Core Viewpoint - Visa is expected to report strong earnings performance with a forecasted EPS of $3.14, reflecting a 14.18% increase year-over-year, and quarterly revenue of $10.68 billion, up 12.28% from the previous year [2][3]. Group 1: Stock Performance - Visa's stock closed at $331.24, showing a +1.27% increase, outperforming the S&P 500's gain of 0.19% [1]. - Prior to the latest trading session, Visa shares had declined by 2.93%, underperforming the Business Services sector's loss of 0.83% and the S&P 500's gain of 1.33% [1]. Group 2: Earnings Estimates - For the annual period, the Zacks Consensus Estimates predict earnings of $12.81 per share and revenue of $44.4 billion, indicating increases of +11.68% and +10.99% respectively from the previous year [3]. - Recent revisions to analyst forecasts for Visa are crucial as they often indicate changes in near-term business trends, with positive revisions suggesting a favorable business outlook [3]. Group 3: Valuation Metrics - Visa's current Forward P/E ratio is 25.54, which is a premium compared to the industry average of 13.98 [6]. - The PEG ratio for Visa stands at 1.94, while the Financial Transaction Services industry has an average PEG ratio of 1.03 [6]. Group 4: Industry Context - The Financial Transaction Services industry, part of the Business Services sector, holds a Zacks Industry Rank of 157, placing it in the bottom 37% of over 250 industries [7]. - The Zacks Industry Rank assesses the strength of industry groups based on the average Zacks Rank of individual stocks, with the top 50% rated industries outperforming the bottom half by a factor of 2 to 1 [7].

Company Performance - Oracle's stock closed at $217.58, reflecting a +1.52% increase from the previous day, outperforming the S&P 500's gain of 0.19% [1] - Over the last month, Oracle's shares have decreased by 12.09%, while the Computer and Technology sector gained 1.64% and the S&P 500 increased by 1.33% [1] Upcoming Earnings - Oracle is set to announce its earnings on December 10, 2025, with projected earnings of $1.63 per share, indicating a year-over-year growth of 10.88% [2] - The consensus estimate for Oracle's revenue is $16.15 billion, representing a 14.84% increase compared to the same quarter last year [2] Full Year Estimates - For the full year, analysts expect Oracle to report earnings of $6.81 per share and revenue of $66.89 billion, reflecting changes of +12.94% and +19.91% respectively from the previous year [3] Analyst Estimates - Recent adjustments to analyst estimates for Oracle indicate changing near-term business trends, with positive changes suggesting analyst optimism regarding the company's profitability [4] Zacks Rank and Performance - The Zacks Rank system, which ranges from 1 (Strong Buy) to 5 (Strong Sell), shows Oracle currently holds a Zacks Rank of 3 (Hold) [6] - Over the last 30 days, the Zacks Consensus EPS estimate for Oracle has increased by 0.23% [6] Valuation Metrics - Oracle's Forward P/E ratio is 31.46, which is higher than the industry average of 25.75, suggesting that Oracle is trading at a premium [7] - The company has a PEG ratio of 1.93, compared to the industry average PEG ratio of 1.83 [8] Industry Context - The Computer - Software industry, part of the Computer and Technology sector, holds a Zacks Industry Rank of 75, placing it in the top 31% of over 250 industries [9]

Core Viewpoint - D.R. Horton (DHI) is experiencing a decline in stock price and is expected to report lower earnings and revenue in the upcoming earnings disclosure, indicating potential challenges ahead for the company [1][2]. Company Performance - D.R. Horton closed at $160.73, reflecting a -2.59% change from the previous day, underperforming compared to the S&P 500's 0.11% gain [1]. - Over the past month, D.R. Horton shares have increased by 13.58%, while the Construction sector gained 0.75% and the S&P 500 gained 0.08% [1]. Earnings Expectations - The company is projected to report an EPS of $1.97, which is a decrease of 24.52% from the same quarter last year [2]. - Revenue is anticipated to be $6.71 billion, indicating an 11.81% decline compared to the prior year [2]. Full Year Projections - For the full year, earnings are estimated at $11.41 per share, reflecting a -1.38% change from the previous year, while revenue is projected at $34.33 billion, showing a slight increase of +0.24% [3]. Analyst Revisions - Recent revisions to analyst forecasts for D.R. Horton are crucial as they indicate short-term business trends, with positive changes suggesting analyst optimism [3]. Valuation Metrics - D.R. Horton has a Forward P/E ratio of 14.46, which is higher than the industry average Forward P/E of 12.22, indicating a premium valuation [5]. - The company also has a PEG ratio of 1.97, aligning with the industry average, which suggests that the stock's expected earnings growth is factored into its valuation [6]. Industry Ranking - The Building Products - Home Builders industry, which includes D.R. Horton, holds a Zacks Industry Rank of 212, placing it in the bottom 15% of over 250 industries [6]. - The Zacks Industry Rank indicates that the top 50% rated industries outperform the bottom half by a factor of 2 to 1, highlighting the competitive landscape [7].

