Core Viewpoint - Synchrony (SYF) is anticipated to report a year-over-year increase in earnings driven by higher revenues, with the actual results being a significant factor influencing its near-term stock price [1][2]. Earnings Expectations - The upcoming earnings report is expected to be released on July 22, with a consensus estimate of $1.70 per share, reflecting a year-over-year increase of +9.7%. Revenues are projected to be $4.5 billion, up 2.2% from the previous year [3][2]. Estimate Revisions - The consensus EPS estimate has been revised down by 1.59% over the last 30 days, indicating a reassessment by analysts [4]. The Most Accurate Estimate for Synchrony is higher than the Zacks Consensus Estimate, resulting in a positive Earnings ESP of +6.05% [11]. Earnings Surprise Prediction - The Zacks Earnings ESP model suggests that a positive Earnings ESP reading is a strong predictor of an earnings beat, especially when combined with a Zacks Rank of 1, 2, or 3 [9][10]. Synchrony's current Zacks Rank is 3, indicating a likelihood of beating the consensus EPS estimate [11]. Historical Performance - In the last reported quarter, Synchrony exceeded the expected earnings of $1.63 per share by delivering $1.89, resulting in a surprise of +15.95%. The company has beaten consensus EPS estimates in all of the last four quarters [12][13]. Conclusion - Synchrony is positioned as a compelling candidate for an earnings beat, but investors should consider other factors that may influence stock performance beyond just the earnings report [16].

Core Viewpoint - Cathay General (CATY) is anticipated to report a year-over-year increase in earnings driven by higher revenues, with the actual results being a significant factor influencing its near-term stock price [1][2]. Earnings Expectations - The upcoming earnings report is expected to be released on July 22, with a consensus EPS estimate of $1.10 per share, reflecting a year-over-year increase of +13.4% [3]. - Revenues are projected to reach $196 million, which is a 9.8% increase from the same quarter last year [3]. Estimate Revisions - Over the last 30 days, the consensus EPS estimate has been revised 0.44% higher, indicating a positive reassessment by analysts [4]. - The Most Accurate Estimate for Cathay is higher than the Zacks Consensus Estimate, resulting in an Earnings ESP of +0.76%, suggesting a bullish outlook on the company's earnings prospects [12]. Earnings Surprise Prediction - The Zacks Earnings ESP model indicates that a positive Earnings ESP reading is a strong predictor of an earnings beat, especially when combined with a Zacks Rank of 1 (Strong Buy), 2 (Buy), or 3 (Hold) [10]. - Cathay currently holds a Zacks Rank of 2, which, combined with the positive Earnings ESP, suggests a high likelihood of beating the consensus EPS estimate [12]. Historical Performance - In the last reported quarter, Cathay exceeded the expected earnings of $0.95 per share by delivering $0.98, resulting in a surprise of +3.16% [13]. - Over the past four quarters, the company has beaten consensus EPS estimates three times [14].

Core Viewpoint - Eagle Bancorp Montana, Inc. (EBMT) is expected to report a year-over-year increase in earnings and revenues for the quarter ended June 2025, with a consensus outlook indicating a potential earnings surprise that could impact its stock price [1][3]. Earnings Expectations - The consensus EPS estimate for Eagle Bancorp Montana is $0.41 per share, reflecting an increase of +86.4% year-over-year [3]. - Revenues are anticipated to reach $21.8 million, which is a 9.6% increase from the same quarter last year [3]. Estimate Revisions - The consensus EPS estimate has remained unchanged over the last 30 days, indicating stability in analysts' assessments [4]. - The Most Accurate Estimate for the company is higher than the Zacks Consensus Estimate, resulting in a positive Earnings ESP of +2.44%, suggesting a bullish outlook from analysts [12]. Earnings Surprise Prediction - A positive Earnings ESP is a strong indicator of an earnings beat, especially when combined with a Zacks Rank of 1 (Strong Buy), 2 (Buy), or 3 (Hold) [10]. - Eagle Bancorp Montana currently holds a Zacks Rank of 2, enhancing the likelihood of exceeding the consensus EPS estimate [12]. Historical Performance - In the last reported quarter, Eagle Bancorp Montana delivered an earnings surprise of +24.24%, reporting $0.41 per share against an expected $0.33 [13]. - Over the past four quarters, the company has beaten consensus EPS estimates three times, indicating a strong track record [14]. Conclusion - Eagle Bancorp Montana is positioned as a compelling candidate for an earnings beat, but investors should consider additional factors that may influence stock performance beyond earnings results [17].

