责任编辑：杨喜亭 同日，潘功胜与哈立德签署《中国人民银行与阿联酋中央银行关于开展中国—阿联酋跨境支付互联 互通的谅解备忘录》。双方将构建中阿跨境支付合作监管框架，实现两国快速支付系统互联，支持两国 企业和个人线上快速办理跨境汇款，提升中阿跨境支付效率和服务水平，进一步便利双边经贸活动和人 员往来。 11月19日，中国人民银行行长潘功胜在阿联酋阿布扎比会见了阿联酋副总统曼苏尔、中央银行行长 哈立德，就加强双边金融合作交换了意见。双方共同出席中国—阿联酋支付合作项目启动仪式，见证中 国与阿联酋快速支付系统互联、"银联—Jaywan"双品牌卡首笔交易及阿联酋多边数字货币桥（JISR）项 目的正式启动。 ...

北京商报讯（记者 廖蒙）11月21日，据人民银行官网消息，人民银行行长潘功胜于11月19日在阿联酋 阿布扎比会见阿联酋副总统曼苏尔、中央银行行长哈立德，就加强双边金融合作交换了意见。双方共同 出席中国-阿联酋支付合作项目启动仪式，见证中国与阿联酋快速支付系统互联、"银联—Jaywan"双品 牌卡首笔交易及阿联酋多边数字货币桥（JISR）项目的正式启动。 同日，潘功胜与哈立德签署《中国人民银行与阿联酋中央银行关于开展中国-阿联酋跨境支付互联互通 的谅解备忘录》。双方将构建中阿跨境支付合作监管框架，实现两国快速支付系统互联，支持两国企业 和个人线上快速办理跨境汇款，提升中阿跨境支付效率和服务水平，进一步便利双边经贸活动和人员往 来。 ...

近年来，中国香港特别行政区政府推出了一系列新政策、新措施，进一步强化香港作为"超级联系人"与"超级增值人"的双重角色和功能，积极助力更多 内地企业利用香港作为跳板走向世界、拓展全球。 香港特别行政区政府财政司副司长黄伟纶近日表示："香港是政府、监管机构与企业紧密合作的地方，使企业能够成功拓展香港、区域乃至全球业务。 我们为企业提供顶尖的硬件和软件，有利金融科技企业充分善用这些资源，成功开拓各式各样的产品及服务。" 香港特别行政区政府投资推广署署长刘凯旋也指出："香港一直是内地企业开往世界的母港，我们会继续发挥带领内地企业走向国际的导航角色，透过 内地企业出海专班平台，为有意借香港扬帆出海的企业提供一站式支持，协助内地企业'走出去'。" 此前，阿里巴巴集团和蚂蚁集团宣布，共同投资9.25亿美元（约66亿元人民币），购置铜锣湾港岛一号中心共13层商业写字楼，设立两家公司的香港总 部，将以设立香港总部为契机，立足香港，进一步拓展国际业务，面向全球发展。 据悉，连连数字2016年正式涉足香港，并于2017年获得香港MSO（金钱服务经营者）牌照。2024年3月在香港交易所主板挂牌上市。同年12月，连连数 字全资附属公司 ...

Core Insights - The 10th Singapore FinTech Festival is taking place from November 12 to 14, 2023, focusing on enhancing financial technology cooperation between China and Singapore [1] - Bank of China Singapore Branch has signed a strategic cooperation memorandum with Tencent's cross-border payment platform TenPay Global to improve cross-border payment services [1][2] Group 1: Strategic Cooperation - The partnership aims to create a cross-border payment system that integrates both online and offline scenarios, enhancing convenience and security for customers in China [1] - The collaboration will focus on various application scenarios including tourism, education, business, and e-commerce, providing a convenient payment solution for visitors to China [1][2] Group 2: Customer Experience Enhancement - The joint initiative will significantly improve the consumption experience for foreign tourists in China by addressing cross-border payment challenges [1] - Through the local acquiring network of Bank of China Singapore Branch, Chinese travelers can use WeChat Pay at Singapore merchants, ensuring a seamless payment experience [1] Group 3: Future Collaboration Goals - The MOU outlines plans for ongoing collaboration in areas such as technology integration, product development, risk control, compliance cooperation, and customer education [2] - The long-term goal is to optimize cross-border payment experiences while exploring applications in remittances, cross-border settlements, and payment innovations for overseas Chinese communities [2]

