And if that has you wondering like maybe maybe I'll take a tiny break from AI for a little bit. The question is like could you even can you even go 2 days without using AI? I know that sounds simple enough. Just maybe avoid like driverless cars and talking to Siri and opening up ChachiPT. Uh trying to figure out if there's an emoji for a seahorse, but believe it or not, it is way harder than it looks. AJ Jacobs is a writer from the New York Times. He learned the hard way. He tried to navigate his life here ...

Hey, Snapshare is soaring. Uh, the stock now is up about 15% in after hours trading as the company revenue beat expectations 1.51% billion versus the 1.49% billion estimated with 1 million more daily active users than anticipated. The company's earnings per share loss of 6 cents isn't comparable to expectations, but adjusted IBIDA of 182 million did top estimates of 125 million.Snap announcing a $500 million stock repurchase program and also guiding to fourth quarter revenue in a range with a midpoint just ...

Revolutionizing Medicines and Materials Discovery These forward-looking statements reflect our current views about our plans, intentions, expectations, strategies and prospects, which are based on the information currently available to us and on assumptions we have made. Actual results may differ materially from those described in the forward-looking statements and are subject to a variety of assumptions, uncertainties, risks and important factors that are beyond our control, including the demand for our so ...

Strategy & Positioning - The company aims to be the number one AI-powered customer platform for scaling companies[3] - The company is positioned for long-term durable growth, driven by multi-hub deals, downmarket acquisition velocity, and strong platform retention[14] Financial Performance - Q3 2025 - Total revenue reached $810 million, a 21% increase year-over-year[16] - Subscription revenue was $792 million, a 21% increase year-over-year[16] - Professional Services & Other Revenue amounted to $18 million, a 19% increase year-over-year[16] - Operating profit was $161 million, a 29% increase year-over-year, resulting in a 20% operating profit margin[16] - Free cash flow was $147 million, a 14% increase year-over-year[16] Financial Guidance - Q4 2025 total revenue is projected to be between $828 million and $830 million, an 18% increase year-over-year[18] - Q4 2025 operating profit is guided to be between $183 million and $184 million, a 38% increase year-over-year, with a 22% operating profit margin[18] - Full year 2025 total revenue is expected to be between $3,113 million and $3,115 million, a 19% increase year-over-year[21] - Full year 2025 operating profit is projected to be between $574 million and $575 million, a 25% increase year-over-year, with an 18% operating profit margin[21]

Core Insights - Enova International, a leading financial services company, will have its CFO, Steve Cunningham, present at the Stephens Investment NASH2025 Conference on November 19, 2025 [1] - The company has provided over $65 billion in loans and financing to more than 13 million customers over the past 20 years [3] Company Overview - Enova International (NYSE: ENVA) specializes in online financial services for small businesses and consumers underserved by traditional banks [3] - The company utilizes machine learning and advanced analytics to power its financial products [3] Event Details - The presentation will be in a fireside chat format and will take place at 11:00 a.m. Central Time / 12:00 p.m. Eastern Time [1] - A live audio webcast and an archive of the presentation will be available on Enova's website [2]

Core Insights - Duolingo has achieved a significant milestone with over 50 million daily active users, indicating strong engagement and growth potential [2] - The company reported a 40% increase in both daily active users and revenue for the first nine months of 2025 compared to the same period in 2024, while also expanding profitability [2] - Duolingo aims to enhance its product's engagement and effectiveness, believing it is still in the early stages of its growth journey [2] Company Overview - Duolingo is recognized as the leading mobile learning platform globally, with its app being the most popular method for language learning and the top-grossing app in the Education category on both Google Play and the Apple App Store [4] - The company is committed to providing a fun, engaging, and effective learning experience, with a mission to develop the best education in the world and make it universally accessible [4]

The latest financial results show why the optimism is strong. In the third quarter of 2025, revenue grew 63% from last year and 18% from the previous quarter, hitting $1.18 billion. U.S. revenue was up 77 percent YoY, driven by a 121% jump in U.S. commercial sales to $397 million and a 52% increase in government contracts to $486 million.Palantir’s forward price-to-earnings ratio is now 462.68x, far above the sector average of 25.65x, showing that investors are willing to pay a big premium for the company’s ...

