Core Insights - Mortgage rates have remained stable for over six weeks, with the average 30-year rate at 6.07% and the 15-year rate at 5.53% [1][15] - A potential Federal Reserve rate cut is anticipated, which may influence bond market sentiment and mortgage rates [1][14] Current Mortgage Rates - The current national average mortgage rates are as follows: - 30-year fixed: 6.07% - 20-year fixed: 6.03% - 15-year fixed: 5.53% - 5/1 ARM: 6.19% - 7/1 ARM: 6.30% - 30-year VA: 5.64% - 15-year VA: 5.25% - 5/1 VA: 5.40% [5] Refinance Rates - Refinance rates are generally higher than purchase rates, with the current national averages reflecting this trend [3][5] Economic Outlook - Economists do not expect significant drops in mortgage rates through the end of 2026, despite potential Federal Reserve rate cuts [13][16] - The Mortgage Bankers Association forecasts the 30-year mortgage rate to remain near 6.4% through 2026, with a slight dip to 5.9% in Q4 2026 [17]

So, when a seller takes their home off the market, it's called a D-listing. And those are now happening at an unusually high rate. D-listings in October, which are reported with a one-mon lag, were up 45% year-to- date and up nearly 38% from October of last year.That's according to a new report from realtor. com. Now, this is the highest D-listing year since they began tracking this in 2022.D-listings began to rise in June and have remained elevated for five straight months. So about 6% of active listings h ...

Welcome back. We're heading into the slow season for the housing market, but this year could be worse than expected as sellers seem to be giving up. Diana Ol joins us to explain why.Diana. >> Hey, M. Yeah.When a seller takes their home off the market, it's called a D-listing, and they're now happening at an unusually high rate. Dellistings in October, which are reported with a one-mon lag, were up 45 a.5% year-to- date and up nearly 38% from October of last year. That according to a new report from realtor. ...

So, let's get right into this report, Joel. So, mortgage rates, you say here, expected to stay above 6% in 2026. Your forecast, Joel, if I have this right, is 6.3% average mortgage rates next year.Let's start there, Joel. Why Why do they stay above 6%, Joel. And what does that mean for affordability next year.really we see 2026 as a year of steadying across a lot of dimensions of the housing market. Mortgage rates are one piece of that. Uh we expect uh the the Federal Reserve's cuts in December to already b ...

Core Insights - Mortgage rates have increased, with the average 30-year fixed mortgage rate rising to 6.10% and the 15-year fixed rate to 5.55% [1][6][21] - The increase in mortgage rates is likely linked to the latest Personal Consumption Expenditures (PCE) data, indicating inflation is moving as expected, which may affect the Federal Reserve's approach to rate cuts [2] Mortgage Rates Overview - Current national average mortgage rates include: - 30-year fixed: 6.10% - 20-year fixed: 5.97% - 15-year fixed: 5.55% - 5/1 ARM: 6.45% - 7/1 ARM: 6.38% - 30-year VA: 5.56% - 15-year VA: 5.22% - 5/1 VA: 5.40% [6][7] Market Conditions - The current housing market is relatively favorable compared to previous years, with home prices stabilizing and not spiking as during the COVID-19 pandemic [19] - Although mortgage rates have increased recently, they have been trending downward overall, with the average 30-year rate dropping by more than half a point since the beginning of 2025 [19][23] Future Expectations - Economists do not expect significant drops in mortgage interest rates before the end of the year, with only minor fluctuations anticipated [22] - Mortgage rates are expected to remain relatively flat for several months, suggesting that now could be a good time to buy a house [2]

30-year mortgage rates have dropped to their lowest level since October 2024. With the Fed expected to act soon, is it smarter to wait or lock in your rate now? https://t.co/kzNzq2rVuJ ...

Mortgage rates dropped for a second week, hitting the lowest level since late October https://t.co/KvUUD3E5rF ...

The average U.S. home currently costs $360,727 according to Zillow, but that number could climb significantly if mortgage rates drop to 5% in 2026. While most forecasters predict rates ending next year around 5.9% to 6%, even that modest decline could unlock major buyer demand — and push prices higher than current projections suggest. Read Next: 7 Cities With Homes Expected To Plummet in Value in the Second Half of 2025 Check Out: 7 Wealth-Building Shortcuts Proven To Add $1K to Your Wallet This Month Her ...

US mortgage rates fell last week to a one-month low, spurring home-purchase activity https://t.co/kxbMrPNAgh ...

Inflation & Economy - Inflation has been stopped in its tracks, with further reduction expected to reach a near-perfect level [1] - Some states are selling gasoline at less than $2.75 [2] - Thanksgiving turkey costs are down 33% compared to the previous administration [2] - Egg prices have decreased significantly, down by 86% [2] Federal Reserve (The Fed) - The current chairman of the Fed is perceived as incompetent and should reduce rates [3] - A new chairman of the Fed will likely be announced early next year [4]