Phinia (PHIN) reported $890 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 2.5%. EPS of $1.27 for the same period compares to $0.88 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $843.87 million, representing a surprise of +5.47%. The company delivered an EPS surprise of +28.28%, with the consensus EPS estimate being $0.99.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street ex ...

Second Quarter 2025 Earnings Presentation July 24, 2025 5:00 PM Eastern / 2:00 PM Pacific Registration: 2Q25 Registration link Webcast: 2Q25 Webcast link 1 EXECUTIVE TEAM ON THE CALL STEPHEN BERMAN Chairman & Chief Executive Officer JOHN KIMBLE Executive Vice President & Chief Financial Officer 2 SAFE HARBOR STATEMENT The Company would like to point out that any comments made about JAKKS Pacific's future performance, events or circumstances, including the estimates of sales and/or Adjusted EBITDA in 2025, a ...

Core Insights - SoFi Technologies Inc is set to release its second-quarter earnings report on July 29, with analysts expecting earnings of 6 cents per share and revenue of $805.44 million, indicating significant growth compared to the same quarter last year [1] Stock Performance - The stock has been on an upward trend since early April, reaching a three-year high of $22.74 on July 18, and is currently valued at $21.50, reflecting a year-to-date increase of 39.6% [2] Earnings History and Market Expectations - Historically, SoFi's stock has closed lower in only three of its last eight post-earnings sessions, although it experienced a notable 10.3% drop in January. The options market is anticipating an earnings swing of 11.3%, which is larger than the average 8.8% move over the past two years [4] Short Interest - Despite the recent stock price increase, short interest accounts for 14.3% of the available float, suggesting that a positive earnings report could lead to short covering and potentially drive the stock price higher [5]

Core Insights - Westinghouse Air Brake Technologies Corporation (WAB) reported Q2 2025 earnings per share (EPS) of $2.27, exceeding the Zacks Consensus Estimate of $2.18, marking a 15.8% year-over-year increase driven by higher sales, operating margin expansion, and share repurchases [1][9] - Revenues for the quarter were $2.71 billion, falling short of the Zacks Consensus Estimate of $2.77 billion, but reflecting a 2.3% year-over-year growth due to increased sales in the Transit segment, offset by lower Equipment sales [2][9] Financial Performance - WAB raised its 2025 adjusted EPS guidance to a range of $8.55 to $9.15 from the previous range of $8.35 to $8.95, supported by strong first-half performance, mergers and acquisitions, and prudent cost management [3] - The company also increased its 2025 revenue guidance to $10.925 billion to $11.225 billion from $10.725 billion to $11.025 billion, primarily due to the acquisition of Evident Inspection Technologies Division [4] Segment Performance - The Freight segment reported net sales of $1.91 billion, a slight decline of 0.1% year-over-year, impacted by lower locomotive deliveries due to a supplied part issue, although service sales increased by 6% [5][6] - The Transit segment saw net sales grow by 8.7% year-over-year to $787 million, with an adjusted operating margin increase to 15.2% from 12.7% in the same quarter of 2024 [6] Operational Details - Total operating expenses rose by $22 million year-over-year to $466 million, with the operating ratio increasing to 17.2% from 16.8% [7] - WAB ended the quarter with cash and cash equivalents of $1.49 billion, a significant increase from $698 million at the end of the previous quarter, while long-term debt rose to $4.78 billion from $3.50 billion [7] Shareholder Returns - During the quarter, WAB paid $44 million in dividends and repurchased shares worth $50 million [8]

