Key Takeaways OPFI shares skyrocketed 348.1% in a year, far outperforming its industry, and rivals GDOT and DLO. Improved credit quality, with the net charge-off rate moving down 1300 bps y/y, boosted OPFI's Q1 results. OPFI trades at 10.85X forward EPS and 7.09X EV/EBITDA, which are well below the industry's average valuation.OppFi Inc. (OPFI) shares have skyrocketed 348.1% in a year, outperforming the 29.2% rise of its industry and the 13.4% rally in the Zacks S&P 500 Composite.OPFI performed significan ...

沈阳芯源微电子设备股份有限公司 对外担保制度 第一章 总则 第一条 为规范沈阳芯源微电子设备股份有限公司（以下简称"公司"）对外 担保行为，有效控制担保风险，保证公司资产安全，根据《中华人民共和国公司 法》（以下简称《公司法》）、《中华人民共和国证券法》（以下简称《证券法》）、 《中华人民共和国民法典》 （以下简称《民法典》）、《沈阳芯源微电子设备股份 有限公司章程》（以下简称《公司章程》）及其他有关法律、法规，制定本制度。 第二条 本制度所称"对外担保"是指公司为他人提供的担保，包括公司对控 股子公司的担保。本制度所称"公司及公司控股子公司的对外担保总额"，是指 包括公司对控股子公司担保在内的公司对外担保总额与公司控股子公司对外担 保总额之和。 第三条 未经公司董事会或股东会批准，不得对外提供担保。 第四条 本制度适用于公司、控股子公司。 第五条 对外担保的审批权限。 公司发生"提供担保"交易事项，除应当经全体董事的过半数审议通过外， 还应当经出席董事会会议的三分之二以上董事审议通过，并及时披露。 公司对外担保（包括抵押、质押或保证等）行为属于下列情形之一的，还应 当在董事会审议通过后提交股东会审议： （一 ...

Group 1 - John "Jack" Bowman is a registered investment advisor and research analyst focusing on macroeconomics and income-focused investments [1] - He contributes to the Sungarden Investors Club on Seeking Alpha, where he teaches investors about risk management and total return investing [2] - Bowman co-hosts weekly live sessions discussing market thoughts and ongoing trades, emphasizing that investors have the tools to manage portfolios with less risk [2] Group 2 - The approach taken by Bowman combines his experience as a former teacher with his current role as an investment advisor [2] - The educational aspect of Bowman's work highlights the lack of teaching on the effective use of investment tools [2] - The quote from Timothy Snyder suggests that historical lessons can guide current investment strategies [3]

CME Group (CME) Conference June 05, 2025 01:30 PM ET Speaker0 Welcome to the afternoon session of the twenty twenty five Global Exchange and Trading Conference. I'm Patrick Molley, senior research analyst covering the exchanges, brokers, and trading companies. It's a pleasure to welcome my next guest, CME Group Chairman and CEO, Terry Duffy. CME is the largest futures exchange in the world. We always love having Terry here. Terry, thanks for joining us. Speaker1 Pat, thank you very much, buddy. Speaker0 So, ...

At Energy Profits in Dividends, we seek to generate a 7%+ income yield by investing in a portfolio of energy stocks while minimizing our risk of principal loss. By subscribing, you will get access to our best ideas earlier than they are released to the general public (and many of them are not released at all) as well as far more in-depth research than we make available to everybody. In addition, all subscribers can read any of my work without a subscription to Seeking Alpha Premium!He is the leader of the i ...

Core Insights - NetApp Inc. operates in the hardware and data infrastructure market, focusing on two key segments: Hybrid Cloud and Public Cloud [1] - Approximately 51% of the company's revenues come from the U.S., with the remainder generated from international markets [1] Segment Analysis - The Hybrid Cloud segment provides data storage solutions, which are essential for businesses transitioning to cloud-based infrastructures [1] - The Public Cloud segment complements the Hybrid offerings, allowing for scalable and flexible data management solutions [1]

Prepare for the back half of 2025 during our annual midyear outlook conversation with Fidelity leaders. How can investors help protect their money? Are there opportunities in this climate? Where are the greatest risks? Our team is breaking it down for investors. Topics covered: • Stock & bond markets • Potential risks and opportunities • Trump administration policies: tariffs, taxes & deregulation • Federal Reserve & interest rates • Tech stocks, gold, & Bitcoin 00:00 Introduction 2:43: Where does the econo ...

Group 1 - John "Jack" Bowman is a registered investment advisor and research analyst focusing on macroeconomics and income-focused investments [1] - He contributes to the Sungarden Investors Club on Seeking Alpha, where he teaches investors about risk management and total return investing [2] - Bowman co-hosts weekly live sessions discussing market thoughts and ongoing trades, emphasizing the importance of using available tools for portfolio management [2]

Core Viewpoint - PHH Mortgage has received an upgrade in its residential primary servicer ratings from Fitch Ratings, indicating a Stable Rating Outlook, reflecting the company's strong business model and operational discipline [1][2]. Group 1: Ratings Upgrade Details - Fitch Ratings upgraded the prime product to 'RPS2-' from 'RPS3+', the subprime product to 'RPS2-' from 'RPS3+', the Alt-A product to 'RPS2-' from 'RPS3', and special servicing to 'RSS2-' from 'RSS3' [5]. - Closed-End Second Lien and HELOC products were upgraded to 'RPS3+' from 'RPS3' [5]. Group 2: Company Strengths and Strategies - The ratings upgrade reflects the strength of PHH's balanced and diversified business model, commitment to operational and financial discipline, and growth across multiple channels [2][6]. - The company has been recognized for servicing excellence by Fannie Mae STAR and Freddie Mac SHARP programs and is rated as a Tier 1 servicer by HUD [6]. - PHH is focusing on its growth strategy through increased MSR retention, expanded product offerings, and improved recapture rates in its Consumer Direct channel [6]. - The company utilizes enhanced technology for increased customer engagement and personalized services [6]. - PHH has a highly tenured management team and employs a multi-layered enterprise risk management framework with a three lines of defense approach [6].

Hi, I'm Yiannis. Spotting winners before they break out is what I do best.Experience: Previously worked at Deloitte and KPMG in external/internal auditing and consulting. Education: Chartered Certified Accountant, Fellow Member of ACCA Global, with BSc and MSc degrees from U.K. business schools. Investment Style: Spotting high-potential winners before they break out, focusing on asymmetric opportunities (with at least upside potential of 2-3X outweighing the downside risk). By leveraging market inefficienci ...