Core Insights - The Hong Kong FinTech Week x StartmeupHK Festival 2025 concluded successfully, attracting over 45,000 attendees from more than 120 economies, with over 1,000 speakers and 800 exhibitors, marking a historical high for the event [1][2] - The event highlighted Hong Kong's commitment to the digital economy and featured 11 thematic forums covering various aspects of fintech and innovation [2] Group 1: Event Overview - The event was co-hosted by multiple government bodies, including the Financial Services and the Treasury Bureau, and featured significant participation from regulatory authorities [1] - Keynote speeches and discussions emphasized the importance of fintech collaboration between Mainland China and Hong Kong, particularly in areas like cross-border payment systems and the application of digital RMB [4][7] Group 2: Industry Developments - The Hong Kong fintech ecosystem comprises approximately 1,200 fintech companies, with a focus on inclusive finance and responsible innovation [7] - The Hong Kong Monetary Authority (HKMA) outlined its vision for "Fintech 2030," focusing on data infrastructure, AI, business resilience, and tokenization [25][28] Group 3: Regulatory Insights - The Securities and Futures Commission (SFC) is expanding the licensing framework for virtual asset service providers, aiming to enhance market safety and investor protection [30] - The Insurance Authority is adopting a dual-track strategy to balance innovation and regulation, promoting the use of advanced technologies in the insurance sector [31][34] Group 4: Future Trends - Discussions highlighted the transformative potential of AI and blockchain in reshaping financial services and the importance of adapting corporate structures to leverage these technologies [41] - The event showcased the role of stablecoins and digital assets in improving cross-border payments and attracting institutional investors [43]

Core Insights - The Hong Kong FinTech Week x StartmeupHK Festival 2025 concluded successfully on November 7, 2025, attracting over 45,000 participants from more than 120 economies, with over 1,000 speakers and 800 exhibitors, marking a historical high for the event [1] - The event featured 11 thematic forums focusing on various aspects of financial technology and innovation, highlighting Hong Kong's commitment to the digital economy [2] Group 1: Government and Regulatory Insights - The Deputy Governor of the People's Bank of China, Lu Lei, emphasized the increasing cooperation between Mainland China and Hong Kong in the fintech sector, citing advancements such as the interconnectivity of payment systems and the application of digital RMB [2] - Hong Kong's Financial Secretary, Paul Chan, noted the presence of approximately 1,200 fintech companies in the region and shared three observations on building a thriving fintech ecosystem: targeting inclusive finance, regulators as facilitators of innovation, and promoting responsible and sustainable development [3] - The Hong Kong Monetary Authority (HKMA) President, Eddie Yue, outlined the "FinTech 2030" vision focusing on four key areas: data and payment infrastructure, artificial intelligence, business and technological resilience, and financial tokenization [6] Group 2: Technological Developments and Innovations - The Hong Kong government is actively promoting the sustainable and responsible development of digital assets, aiming to position Hong Kong as a global innovation center in this field by June 2025 [4] - The use of artificial intelligence in weather forecasting has been successfully implemented by the Hong Kong Observatory, showcasing the role of technology in climate adaptation strategies [5] - The rapid development of generative AI and blockchain technologies in the insurance sector has prompted the Hong Kong Insurance Authority to adopt a balanced regulatory approach to foster sustainable growth [7][8] Group 3: Investment Opportunities and Market Trends - The Solana Foundation Chair, Liu Yuanli, discussed the role of digital asset financial tools like Digital Asset Trusts (DATs) and Exchange-Traded Funds (ETFs) as complementary instruments for traditional investors [11] - Franklin Templeton's CEO, Jennifer Johnson, predicted that the next wave of large enterprises will emerge in the fields of AI and crypto innovation, emphasizing the importance of adapting corporate structures to leverage these technologies [10] - The event highlighted Hong Kong's strategic position as a global financial and innovation hub, with representatives from various international organizations showcasing their collaboration with local fintech firms [12]

Core Insights - CoGoLinks and Dun & Bradstreet have formed a strategic partnership to enhance cross-border payment infrastructure and trade risk management for global e-commerce and B2B businesses [1][3] Group 1: Strategic Collaboration - The partnership aims to integrate core strengths in risk management, commercial data, digital payments, and customer empowerment [3] - Both companies share a vision to improve transparency and security in cross-border commerce, addressing challenges such as buyer credit opacity and transaction risks [3] Group 2: Technological Integration - CoGoLinks will leverage Dun & Bradstreet's enterprise identity verification and commercial credit assessment data to enhance fraud prevention, money laundering prevention, and credit risk management [3][4] - The collaboration will create a robust data "firewall" to mitigate potential risks in cross-border trade and ensure merchant fund security [3][4] Group 3: Company Profiles - CoGoLinks, a subsidiary of Jiexing Technology Group, specializes in digital solutions for cross-border trade and has developed a comprehensive cross-border fund management platform [4] - As of September 2025, CoGoLinks will support nearly 20 currencies for settlement, providing secure and efficient global payment services [4] - Dun & Bradstreet, established in 1841, is a leading provider of commercial decision data and analysis, with a database of over 600 million business records globally [5]