Core Insights - Three stocks with strong growth characteristics and buy ranks are highlighted for investors to consider on December 4 Group 1: Allstate Corporation (ALL) - Allstate Corporation is an insurance company with a Zacks Rank 1 [1] - The Zacks Consensus Estimate for its current year earnings has increased by 29.3% over the last 60 days [1] - The company has a PEG ratio of 0.39, significantly lower than the industry average of 1.71 [1] - Allstate possesses a Growth Score of B [1] Group 2: Sanmina Corporation (SANM) - Sanmina Corporation is a global provider of electronics contract manufacturing services with a Zacks Rank 1 [2] - The Zacks Consensus Estimate for its current year earnings has increased by 38.9% over the last 60 days [2] - The company has a PEG ratio of 0.64 compared to the industry average of 1.81 [2] - Sanmina possesses a Growth Score of A [2] Group 3: Commercial Metals Company (CMC) - Commercial Metals Company is involved in steel manufacturing and recycling, holding a Zacks Rank 1 [3] - The Zacks Consensus Estimate for its current year earnings has increased by 24.4% over the last 60 days [3] - The company has a PEG ratio of 0.42, lower than the industry average of 0.71 [3] - Commercial Metals possesses a Growth Score of B [3]

Group 1 - Core & Main's stock closed at $50.00, reflecting a +2.08% change from the previous day's closing price, outperforming the S&P 500's daily gain of 0.3% [1] - The stock has decreased by 4.45% over the past month, underperforming compared to the Industrial Products sector's loss of 0.68% and the S&P 500's loss of 0.06% [1] Group 2 - Core & Main is set to announce its earnings on December 9, 2025, with analysts expecting earnings of $0.72 per share, indicating a year-over-year growth of 4.35% [2] - The consensus estimate projects revenue of $2.08 billion, reflecting a 2.03% increase from the same quarter last year [2] Group 3 - Full-year Zacks Consensus Estimates predict earnings of $2.24 per share and revenue of $7.67 billion, representing year-over-year changes of +5.16% and +3.02%, respectively [3] Group 4 - Recent modifications to analyst estimates for Core & Main indicate changing near-term business trends, with upward revisions suggesting analysts' positive outlook on the company's operations and profit generation [4] Group 5 - Empirical research shows a direct correlation between estimate revisions and stock price performance, allowing investors to leverage the Zacks Rank for actionable insights [5] Group 6 - The Zacks Rank system, ranging from 1 (Strong Buy) to 5 (Strong Sell), has a strong track record, with 1 ranked stocks yielding an average annual return of +25% since 1988; Core & Main currently holds a Zacks Rank of 3 (Hold) [6] Group 7 - Core & Main is trading at a Forward P/E ratio of 21.83, which is a premium compared to the industry average Forward P/E of 19.98; the company also has a PEG ratio of 1.92, aligning with the industry average [7] Group 8 - The Manufacturing - Tools & Related Products industry, part of the Industrial Products sector, holds a Zacks Industry Rank of 30, placing it in the top 13% of over 250 industries, indicating strong performance potential [8]

Core Insights - Investors in the Medical - Drugs sector may consider Sandoz Group AG Sponsored ADR (SDZNY) and Stevanato Group (STVN) as potential undervalued stocks [1] Valuation Metrics - Sandoz Group AG has a Zacks Rank of 2 (Buy), indicating a stronger earnings outlook compared to Stevanato Group, which has a Zacks Rank of 3 (Hold) [3] - The forward P/E ratio for SDZNY is 21.93, while STVN has a forward P/E of 38.10, suggesting SDZNY is more attractively priced [5] - SDZNY has a PEG ratio of 1.17, compared to STVN's PEG ratio of 2.17, indicating SDZNY's expected earnings growth is more favorable [5] - The P/B ratio for SDZNY is 3.56, while STVN's P/B ratio is 3.98, further supporting SDZNY's valuation advantage [6] - Based on various valuation metrics, SDZNY holds a Value grade of B, while STVN has a Value grade of C, indicating SDZNY is currently the superior value option [6]

Core Insights - In times of market volatility, investors are increasingly turning to value investing as a strategy to capitalize on discounted stock prices when others are selling [1][3] Value Investment Strategy - Value investing allows investors to purchase stocks at lower prices during market uncertainty, presenting opportunities for long-term gains [1] - The strategy can lead to "value traps" if not properly understood, where stocks underperform due to persistent issues rather than temporary setbacks [3] Importance of PEG Ratio - The PEG ratio, defined as (Price/Earnings)/Earnings Growth Rate, is a crucial metric for value investors, with a lower PEG ratio indicating better value [5] - The PEG ratio helps identify intrinsic stock value, although it has limitations, such as not accounting for changing growth rates over time [5] Screening Criteria for Value Stocks - Effective screening for value stocks includes criteria such as a PEG ratio less than the industry median, a P/E ratio below the industry median, and a Zacks Rank of 1 or 2 [6] - Additional criteria include a market capitalization greater than $1 billion, an average 20-day trading volume exceeding 50,000, and upward revisions in earnings estimates by more than 5% [6] Selected Value Stocks - The Allstate Corporation (ALL), Telefonica, S.A. (TEF), Enersys (ENS), and Commercial Metals Co. (CMC) are highlighted as low-PEG value stocks that meet strict screening criteria [7] - Each of these companies demonstrates a combination of discounted valuation, solid growth metrics, and strong Style Scores, along with rising earnings estimates [7] Company Profiles - **Allstate Corporation (ALL)**: The third-largest property-casualty insurer in the U.S. with a five-year expected growth rate of 18.9% and a Zacks Rank of 1 [9][10] - **Telefonica, S.A. (TEF)**: A major telecommunications provider in Europe and Latin America, with a five-year expected growth rate of 28.1% and a Zacks Rank of 2 [10][11] - **Enersys (ENS)**: Engaged in manufacturing industrial batteries, with a long-term historical growth rate of 16.5% and a Zacks Rank of 2 [11][12] - **Commercial Metals Co. (CMC)**: A manufacturer and recycler of steel products, boasting a five-year expected growth rate of 25.6% and a Zacks Rank of 1 [13][14]

