Core Insights - US mortgage rates have reached a one-year low, encouraging refinancing among homeowners and attracting potential buyers into the market [1] - The 30-year mortgage contract rate decreased by 7 basis points to 6.3% for the week ending October 24, as reported by the Mortgage Bankers Association [1] - The refinancing index hit its highest level since mid-September, while home-purchase applications increased for the first time in five weeks [1] Market Dynamics - Mortgage rates are influenced by US Treasury yields, which fell last week due to declining oil prices that alleviated inflation concerns [2] - A report indicating modest growth in US consumer prices contributed to expectations that the Federal Reserve may cut interest rates beyond the anticipated reduction [2] Housing Market Outlook - The decline in mortgage rates could revitalize the housing market, which has been stagnant for years [3] - Sales of previously owned homes increased in September, and economists predict that contract signings also rose, suggesting positive trends for future closings [3] - The National Association of Realtors is set to release a report on September pending-home sales, which may provide further insights into market activity [3] Data Collection Methodology - The Mortgage Bankers Association's survey, conducted weekly since 1990, incorporates responses from mortgage bankers, commercial banks, and thrifts, covering over 75% of all retail residential mortgage applications in the US [4]

RT Kelvin Sparks (@imyoungsparks)From The Wintermute Market update – 27 October 2025:“Markets are rotating back into risk as softer inflation and renewed U.S.–China dialogue lift sentiment, cleaner positioning sets up a constructive path into November”Informative read and not too dense https://t.co/lQO09Fkg5U ...

I’m an equity analyst and founder of Goulart’s Restaurant Stocks, a research firm focused on the U.S. restaurant industry — from quick-service and fast casual to fine dining and niche concepts. I lead all thematic research and valuation efforts, applying advanced financial modeling, sector-specific KPIs, and strategic insights to uncover hidden value across public equities. In addition to restaurants, I cover consumer discretionary, food & beverage, casinos & gaming, and IPOs, with a particular focus on mic ...

The U.S. owes $38 trillion, and can print every dollar of it.When you can create the money you owe, does debt even exist?The real risk isn’t default - it’s what those dollars will be worth.If trust in the dollar slips, inflation hits and markets tumble.U.S. debt just crossed $38 trillion, almost 125% of GDP. Economists warn of a crisis, yet America has never defaulted in its own currency. Is this really a ticking time bomb, or a misunderstood feature of modern finance?If a company, for example, issues debt ...

I’m an equity analyst and founder of Goulart’s Restaurant Stocks, a research firm focused on the U.S. restaurant industry — from quick-service and fast casual to fine dining and niche concepts. I lead all thematic research and valuation efforts, applying advanced financial modeling, sector-specific KPIs, and strategic insights to uncover hidden value across public equities. In addition to restaurants, I cover consumer discretionary, food & beverage, casinos & gaming, and IPOs, with a particular focus on mic ...

Core Viewpoint - Kraft Heinz reported lower third-quarter sales and adjusted its full-year outlook due to concerns about rising inflation and a decrease in consumer spending [1] Company Summary - Kraft Heinz experienced a decline in third-quarter sales, indicating potential challenges in maintaining revenue growth [1] - The company has revised its full-year outlook downward, reflecting a cautious approach in light of current economic conditions [1] Industry Summary - The food industry is facing pressures from higher inflation, which is impacting consumer purchasing behavior [1] - There is a noticeable pullback in consumer spending, which may affect overall sales across the industry [1]

Core Insights - The food producer experienced a decline in quarterly sales, which is attributed to industry-wide concerns regarding higher inflation [1] Company Summary - The company reported a decrease in sales figures for the quarter, indicating potential challenges in maintaining revenue growth amidst rising inflationary pressures [1] Industry Summary - The food industry is facing significant concerns related to higher inflation, which is impacting sales performance across various companies [1]

Leadership Appointment - Hormel Foods Corporation appointed Paul Kuehneman as interim chief financial officer and controller effective October 27, 2025, reporting to interim CEO Jeff Ettinger [1][3] - Kuehneman has over 30 years of experience at Hormel Foods, holding various leadership roles, including vice president and controller [2] - He succeeds Jacinth Smiley, who is leaving the company for other opportunities [3][4] Fourth Quarter Update - Hormel Foods anticipates strong top-line results for the fiscal 2025 fourth quarter, driven by sustained demand across retail, foodservice, and international businesses [5] - Key contributors to growth include the turkey portfolio, PLANTERS brand, and strong market positions [5] - The company is facing persistent inflation in key commodity inputs and impacts from avian influenza and pneumoviruses in the poultry industry [6] Operational Challenges - A fire at the Little Rock, Arkansas peanut butter production facility was contained with no injuries, and full production is expected to resume early in fiscal 2026 [7] - The company issued a voluntary class 1 recall for certain chicken products sold in foodservice channels [7] - Hormel Foods expects net sales growth for the quarter toward the top end of previous guidance, but adjusted earnings per share are projected to be approximately $0.08 to $0.09 below prior expectations [8] Future Outlook - The company is not reaffirming its previously issued GAAP earnings per share guidance pending year-end financial closing procedures, which may include non-cash impairment charges [8] - Hormel Foods remains confident in its portfolio and brands, aiming for long-term sustainable growth despite recent inflationary pressures and operational disruptions [9] - A comprehensive review of the fourth quarter and full-year results, along with the fiscal 2026 outlook, will be provided in early December [10]

No one will be surprised if (when?) the Federal Reserve announces an interest-rate cut today. Traders put the odds of a 0.25% reduction at 99.9%, according to CME Group’s FedWatch tool. It’s the most straightforward call the central bank will make all year. The next one won’t be so easy, so all eyes will be on any hint to the Fed’s plans for December, when the monetary policy committee holds its next meeting. SUBSCRIBE:  Receive more of our free The Daily Upside newsletter. READ ALSO: Wall Street GOAT: Nv ...

The Federal Reserve’s policymakers ought to ask why, with inflation stuck at 3%, investors have confidently priced in at least two further interest-rate cuts, says @clive_crook (via @opinion) https://t.co/gjbgBgcP4k ...