Core Insights - The successful hosting of major international events in Chengdu, such as the "Universiade" and "World Games," has significantly increased the city's global appeal and international visitor traffic [1] - The Chengdu branch of Industrial Bank is enhancing its financial services to meet the growing demands for payment convenience and foreign currency exchange for foreign visitors [1][2] Financial Service Enhancements - The Chengdu branch has upgraded ATM machines and payment acceptance environments to support major foreign cards like VISA and MasterCard, ensuring seamless cash withdrawal and currency exchange for tourists [2][3] - Ten ATMs have been installed in key commercial areas and foreign hotels, offering a 10 yuan small denomination cash withdrawal option to facilitate small transactions for foreign visitors [2] Customer Service Initiatives - A dedicated service plan has been implemented to provide "green channels" for foreign currency exchange and small denomination RMB exchange at all branch locations, ensuring accessible services for both domestic and foreign clients [3] - Clear signage and bilingual service guides have been established in branches to enhance the customer experience for foreign visitors [3] On-Site Currency Exchange Services - Currency exchange points have been set up in four major hotels, providing efficient and secure currency exchange services for popular currencies like USD, EUR, and GBP [5] - The exchange process is designed to be quick and straightforward, with no service fees for small cash exchanges, ensuring a hassle-free experience for foreign tourists [5] Payment Knowledge Promotion - A multilingual service team has been formed to conduct on-site payment knowledge promotion activities in hotels and key commercial areas, distributing bilingual payment guides to foreign visitors [6] - The guides cover common payment methods, security tips, and emergency procedures, enhancing the understanding of payment processes among foreign tourists [6][9] Comprehensive Support Services - The Chengdu branch provides proactive support by informing foreign visitors about nearby service points, ATM locations, and emergency contact numbers [9] - A bilingual FAQ manual has been created to address common inquiries from foreign visitors regarding cash withdrawal limits, fee standards, and transaction issues [9] Commitment to Service Excellence - The Chengdu branch of Industrial Bank is committed to integrating its financial services into the city's payment service system, focusing on the needs of foreign visitors and elderly clients [11] - The bank aims to contribute to Chengdu's development as an international consumption center and a high-level open gateway through its comprehensive and warm financial services [11]

Group 1 - The core viewpoint of the articles highlights the optimistic outlook for Chinese companies in the service robot sector, particularly in markets along the Belt and Road Initiative, such as the Middle East and Russia, where there is a strong demand for commercial cleaning and logistics robots [1] - The 138th Canton Fair has seen a significant increase in pre-registered buyers from Belt and Road countries, indicating a growing interest in high-quality Chinese products from regions like Africa, the Middle East, and Southeast Asia [1] - Companies like Baroque Wood Industry (Zhongshan) have successfully secured large orders from Saudi Arabian buyers, reflecting a shift in consumer purchasing power in Southeast Asia and Central Asia [1] Group 2 - The African market has been increasingly demanding higher standards for kitchen products, and Chinese companies are well-positioned to meet this demand with quality goods [2] - Many Chinese companies are transitioning from OEM and private label production to developing their own brands, which enhances product value and profit margins [2] - The Belt and Road Initiative is creating new opportunities for cross-border payment platforms, with companies like PingPong expanding their services in Southeast Asia and experiencing significant growth in transaction volumes [2]

Group 1: EU Financial Plan - The EU is planning a significant financial initiative to utilize frozen Russian state assets as collateral for a special loan totaling €140 billion, aimed at supporting Ukraine's fiscal budget and post-war reconstruction over the next two to three years [1] - The decision to use these assets has heightened tensions in EU-Russia relations and may introduce uncertainties into the international financial system, potentially affecting foreign trade enterprises in China [3][10] Group 2: Belgium's Role - Belgium's change in stance is pivotal, as it previously opposed the EU's plan due to concerns over potential compensation liabilities and the impact on investor confidence in the European clearing system [3] - The EU has provided Belgium with "safeguards," including a shared risk of approximately €25 billion among EU member states and a proposed risk compensation mechanism to support Belgium in case of compensation claims [5] Group 3: Legal and Political Implications - The legality of the EU's actions is contentious, with Russia labeling it as "state-level plunder," reflecting broader geopolitical anxieties within the EU as it seeks to maintain influence in Ukraine amid waning U.S. support [10][16] - The EU's unconventional approach to utilizing frozen assets is driven by Ukraine's urgent fiscal needs, with a projected budget shortfall of $60 billion over the next two years [10] Group 4: Impact on Chinese Enterprises - Chinese enterprises, particularly those involved in cross-border trade, may face challenges due to potential delays in payments and increased operational complexities if the credibility of the European clearing system is undermined [12][13] - The reliance on the Euro for trade settlements could lead to increased costs and operational difficulties for Chinese companies if they are forced to switch to alternative currencies [12] Group 5: Opportunities Amidst Risks - The EU's actions may accelerate Russia's push for increased use of the Renminbi in trade, providing Chinese enterprises with opportunities to reduce dependence on the U.S. dollar and mitigate exchange rate fluctuations [15] - Financial institutions in China are already establishing direct clearing relationships with Central Asian banks to support cross-border trade, which could enhance the Renminbi's position in global trade settlements [15] Group 6: Strategic Considerations for China - Chinese foreign trade enterprises should prepare for potential operational delays or credit contractions from the European clearing bank and diversify their settlement pathways to manage currency risk [18] - The evolving financial landscape presents a strategic opportunity for China to expand its cross-border business network centered around the Renminbi, positioning itself advantageously in the global trade ecosystem [18]