Core Viewpoint - Enphase Energy (ENPH) is anticipated to report a year-over-year increase in earnings driven by higher revenues, with the actual results being a significant factor influencing its near-term stock price [1][2]. Earnings Expectations - The upcoming earnings report is expected to be released on July 22, with a consensus estimate of $0.62 per share, reflecting a year-over-year increase of 44.2%. Revenues are projected to be $356.33 million, up 17.4% from the previous year [3][2]. - The consensus EPS estimate has been revised 7% higher in the last 30 days, indicating a collective reassessment by analysts [4]. Earnings Surprise Prediction - The Zacks Earnings ESP model indicates that the Most Accurate Estimate for Enphase Energy is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -4.24%, suggesting a bearish outlook from analysts [12]. - The stock currently holds a Zacks Rank of 3, making it challenging to predict a beat on the consensus EPS estimate [12]. Historical Performance - In the last reported quarter, Enphase Energy was expected to post earnings of $0.71 per share but delivered only $0.68, resulting in a surprise of -4.23%. Over the last four quarters, the company has only beaten consensus EPS estimates once [13][14]. Conclusion - Enphase Energy does not appear to be a strong candidate for an earnings beat, and investors should consider other factors when making decisions regarding this stock ahead of its earnings release [17].

Core Viewpoint - The market anticipates First Busey (BUSE) to report a year-over-year earnings increase driven by higher revenues for the quarter ended June 2025, with actual results being crucial for stock price movement [1][2]. Earnings Expectations - First Busey is expected to post quarterly earnings of $0.61 per share, reflecting a +22% year-over-year change, with revenues projected at $192.1 million, up 65.3% from the previous year [3]. - The consensus EPS estimate has been revised 2.12% lower in the last 30 days, indicating a reassessment by analysts [4]. Earnings Surprise Prediction - The Zacks Earnings ESP model suggests that a positive or negative Earnings ESP reading indicates the likely deviation of actual earnings from the consensus estimate, with a positive reading being a strong predictor of an earnings beat [9][10]. - For First Busey, the Most Accurate Estimate is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -4.49%, combined with a Zacks Rank of 4, making it challenging to predict an earnings beat [12]. Historical Performance - In the last reported quarter, First Busey was expected to post earnings of $0.53 per share but delivered $0.57, resulting in a surprise of +7.55% [13]. - Over the last four quarters, the company has beaten consensus EPS estimates four times [14]. Industry Comparison - Wintrust Financial (WTFC), another player in the Zacks Banks - Midwest industry, is expected to report earnings per share of $2.59 for the same quarter, indicating a +11.6% year-over-year change, with revenues expected at $655.9 million, up 10.8% [18][19].

Company Overview - First Bank (FRBA) is anticipated to report a year-over-year decline in earnings of 8.5%, with expected earnings of $0.43 per share for the quarter ended June 2025, while revenues are projected to increase by 13.6% to $35.47 million [3][11] Earnings Expectations - The upcoming earnings report is scheduled for July 22, and the stock may experience upward movement if the reported numbers exceed expectations, whereas a miss could lead to a decline [2][3] - The consensus EPS estimate has remained unchanged over the last 30 days, indicating stability in analyst expectations [4] Earnings Surprise Prediction - The Most Accurate Estimate for First Bank is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -1.18%, suggesting a bearish outlook from analysts [11] - The Zacks Rank for First Bank is currently 3 (Hold), complicating predictions of an earnings beat [11] Historical Performance - In the last reported quarter, First Bank was expected to post earnings of $0.39 per share but delivered $0.37, resulting in a surprise of -5.13% [12] - Over the past four quarters, First Bank has beaten consensus EPS estimates two times [13] Industry Comparison - Washington Trust Bancorp (WASH), another player in the Zacks Banks - Northeast industry, is expected to report earnings of $0.63 per share, with revenues projected to rise by 11.8% to $53.92 million [17][18] - Washington Trust also has a Zacks Rank of 3 and an Earnings ESP of -10.64%, indicating a similar challenge in predicting an earnings beat [19]