Core Viewpoint - Southwest Airlines Co. reported disappointing second-quarter 2025 results, with both earnings and revenues falling short of the Zacks Consensus Estimate [1] Financial Performance - Quarterly earnings were 43 cents per share, missing the Zacks Consensus Estimate of 51 cents and declining 25.9% year over year [2][9] - Revenues totaled $7.24 billion, missing the Zacks Consensus Estimate of $7.29 billion and declining 1.5% year over year [2][9] - Passenger revenues, which accounted for 91.5% of total revenues, decreased 1.3% year over year to $6.62 billion [2] Operating Statistics - Airline traffic, measured in revenue passenger miles, fell 3.5% year over year to 36.88 billion [3] - Capacity, or available seat miles (ASMs), grew 1.6% year over year to 46.99 billion [3] - Load factor decreased by 4.1 percentage points to 78.5% [3][9] - Passenger revenue per available seat mile (PRASM) fell 2.8% year over year to 14.10 cents [3] - Revenue per available seat mile (RASM) decreased 3.1% year over year to 15.41 cents [4] Operating Expenses & Income - Operating income for the quarter was $225 million, down from $398 million in the same quarter last year [5][9] - Adjusted operating income was $245 million compared to $405 million in the prior year [5] - Total adjusted operating expenses increased 6.4% year over year [5] Fuel Costs - Fuel cost per gallon fell 15.9% year over year to $2.32 [6] Liquidity - Cash and cash equivalents at the end of the second quarter were $3.47 billion, down from $8.13 billion at the end of the previous quarter [7] - Long-term debt remained flat at $4.08 billion [7] Cash Flow and Shareholder Returns - The company generated $401 million in cash from operating activities during the quarter [8] - Capital expenditures were $635 million, primarily for aircraft-related spending [8] - Southwest returned $1.6 billion to shareholders, including $103 million in dividends and $1.5 billion in share repurchases [8][10] Outlook - For third-quarter 2025, unit revenues are expected to range from down 2% to up 2% on flat capacity year over year [11] - Economic fuel costs per gallon are anticipated to be between $2.40 and $2.50 [12] - The company expects to achieve a $370 million cost reduction target this year [13] - Third-quarter CASM, excluding fuel and special items, is projected to increase by 3.5-5.5% year over year [13] - Capital spending for 2025 is expected to be in the range of $2.5 billion to $3.0 billion [14] - The company reaffirms its EBIT contribution targets of $1.8 billion for 2025 and $4.3 billion for 2026 [15]

TransUnion (TRU) reported $1.14 billion in revenue for the quarter ended June 2025, representing a year-over-year increase of 9.5%. EPS of $1.08 for the same period compares to $0.99 a year ago.The reported revenue represents a surprise of +3.7% over the Zacks Consensus Estimate of $1.1 billion. With the consensus EPS estimate being $0.99, the EPS surprise was +9.09%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expect ...

Core Insights - FirstCash Holdings reported revenue of $830.62 million for the quarter ended June 2025, reflecting a slight decrease of 0.1% year-over-year, while EPS increased to $1.79 from $1.37 in the same quarter last year, indicating a positive trend in earnings despite revenue decline [1] - The revenue exceeded the Zacks Consensus Estimate of $824.3 million by 0.77%, and the EPS surpassed the consensus estimate of $1.66 by 7.83%, showcasing better-than-expected performance in earnings [1] Revenue Breakdown - Revenue from leased merchandise income was reported at $139.78 million, which is 28.2% lower than the previous year and below the average estimate of $145.87 million from two analysts [4] - Revenue from pawn loan fees reached $190.82 million, slightly above the estimated $190.61 million, marking a year-over-year increase of 5.4% [4] - Revenue from interest and fees on finance receivables was $76.08 million, exceeding the average estimate of $74.67 million, with a significant year-over-year increase of 33.9% [4] Stock Performance - Over the past month, FirstCash shares have returned -0.8%, contrasting with the Zacks S&P 500 composite's increase of 5.7%, indicating underperformance relative to the broader market [3] - The stock currently holds a Zacks Rank 4 (Sell), suggesting potential underperformance in the near term [3]

