Workflow
金融科技创新
icon
Search documents
金融调研|跨境支付,助力外贸企业海外拓展背后的力量
Di Yi Cai Jing· 2025-04-29 08:15
品牌出海升温。 粤港澳大湾区的外贸企业正在全球贸易变局中展现出强大的市场适应能力。从风靡中东市场的双陆棋,到欧美热销的珍宝盒,再到畅销全球的电池产 品,"中国制造"不断拓展着国际市场空间。 伴随着跨境电商的快速发展,企业对国际支付结算服务的需求与日俱增。面对复杂多变的市场环境,跨境支付面临哪些具体挑战?数字化技术能提供怎样的 解决方案?第一财经记者近日深入调研大湾区外贸企业和支付服务机构,试图寻找这些问题的答案。 (大湾区外贸企业的出海展品。摄影 /王方然) 跨境支付需求更多元 "关税政策变化使得跨境支付合规成本增加。"一名业内人士指出,跨境支付机构需加强对交易背景、资金来源等的审核,以确保交易符合关税政策及相关法 律法规。 支付是贸易的基础设施。近年,在我国对外贸易高速发展及复杂的贸易背景下,部分进出口企业在资金收付兑的过程中面临着汇率损失、到账慢、提现慢等 问题。多位受访人士对记者表示,跨境支付面临着合规、成本与效率的"三角平衡"挑战。 在跨境贸易的赛道上,支付就像接力赛的最后一棒,支付效率决定着整个交易流程的成败。跨境物流和商旅等时效敏感领域,支付效率直接影响企业的运营 成本和客户体验。 费率问题是跨境 ...
全国一流金融行业数据中心落子佛山南海
Guang Zhou Ri Bao· 2025-04-02 19:12
Group 1 - The Guangdong Rural Credit Data Center project has successfully completed its final engineering milestone with the data center building passing the joint acceptance inspection on March 26, 2024, marking the completion of a Tier 4 data center [1] - The data center, located in Foshan Nanhai Financial High-tech Zone, covers an area of approximately 220,000 square meters and consists of five above-ground structures, including a data center building, business building, comprehensive building, and power room [1] - This project aims to create a modern, standardized, and first-class data center that integrates various functions such as information processing and storage, technology research and development, call services, credit card operations, and settlement [1] Group 2 - The Guangdong Rural Credit Data Center is the first in the national rural credit system to obtain Tier 4 design certification and is the first financial industry data center in South China to pass international authoritative standards [1] - Once operational, the data center will provide comprehensive, professional, innovative, and efficient financial technology services to rural commercial banks across the province, enhancing financial service quality and data security in the Greater Bay Area [1] - The project is expected to significantly support the development of digital China by promoting financial technology innovation and improving overall service levels [1]