Company Overview - FS Bancorp (FSBW) is anticipated to report a year-over-year decline in earnings of 14.2%, with expected earnings of $0.97 per share for the quarter ended June 2025 [3][11] - Revenue is projected to be $36.5 million, reflecting a slight increase of 0.6% from the previous year [3] Earnings Expectations - The consensus EPS estimate has remained unchanged over the last 30 days, indicating stability in analyst expectations [4] - The Most Accurate Estimate for FS Bancorp is higher than the Zacks Consensus Estimate, resulting in a positive Earnings ESP of +3.45%, suggesting a likelihood of beating the consensus EPS estimate [11] Historical Performance - In the last reported quarter, FS Bancorp exceeded the expected earnings of $0.93 per share by delivering $1.01, resulting in a surprise of +8.60% [12] - Over the past four quarters, the company has surpassed consensus EPS estimates three times [13] Industry Comparison - Preferred Bank (PFBC), another player in the Zacks Banks - West industry, is expected to report earnings of $2.43 per share, indicating a year-over-year decline of 2% [17] - Preferred Bank's revenue is projected at $70.15 million, up 0.9% from the previous year [17] - The consensus EPS estimate for Preferred Bank has been revised up by 1.9% over the last 30 days, but it currently has a negative Earnings ESP of -1.03%, making it challenging to predict an earnings beat [18]

Core Viewpoint - Wall Street anticipates a year-over-year decline in earnings for Hope Bancorp despite higher revenues, with actual results being crucial for stock price movement [1][2]. Earnings Expectations - Hope Bancorp is expected to report quarterly earnings of $0.21 per share, reflecting a -4.6% change year-over-year, while revenues are projected at $125.92 million, an increase of 7.7% from the previous year [3]. Estimate Revisions - The consensus EPS estimate has been revised 5.63% higher in the last 30 days, indicating a positive reassessment by analysts [4]. Earnings Surprise Prediction - The Zacks Earnings ESP model shows a positive Earnings ESP of +6.02% for Hope Bancorp, suggesting a likelihood of beating the consensus EPS estimate [12]. Historical Performance - In the last reported quarter, Hope Bancorp exceeded the expected earnings of $0.18 per share by delivering $0.19, resulting in a surprise of +5.56% [13]. Over the past four quarters, the company has beaten consensus EPS estimates twice [14]. Investment Considerations - While an earnings beat can influence stock movement, other factors may also play a significant role in determining stock performance post-earnings release [15].

Core Viewpoint - The market anticipates a year-over-year decline in earnings for Avery Dennison (AVY) due to lower revenues, with a focus on how actual results compare to estimates impacting stock price [1][2]. Earnings Expectations - Avery Dennison is expected to report quarterly earnings of $2.38 per share, reflecting a -1.7% change year-over-year, with revenues projected at $2.23 billion, down 0.2% from the previous year [3]. - The consensus EPS estimate has been revised down by 0.25% over the last 30 days, indicating a collective reassessment by analysts [4]. Earnings Surprise Prediction - The Zacks Earnings ESP model indicates that the Most Accurate Estimate for Avery Dennison is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -0.42%, suggesting a bearish outlook from analysts [12]. - The stock currently holds a Zacks Rank of 3, complicating predictions of an earnings beat [12]. Historical Performance - In the last reported quarter, Avery Dennison was expected to post earnings of $2.32 per share but delivered $2.30, resulting in a surprise of -0.86% [13]. - Over the past four quarters, the company has beaten consensus EPS estimates three times [14]. Conclusion - Avery Dennison does not appear to be a strong candidate for an earnings beat, and investors should consider additional factors when making decisions regarding the stock ahead of the earnings release [17].

The market expects Community Financial System (CBU) to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended June 2025. This widely-known consensus outlook is important in assessing the company's earnings picture, but a powerful factor that might influence its near-term stock price is how the actual results compare to these estimates.The earnings report, which is expected to be released on July 22, might help the stock move higher if these key numbers ...