Core Insights - Selective Insurance Group, Inc. (SIGI) reported second-quarter 2025 operating income of $1.31 per share, missing the Zacks Consensus Estimate by 15.5%, but rebounding from a loss of $1.10 per share in the prior year [1][8] - The company's total revenues reached $1.3 billion, a 10.9% increase year-over-year, driven by higher net premiums written and net investment income, surpassing estimates by 0.9% [2][8] Financial Performance - Net premiums written (NPW) increased by 5% year-over-year to $1.3 billion, with average renewal pure price rising 80 basis points to 9.9% [2] - Net investment income rose 18% year-over-year to $101 million [3] - Net catastrophe losses were $79.9 million, down from $90.5 million in the previous year, while non-catastrophe property losses decreased to $173.2 million from $185.5 million [3] Combined Ratio and Expenses - The combined ratio improved by 1590 basis points year-over-year to 96.1, benefiting from lower catastrophe losses and loss expenses, compared to the Zacks Consensus Estimate of 98 [4][8] - Total expenses declined by 4.6% year-over-year to $1.2 billion, aligning with estimates [4] Segmental Results - Standard Commercial Lines' NPW increased by 6% year-over-year to $1 billion, with a combined ratio improvement of 1600 basis points to 102.8 [5] - Standard Personal Lines' NPW decreased by 5% year-over-year to $110.5 million, with a combined ratio improvement of 2650 basis points to 91.6 [6] - Excess & Surplus Lines' NPW rose by 9% year-over-year to $160.2 million, with a combined ratio improvement of 480 basis points to 89.8 [7] Financial Position - As of June 30, 2025, total assets were $14.5 billion, a 7% increase from December 2024 [9] - Long-term debt surged by 78% to $902.7 million, with a debt-to-total capitalization ratio of 21.1% [9] - Adjusted book value per share increased by 5% year-over-year to $54.48, with an operating return on common equity of 10.3% compared to negative 9.6% in the prior year [9] Shareholder Returns - The board authorized a quarterly cash dividend of 38 cents per share, payable on September 2, 2025 [10] 2025 Guidance - SIGI estimates a GAAP combined ratio of 97% to 98%, reflecting a 100-basis point deterioration from previous guidance, with net catastrophe losses expected to contribute 6 points [11] - The company anticipates after-tax net investment income of $415 million, an increase from prior guidance of $405 million [11]

Core Insights - Nasdaq reported second-quarter 2025 adjusted earnings per share of 85 cents, exceeding the Zacks Consensus Estimate by 6.3% and reflecting a 24% year-over-year improvement [1][8] - The company's shares rose 1% in pre-market trading due to this outperformance [1] - Revenue growth was driven by higher revenues across three divisions and organic growth, although this was partially offset by increased expenses [1] Financial Performance - Nasdaq's net revenues reached $1.3 billion, marking a 13% year-over-year increase, with organic net revenue growth at 12% [2][8] - Annualized Recurring Revenue (ARR) grew 10% year over year to $2.9 billion, with organic growth at 9% [2] - Annualized SaaS revenues increased by 13%, accounting for 37% of ARR [2] Segment Performance - Capital Access Platforms' adjusted revenues were $527 million, up 9% year over year, driven by higher revenues across all business lines [3] - Financial Technology adjusted revenues were $464 million, reflecting a 10% increase, also supported by higher revenues from all business lines [3] - Solutions business revenues rose 10% year over year to $991 million, driven by strong growth in Index and Financial Technology [3] Market Services and Expenses - Market Services' net revenues increased by 21% year over year to $306 million, surpassing estimates [4] - Adjusted operating expenses were $585 million, an 8% increase from the previous year, reflecting investments in technology and personnel [4] - Adjusted operating income was $721 million, up 16% year over year, with an operating margin of 55%, expanding by 200 basis points [5] Financial Position - As of June 30, 2025, Nasdaq had cash and cash equivalents of $927 million, a 49% increase from the end of 2024 [6] - Long-term debt decreased by 4.4% to $8.7 billion [6] - The company generated $746 million in cash flow from operations during the reported quarter [6] Capital Deployment - Nasdaq returned $155 million to shareholders through dividends and $100 million through stock repurchases in Q2 2025 [9] - The board approved a dividend of 27 cents per share, payable on September 26, 2025 [9] - As of June 30, 2025, $1.5 billion remained under the board-authorized share repurchase program [9] Guidance - Nasdaq raised its 2025 non-GAAP expense guidance to a range of $2.295-$2.335 billion from the previous range of $2.265-$2.325 billion [8][10] - The company forecasts a non-GAAP tax rate for 2025 to be between 22.5% and 24.5% [10]

Key Takeaways AMRN is set to report Q2 results on July 30, with investor focus on Vascepa/Vazkepa sales.U.S. Vascepa sales are likely to have declined, while EU Vazkepa revenues are likely to have risen.Expense reduction from cost-cutting measures may have lowered operating spend in the to-be-reported quarter.We expect investors to focus on the sales performance of Amarin Corporation’s (AMRN) sole marketed drug, Vascepa/Vazkepa, when it reports second-quarter 2025 results on July 30, before market open. The ...