Core Viewpoint - Investors are evaluating Carnival (CCL) and Viking Holdings (VIK) to determine which stock offers better value at present [1] Group 1: Zacks Rank and Earnings Outlook - Carnival has a Zacks Rank of 2 (Buy), indicating a stronger earnings outlook compared to Viking Holdings, which has a Zacks Rank of 3 (Hold) [3] - The Zacks Rank emphasizes stocks with positive earnings estimate revisions, suggesting that CCL has experienced a more favorable earnings outlook recently [2][3] Group 2: Valuation Metrics - CCL's forward P/E ratio is 11.90, significantly lower than VIK's forward P/E of 26.78, indicating that CCL may be undervalued [5] - CCL has a PEG ratio of 0.53, while VIK's PEG ratio is 0.77, further suggesting that CCL offers better value considering expected earnings growth [5] - CCL's P/B ratio stands at 2.52, compared to VIK's P/B of 36.83, highlighting a substantial difference in valuation metrics [6] Group 3: Value Grades - CCL has a Value grade of A, while VIK has a Value grade of C, indicating that CCL is perceived as a more attractive investment for value investors [6]

Company Performance - D.R. Horton (DHI) closed at $156.76, marking a +1.44% move from the prior day, outperforming the S&P 500's gain of 0.69% [1] - Over the previous month, DHI shares gained 0.51%, while the Construction sector lost 3.09% and the S&P 500 lost 0.31% [1] Earnings Forecast - The upcoming earnings report is expected to show an EPS of $1.97, indicating a 24.52% decline year-over-year, with quarterly revenue projected at $6.71 billion, down 11.81% from the previous year [2] - Full-year Zacks Consensus Estimates predict earnings of $11.41 per share and revenue of $34.33 billion, reflecting year-over-year changes of -1.38% and +0.24%, respectively [3] Analyst Estimates and Rankings - Recent changes in analyst estimates suggest a favorable outlook on D.R. Horton's business health and profitability [3] - The Zacks Rank system currently rates D.R. Horton at 4 (Sell), with a 5.18% decrease in the Zacks Consensus EPS estimate over the last 30 days [5] Valuation Metrics - D.R. Horton has a Forward P/E ratio of 13.54, which is a premium compared to its industry's Forward P/E of 12.26 [6] - The company also has a PEG ratio of 1.84, aligning with the average PEG ratio of the Building Products - Home Builders stocks [6] Industry Context - The Building Products - Home Builders industry is part of the Construction sector, holding a Zacks Industry Rank of 215, placing it in the bottom 13% of over 250 industries [7]

Core Viewpoint - KB Home's stock performance is under scrutiny as it faces a significant year-over-year earnings decline in the upcoming earnings report, with analysts projecting earnings of $1.53 per share, a drop of 25% [2]. Group 1: Stock Performance - KB Home closed at $64.78, reflecting a +1.58% increase from the previous day, outperforming the S&P 500's gain of 0.69% [1]. - Over the past month, KB Home's stock has decreased by 0.08%, which is better than the Construction sector's loss of 3.09% and the S&P 500's loss of 0.31% [1]. Group 2: Earnings Estimates - Analysts expect KB Home to report earnings of $1.53 per share, indicating a year-over-year decline of 25% [2]. - The full-year Zacks Consensus Estimates predict earnings of $6.39 per share and revenue of $6.19 billion, representing year-over-year changes of -24.38% and -10.68%, respectively [2]. Group 3: Analyst Estimates and Rankings - Recent changes in analyst estimates for KB Home are crucial as they reflect short-term business dynamics, with positive revisions indicating optimism about profitability [3]. - The Zacks Rank system, which evaluates estimate changes, currently ranks KB Home at 4 (Sell) [5]. Group 4: Valuation Metrics - KB Home has a Forward P/E ratio of 9.98, which is lower than the industry average Forward P/E of 12.26, indicating a valuation discount [6]. - The company has a PEG ratio of 5.25, significantly higher than the industry average PEG ratio of 1.84, suggesting that the stock may be overvalued relative to its expected earnings growth [7]. Group 5: Industry Context - The Building Products - Home Builders industry, to which KB Home belongs, ranks in the bottom 13% of all industries, with a Zacks Industry Rank of 215 [8].