Financial Data and Key Metrics Changes - The company reported consolidated revenue of $18.8 million for Q3 2025, a 36.9% increase year-over-year from $13.7 million in Q3 2024 [15][16] - The OSS segment revenue increased by 43.4%, contributing approximately $2.8 million to the overall revenue growth [15][16] - Consolidated gross margin improved to 35.7%, up from 32% in the prior year when excluding a $6.1 million inventory charge [17] - GAAP net income for Q3 2025 was $0.3 million, compared to a net loss of $6.8 million in the prior quarter [18][19] - Non-GAAP net income was $0.7 million, a significant improvement from a non-GAAP net loss of $6.4 million in Q3 2024 [19] Business Line Data and Key Metrics Changes - The OSS segment achieved a gross margin of 45.6%, up from an adjusted 43.2% in the same period last year, driven by a more profitable product mix [17] - The Brezhnev segment reported a gross margin of 26%, reflecting a 400 basis point increase due to a favorable product mix [18] Market Data and Key Metrics Changes - The company noted strong demand in both defense and commercial markets, with a book-to-bill ratio of 1.4 for the OSS segment [4] - The Brezhnev segment experienced growth of $2.3 million in Q3, with $600,000 attributed to foreign exchange effects [34] Company Strategy and Development Direction - The company is focused on leveraging high-performance edge compute solutions to meet growing demands in AI, machine learning, and sensor fusion [4][9] - A multi-year strategic plan has been launched, with increased R&D investments to capitalize on emerging opportunities [9][10] - The company plans to broaden its commercial product lineup with new Gen 6 systems aimed at enhancing processing capability [10] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in continued growth and strong profitability for the remainder of 2025 and into 2026, supported by a solid backlog of orders [3][14] - The ongoing government shutdown is expected to impact the timing of near-term bookings but is viewed as a timing issue rather than a demand issue [8][25] - The company raised its full-year 2025 revenue guidance to $63 million-$65 million, up from $59 million-$61 million [21][14] Other Important Information - The company raised approximately $12.5 million in gross proceeds through a registered direct offering, enhancing its financial position [12][20] - The company has recognized lifetime contracted revenue of over $50 million on the P-8 Poseidon reconnaissance aircraft [5] Q&A Session Summary Question: How should investors think about the seasonality going forward for core OSS in light of strong bookings execution and the government shutdown? - Management indicated a consistent pattern of higher revenues in the second half of the year, with expectations for a moderated ramp compared to 2025 [24][25] Question: Can you update us on the data center market opportunity and the Army's situational awareness technology procurement evaluation? - The company is evaluating its Ponto product in data center markets and noted that testing for the Army's situational awareness technology continues, albeit delayed due to the government shutdown [26][28] Question: What was behind the strong performance of the Brezhnev segment? - The Brezhnev segment's growth was attributed to recovery in industrial end markets and favorable foreign exchange effects [34] Question: How is the cash from the recent offering being deployed? - The cash raised is being used to support working capital needs and is expected to facilitate positive cash flow in Q4 [38][39] Question: Is the core OSS business expected to be EBITDA positive for the year? - Management expressed confidence that the core OSS segment could achieve positive EBITDA in 2026, supported by a strong pipeline and growth expectations [46][47]

