics - VOOG has a 1-year return of 28.6% compared to VOO's 18.3% as of October 28, 2025 [2] - Over five years, a $1,000 investment in VOOG would grow to $2,200, while the same investment in VOO would grow to $2,083 [4] Expense and Yield - VOOG has an expense ratio of 0.07%, higher than VOO's 0.03% [2] - The dividend yield for VOOG is 0.49%, while VOO offers a higher yield of 1.15% [2] Risk and Volatility - VOOG has a maximum drawdown of -32.73% over five years, compared to VOO's -24.52% [4] - VOOG has a beta of 1.03, indicating slightly higher volatility compared to VOO's beta of 1.00 [2] Holdings and Sector Allocation - VOO holds 504 stocks, with technology as the largest sector at 35%, followed by financial services at 14% and consumer discretionary at 11% [5] - VOOG focuses on 217 growth stocks, with a heavier concentration in technology (43%), communication services (15%), and consumer discretionary (12%) [6] Historical Performance - Over the last 10 years, VOOG has averaged a return of 17.49% per year, outperforming VOO's average of 15.26% [8] Investment Considerations - VOO is broader and more diversified, making it suitable for risk-averse investors seeking stability [7] - VOOG's focus on growth stocks positions it for substantial growth, albeit with more short-term volatility [9]