Market Catalysts & Trends - The crypto market anticipates a significant catalyst, potentially larger than previous ones like the Genius Act and ETF approvals, which could substantially increase the Bitcoin price [1][2] - Google searches for crypto are at a bottom, indicating minimal retail interest, which historically suggests a potential buying opportunity [2][3] - Stablecoin market share continues to grow, with Ethereum dominance increasing from approximately 49-50% to 55% [10][11] Regulatory Landscape - The Clarity Act (market structure bill) is identified as a potential catalyst for the crypto industry, similar to the Genius Act's impact on stablecoins [16][17] - Prediction markets suggest a 33% chance of the Clarity Act being signed into law in 2025, a decrease from 37% due to a previous government shutdown [20] - The Genius Act had bipartisan support, indicating broad interest in crypto regulation [23] Company Performance & Stablecoin Adoption - Circle, the company behind USDC stablecoin, reported a 66% year-over-year revenue growth, reaching $740 million [6] - USDC usage on blockchains saw an enormous increase, reaching $96 trillion of volume in the quarter, up from $59 trillion in the prior quarter and over 600% year-over-year [6] - Stablecoins are viewed as a "Trojan horse" and an on-ramp for capital into blockchain products, with potential for trillions of dollars to flow into stablecoins [12][13]

LATEST: 📈 Crypto's yield gap with traditional finance is rapidly closing, with yield-bearing stablecoins surging 300% YoY and Ethereum liquid staking tokens adding $34B in value since early 2023, according to a RedStone report. https://t.co/i4dN8UGJTL ...

Market Overview - Stablecoins are considered crypto's first truly viral product [1] - Stablecoins are used by consumers, businesses, banks, and governments [1] - Every stablecoin transaction drives demand for blockspace [1]

In September, Visa (NYSE: V) unveiled its stablecoin pre-funding pilot at SIBOS 2025, introducing a faster and more flexible model for cross-border payments for businesses through Visa Direct. Months later, at Web Summit in Lisbon, Visa just took another step in its broader push to merge blockchain technology with its global payments network. Visa brings stablecoins to creators, gig workers On Nov. 12, 2025, Visa unveiled a new Visa Direct pilot designed to deliver near-instant payouts in USD-backed sta ...

Core Insights - Visa is piloting a new payment scheme allowing companies to send fiat USD directly to recipients' stablecoin wallets, specifically using dollar-pegged stablecoins like USDC [1][2] - The service is aimed at the creator and gig economy, facilitating small, irregular payments to a large number of recipients [3] - Wider access to the service is projected for the second half of 2026, depending on local regulations [4] Group 1: Service Details - Companies will pay out in fiat USD, while recipients will receive payments in stablecoins [1] - Participants must have a stablecoin wallet and pass AML/KYC checks; the pilot is currently limited to U.S.-based platforms and businesses [2] - Visa is in the process of onboarding partners for the service [4] Group 2: Strategic Moves - Visa has made significant investments in the stablecoin space, including a strategic investment in BVNK [5] - The company predicts an increased role for stablecoins in the $40 trillion global credit market, suggesting potential for traditional institutions to utilize blockchain technology [6] - Visa is also expanding support for stablecoin-based crypto credit cards in collaboration with various fintech companies [6]

JPMorgan Chase & Co. (NYSE: JPM) has come a long way when it comes to crypto. At one point, they used to look at anything blockchain or digital assets with skepticism. CEO Jamie Dimon, who famously called Bitcoin a “fraud” in 2017, has since softened his stance, acknowledging that “the blockchain is real.” Analysts view the move as a full-circle moment for Wall Street’s largest bank, signaling crypto’s acceptance in mainstream finance. But the bank has now made another milestone move that reinforces the ...

RT CoinDesk Podcast Network (@CoinDeskPodcast)NEW BLOCKSPACE POD w/ @intangiblecoins: “Long Bitcoin was the trade everyone was meant to be in... But over this year that's just changed, right? Gold itself is up 30%... Mag Seven AI hype and investment, data centers, HPC, even some nuclear stocks." in partnership with @blockspacepod!We discuss:⚡ $180k -> $120k EOY revision⚡ Oct 10 wipeout catalyst⚡ Stablecoins will be very competitive👇🇨🇦⤵️ 🍕 ...

On Wednesday, Visa announced the launch of a new pilot that leverages dollar-backed stablecoins to pay gig workers. The pilot lets marketplaces pay recipients in the US directly into their stablecoin wallets, using cryptocurrencies such as Circle’s USDC. “Launching stablecoin payouts is about enabling truly universal access to money in minutes — not days — for anyone, anywhere in the world,” said Chris Newkirk, Visa’s president of commercial and money movement solutions. The pilot is powered by the paym ...

Core Insights - The article presents Juniper Research's Top 10 Fintech & Payments Trends for 2026, highlighting significant technological and market shifts that will transform financial services in the coming year [2][3] Group 1: Key Trends - Stablecoins are expected to compete with the existing interbank settlement layer, indicating a shift in how transactions are processed [4] - Agentic AI is set to reshape both B2B and consumer purchasing, enhancing the efficiency and personalization of commerce [4] - The EUDI Wallet will redefine digital identity in Europe, streamlining identity verification processes [4] - Tokenized assets are anticipated to enter the mainstream, broadening investment opportunities and asset management [4] - Generative AI (GenAI) is projected to transform banking operations, improving customer service and operational efficiency [4] - Flexible credentials are expected to drive a renaissance in payment cards, offering consumers more options and security [4] - Investment in AI fraud prevention is likely to rise due to increasing threats from deepfake technologies [4] - The "Pay by Bank" method is expected to scale in the UK through commercial Variable Recurring Payments (VRPs), enhancing payment convenience [4] - No-code Anti-Money Laundering (AML) solutions are anticipated to extend beyond traditional banks, democratizing compliance tools [4] - Virtual cards are predicted to gain traction within travel payments, providing travelers with enhanced security and convenience [4]

Besides the #66kETHBorrow whale, another whale 0x9992 is also borrowing to buy more $ETH!2 hours ago, 0x9992 borrowed 10M $USDC from Aave to buy 2,909 $ETH.He currently has 83,816 $ETH($288.6M) deposited on Aave and has borrowed $122.89M in stablecoins.https://t.co/KySdh4ZmJBhttps://t.co/bHUELKDkNs ...