Core Insights - The company is experiencing strong growth in both defense and commercial sectors, with a significant increase in revenue and positive operating leverage [4][14][16] - A robust pipeline and strategic actions taken in 2023 and 2024 are expected to drive continued growth and profitability into 2026 [3][13][21] Financial Performance - Consolidated revenue for Q3 2025 reached $18.8 million, a 36.9% increase year-over-year, driven by higher revenues in both One Stop Systems, Inc. and Bresner segments [16][14] - Gross margin improved to 35.7% in Q3 2025, up from 32% in the prior year, with One Stop Systems, Inc. segment gross margin at 45.6% [16][17] - The company reported a GAAP net income of $300,000 or $0.01 per diluted share, compared to a net loss of $6.8 million in the prior year [18][19] Strategic Developments - The company has strengthened its leadership team and launched a multiyear strategic plan to enhance its market position [3][4] - Increased R&D investments are being made to capitalize on emerging opportunities in AI, machine learning, and sensor fusion [8][12] Market Opportunities - The company is expanding its relationships with key customers in both defense and commercial markets, including a notable partnership in medical imaging valued at over $25 million [5][6] - There is a growing demand for high-performance compute solutions in the commercial aerospace sector, with an expected contribution of approximately $6 million in revenue over the next three years [6][8] Future Outlook - The company raised its full-year 2025 revenue guidance to a range of $63 million to $65 million, reflecting stronger-than-expected bookings [13][20] - The One Stop Systems, Inc. segment is expected to achieve revenue growth of 22% to 30% in 2025, with positive EBITDA anticipated [21][42]

Industry Overview - The Technology Services industry has experienced significant growth since the pandemic, driven by the rapid adoption of remote work and advancements in technology such as 5G, blockchain, AI, and ML [1] - The industry includes companies that produce, develop, and design software support, data processing, computing hardware, and communications equipment, catering to both consumer and business markets [2] Future Prospects - The demand for services in the industry remains healthy, with revenues and cash flows expected to return to pre-pandemic levels, supporting stable dividends for most players [3] - The sector benefits from broader economic recovery, with GDP growing at an annual rate of 3.8% in Q2 2025 and a Services PMI remaining above 50% for 11 of the past 13 months [4] Technological Advancements - The global shift towards digitization presents opportunities in markets such as 5G, blockchain, and AI, with the GenAI market projected to reach $59 billion by 2025 and a CAGR of 37.6% from 2025 to 2031 [5] Market Performance - The Zacks Technology Services industry ranks 94, placing it in the top 39% of over 243 Zacks industries, indicating strong near-term prospects [6][7] - Over the past year, the industry has outperformed the broader Zacks Business Services sector, increasing by 53% compared to a 7.5% decline in the sector and a 17.9% rise in the S&P 500 [8] Current Valuation - The industry is currently trading at an EV-to-EBITDA ratio of 17.19X, compared to the S&P 500's 18.33X and the sector's 10.49X, with a five-year trading range of 8.85X to 17.19X [11] Company Highlights Futu Holdings - Futu Holdings, a digital securities brokerage, reported a 69.7% year-over-year revenue increase in Q2 2025, with a significant operating margin expansion [16] - The company added 262,000 funded accounts, reaching a total of 2.7 million, with a 42% year-over-year growth in funded accounts [17] - Futu Holdings has a Zacks Rank 1 (Strong Buy), with earnings expected to grow 74.7% year-over-year in 2025 [18] Dave - Dave, a financial services platform, added 843,000 members, resulting in a 60% year-over-year revenue increase in Q3 2025 [19] - The company raised its full-year revenue guidance to $544-$547 million, up from $505-$515 million [21] - Dave holds a Zacks Rank 1, with earnings expected to soar 98.5% year-over-year in 2025 [22] Coherent Corp. - Coherent Corp. experienced a 16.4% year-over-year revenue growth in Q4 2025, driven by demand for 800G transceivers [23] - The company introduced a new 1.6T transceiver, contributing to improved profitability with a non-GAAP gross margin increase of 290 basis points [24] - Coherent has a Zacks Rank 2 (Buy), with earnings expected to rise 30% year-over-year in fiscal 2026 [25]