Group 1: Core Trends in Private Banking - In 2025, private transactional banking is undergoing a significant transition driven by regulatory changes, evolving client needs, and the integration of digital infrastructure into financial services [1][3] - Clients now expect more than just execution; they demand integrated systems, compliance clarity, and infrastructure that supports seamless financial activities across borders [1][3] - Financial institutions that embed compliance, data automation, and service precision are becoming more relevant to clients, with real-time liquidity insights and multi-currency operations being central to their value proposition [3] Group 2: Evolving Client Expectations - Today's investors are not only focused on performance but also seek alignment between their investments and long-term personal or institutional values [4] - There is a noticeable trend among family offices and sustainability-focused clients, leading to the emergence of structured products that prioritize environmental initiatives [5] - The demand for specialized payment infrastructure is increasing to facilitate capital movement from wealth centers to project-based geographies, highlighting the critical role of payment providers [5] Group 3: Digital Infrastructure and Asset Management - Digital expectations are reshaping the infrastructure supporting asset management, with clients increasingly expecting interoperability between digital and fiat finance [6] - Crypto-native institutions are acquiring regulated payment firms to enhance access to compliance tools and settlement capabilities, indicating a shift towards integrated systems for both digital and traditional financial assets [6]

Core Insights - NORBIT will announce its fourth quarter results for 2025 on February 11, 2026, with the interim report and presentation materials available from 07:00 am CET [1] - The results will be presented by CEO Per Jørgen Weisethaunet and CFO Per Kristian Reppe at 09:00 am CET [2] - NORBIT is a global provider of tailored technology, structured into three business segments: Oceans, Connectivity, and Product Innovation & Realization [2] Company Overview - NORBIT focuses on solving challenges and promoting sustainability through innovative solutions, aligning with its mission to "Explore More" [2] - The Oceans segment delivers technology solutions to global maritime markets, while the Connectivity segment provides wireless solutions for identification, monitoring, and tracking [2] - The Product Innovation & Realization segment offers R&D services, proprietary products, and contract manufacturing to key customers [2] - The company is headquartered in Trondheim, has around 650 employees, and operates manufacturing facilities in Europe and North America [2]

Core Insights - Aflac Incorporated will have President Virgil R. Miller participate in a fireside chat at the UBS Financial Services Conference on February 11, 2026, at 9:40 a.m. ET, which will be webcast live [1] Company Overview - Aflac Incorporated is a Fortune 500 company that has provided financial protection for over 70 years to millions of policyholders through its subsidiaries in the U.S. and Japan [2] - In the U.S., Aflac is the leading provider of supplemental health insurance products, while in Japan, Aflac Life Insurance Japan is the top provider of cancer and medical insurance based on policies in force [2] - The company has been recognized as one of the World's Most Ethical Companies for 19 consecutive years and has been included in Fortune's World's Most Admired Companies for 24 years [2] - Aflac became a signatory of the Principles for Responsible Investment in 2021 and has been part of the Dow Jones Sustainability North America Index for 11 years [2] Event Information - A replay of the presentation will be available within 24 hours after the live event [2]

Core Perspective - Sustainability has been primarily viewed as a narrative exercise, with companies setting targets, regulators creating frameworks, and auditors validating methodologies based on trust [1] Group 1 - Companies have been publishing sustainability targets without substantial accountability measures [1] - Regulatory frameworks have been established to guide sustainability efforts, but their effectiveness remains to be seen [1] - Auditors are involved in the process, yet their role relies heavily on the trust placed in the methodologies used [1]

Did you know children of the Niger Delta are the most vulnerable to climate change in the region. Not because we want to, but we were forced to. Even before exploring what life felt like, hydrocarbons were already found in our systems.Person heat waves had affected many of us, subjecting us to scars and painful medications. Even my sister fell victim. It was a period of severe heat waves here in River State.It became a major topic of discussion on radio, TV stations, and lots more. And lots of children, not ...

[music] [music] My story begins in November 2022. I was wearing my Made in Potacot uh t-shirt and I was traveling to India for a meeting. Now this this trip coincided with the World Cup, the FIFA World Cup in Qatar.uh and we had a layover at the Hamad International Airport in Doha. Now, prior to this time, I've heard so much about Qatar, right. But the things I saw at the airport left me quite baffled.They had a driverless tram that took people from one terminal to the other. They had a tropical garden in t ...

