Group 1 - The focus is on growth and dividend income as a strategy for retirement planning [1] - The portfolio is structured to generate monthly dividend income that grows through reinvestment and annual increases [1] Group 2 - The article expresses personal opinions and is not intended as investment advice [2][3] - It emphasizes the importance of conducting individual research before making investment decisions [2]

Group 1 - The focus is on growth and dividend income as a strategy for retirement planning [1] - The portfolio is structured to generate monthly dividend income that grows through reinvestment and annual increases [1] Group 2 - The article emphasizes that it is a personal opinion and not a recommendation for stock purchases or sales [2] - It highlights the importance of conducting individual research before making investment decisions [2]

Core Viewpoint - The article emphasizes a personal investment strategy focused on growth and dividend income, aiming for an easy retirement through a portfolio that prioritizes compounding dividend income and growth [1]. Group 1: Investment Strategy - The strategy involves creating a portfolio that generates monthly dividend income, which is enhanced through dividend reinvestment and annual increases [1]. Group 2: Stock Positions - The article mentions a beneficial long position in shares of GPIQ, QYLD, QQQI, and JEPQ, indicating a commitment to these investments through stock ownership, options, or other derivatives [1].

Group 1 - The focus is on growth and dividend income as a strategy for retirement planning [1] - The portfolio is structured to generate monthly dividend income that grows through reinvestment and annual increases [1] - The author holds long positions in several companies including OBDC, ARCC, FSK, PSEC, MAIN, BXSL, and GSBD [1]

Group 1 - The focus is on growth and dividend income as a strategy for retirement planning [1] - The portfolio is structured to generate monthly dividend income that grows through reinvestment and annual increases [1] Group 2 - The article expresses personal opinions and is not intended as investment advice [2][3] - It emphasizes the importance of conducting individual research before making investment decisions [2]

I am focused on growth and dividend income. My personal strategy revolves around setting myself up for an easy retirement by creating a portfolio which focuses on compounding dividend income and growth. Dividends are an intricate part of my strategy as I have structured my portfolio to have monthly dividend income which grows through dividend reinvestment and yearly increases. Feel free to reach out to me on Seeking Alpha Disclaimer: I am not an investment advisor or professional. This article is my own per ...

Group 1 - The focus is on growth and dividend income as a strategy for retirement planning [1] - The portfolio is structured to generate monthly dividend income that grows through reinvestment and annual increases [1] Group 2 - The article expresses personal opinions and is not intended as investment advice [2][3] - It emphasizes the importance of conducting individual research before making investment decisions [2]

Core Viewpoint - Herzfeld Credit Income Fund, Inc. has announced amendments to its Dividend Reinvestment Plan to align with industry standards, allowing for more flexibility in share issuance regardless of market conditions [1][2]. Group 1: Amendments to the Dividend Reinvestment Plan - The amendments to the Plan will take effect 30 days after notice is mailed to shareholders [1]. - The new Plan allows the Fund to issue new shares to participants regardless of whether the common stock is trading at a premium or discount to the Fund's NAV, differing from the previous requirement to purchase shares on the open market when trading below NAV [2]. - The number of shares received upon reinvestment will be calculated by dividing the distribution amount by 95% of the market price per share at the close of regular trading on the exchange, or the average of the closing bid and asked quotations if there is no sale on that date [3]. Group 2: Shareholder Engagement - The Fund encourages shareholders to review the amended Plan to decide on their participation [4]. Group 3: Company Background - Thomas J. Herzfeld Advisors, Inc., founded in 1984, is the SEC registered investment advisor for the Fund, specializing in investment analysis and account management in closed-end funds [5].

Group 1 - The focus is on growth and dividend income as a strategy for retirement planning [1] - The portfolio is structured to generate monthly dividend income that grows through reinvestment and annual increases [1] Group 2 - The article expresses personal opinions and is not intended as investment advice [2][3] - It emphasizes the importance of conducting individual research before making investment decisions [2]

Group 1 - The focus is on growth and dividend income as a strategy for retirement planning [1] - The portfolio is structured to generate monthly dividend income that grows through reinvestment and annual increases [1] Group 2 - The article expresses personal opinions and is not intended as investment advice [2] - It emphasizes the importance of conducting individual research before making investment decisions [2]