Imagine Portacott and the Niger Delta region in the year 2035. Would you hear the loud sound of generators or the horn of electric vehicle going quietly. Would you breathe in suits and carbon from the environment or enjoying fresh breath from the mangroves. Would the children be coughing in the traffic or riding and cycling to their various schools.Dark future, hopeful future. Nigeria is urbanizing at a breathtaking speed. And according to the United Nation Economic Commission for Africa report of July 2024 ...

Financial Data and Key Metrics Changes - In Q4 2025, the company achieved 5% sales growth and marked the 15th consecutive quarter of margin expansion, with adjusted operating profit increasing by 9% to $252 million and adjusted EPS rising by 9% to $1.18 [8][16] - For the full year 2025, sales reached $4.18 billion, a 2% increase, with adjusted operating income growing by 10% and adjusted EPS reaching a record $4.92, up 14% year-over-year [9][17] Business Line Data and Key Metrics Changes - Flow segment sales increased by 9% to $394 million in Q4, with commercial and industrial sales up 12% and residential sales rising 4% [17] - Water Solutions segment sales decreased by 10% to $232 million in Q4, with commercial sales down 15% due to the sale of the commercial services business [18] - Pool segment sales grew by 11% to $393 million in Q4, driven primarily by price increases [19] Market Data and Key Metrics Changes - The North American market for Water Solutions remained relatively strong, although international and China sales experienced volatility [36] - The company expects flow sales to increase by mid-single digits to high single digits in 2026, while Water Solutions sales are anticipated to be flat [23] Company Strategy and Development Direction - The company is strategically combining its flow residential business with its residential water solutions business to enhance operational efficiencies and customer experiences [6][11] - The focus remains on innovation, sustainability, and operational excellence, with plans to invest in digital and AI-driven solutions [10][12] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the business model and resilience of end markets, projecting adjusted EPS guidance for 2026 in the range of $5.25-$5.40, reflecting an 8% increase at the midpoint [10][23] - The company remains vigilant in responding to macro volatility and is taking proactive steps to mitigate risks [10][20] Other Important Information - The company generated record free cash flow of $748 million and returned $225 million to shareholders through share repurchases [9][22] - The leadership transition includes the appointment of Nick Brazis as the new CFO, who is expected to uphold the company's financial integrity and drive shareholder value [5][22] Q&A Session Summary Question: Insights on the commercial Water Solutions business - Management indicated expectations for growth in 2026, particularly in membrane filtration, despite some volatility in international markets [36] Question: Incremental productivity opportunities from the combination of residential flow and water solutions - The combined business is expected to create significant margin improvements and growth synergies over the next several years [37] Question: Pool business dynamics and guidance for Q1 - Management noted a pragmatic approach to guidance, reflecting no residential recovery in 2026, with expectations for a flat pool year [45][46] Question: Impact of 80/20 strategy on organic growth - Management clarified that the 80/20 strategy is expected to be a tailwind for growth, focusing on high-margin customers [60] Question: Pricing strategies in light of inflation - The company aims to offset inflation through pricing while ensuring value for channel partners and customers [62] Question: Tariff impacts and supply chain adjustments - Management confirmed that they successfully mitigated tariff impacts in 2025 and expect a manageable increase in 2026 [73][74]

RIYADH — Kering and the Saudi Fashion Commission have announced the second edition of the Kering Generation Award, this time expanding beyond Saudi Arabia to encompass the broader Middle East region. The announcement was made at the Retail Leaders Circle Global Forum here Tuesday. The inaugural edition attracted more than 500 applications, resulting in 21 finalists and three winners who received mentorship, workshops and international exposure through the French luxury conglomerate’s sustainability network ...

As Exclusive Out-of-Home Advertising Partner, OUTFRONT Unlocks Formula E IP Rights & Launches New Campaign for the 2026 Miami E-Prix NEW YORK, Feb. 3, 2026 /PRNewswire/ -- OUTFRONT Media, one of the leading out-of-home (OOH) companies in the U.S. and a leader in in-real-life (IRL) media, has been named the Official OOH Advertising Partner of the 2026 ABB FIA Formula E Miami E-Prix, as well as the Associate Partner of Change. Accelerated. Live: Miami. Continue Reading OUTFRONT and Formula E activated a city- ...