Core Insights - Visa Inc. demonstrated strong performance in fiscal Q4 2025, driven by increased processed transactions and payment volumes, indicating stability for investors [1][2] - Despite a recent 2% decline in share price, Visa's growth potential remains significant, with robust earnings and sales figures [2][3] Financial Performance - Visa's Q4 EPS reached $2.98, exceeding estimates by a penny and reflecting a 10% year-over-year growth [3] - Total revenue for Q4 was $10.7 billion, surpassing consensus estimates by 1% and showing a 12% increase from the previous year [3] Transaction Metrics - Processed transactions grew by 10% year over year, totaling 67.7 billion, which was above the model estimate [4] - Cross-border volumes increased by 12% year over year on a constant-dollar basis, driven by rising travel activity [4] - Payment volumes also rose by 9% year over year on a constant-dollar basis [4] Value-Added Services (VAS) - Revenue from VAS grew by 25% in constant dollars, reaching $3 billion, now accounting for nearly 30% of Visa's total revenue [5][9] - VAS includes services such as advisory, fraud prevention, and risk management, enhancing Visa's integration with banks and merchants [5][6] Digital Asset Initiatives - Visa has managed over $140 billion in crypto and stablecoin flows since 2020, with more than 130 stablecoin-linked card programs across 40+ countries [8] - The company is expanding its Visa Tokenized Asset Platform, allowing banks to issue stablecoins, which enhances cross-border transactions [6][10] Shareholder Returns - Visa returned $6.1 billion to shareholders in Q4, including $4.89 billion through buybacks and $1.2 billion in dividends [13] - The dividend yield stands at 0.69%, slightly above the industry average, reflecting confidence in long-term cash generation [13] Future Outlook - Analyst estimates suggest an 11.7% and 13.3% increase in EPS for fiscal 2026 and 2027, respectively, with revenue growth projected at 10.8% and 10.4% [14] - Visa's shares have increased by 7.6% year to date, outperforming the industry but lagging behind the S&P 500 [15] Competitive Landscape - Visa faces increasing competition from retail giants like Walmart and Amazon, which are exploring their own stablecoins [19] - Ongoing legal challenges, including an antitrust lawsuit and regulatory scrutiny, pose risks to Visa's operations [20][23] Conclusion - Visa's fiscal Q4 results reaffirm its position as a leader in digital payments, with growth in Visa Direct and VAS contributing to its resilience [24] - Despite competitive pressures and regulatory challenges, Visa's strong cash flow and innovative strategies support its long-term growth potential [24]

RT Token Terminal 📊 (@tokenterminal)🆕📊 Institutional stablecoins are gaining momentum on @solana.Each week in The Snapshot, we share data-driven insights, highlight new listings, and showcase the latest product updates.Read on for the latest edition, authored by @f9s216 👇 https://t.co/lPm9SdxYPK ...

Fastest growing stablecoins, based on 30d growth (%) in market cap.One key takeaway:The stablecoin market attracts both TradFi & crypto-native teams; many of them building on @ethereum. https://t.co/epKfKxBTAI ...

🆕📊 Institutional stablecoins are gaining momentum on @solana.Each week in The Snapshot, we share data-driven insights, highlight new listings, and showcase the latest product updates.Read on for the latest edition, authored by @f9s216 👇 https://t.co/lPm9SdxYPK ...

With over $15T settled onchain in 2024, stablecoins now move more than Visa and Mastercard combined.We're proud to join the Blockchain Payments Consortium to help define a common framework and shape the future foundation for frictionless blockchain payments.Blockchain Payments Consortium (@bpconsortium):Introducing the Blockchain Payments Consortium (BPC).A new alliance uniting @ton_blockchain, @0xPolygon, @solanafdn, @SuiNetwork, @Mysten_Labs, @monad, and @FireblocksHQ to accelerate the future of blockchai ...

Final question. Uh, Bitcoin down about 16% I think for the month now. Past month we're at what 102 now.103 something like that. Where do you think it where do you think we're going. I know you have you have big ambitions for Bitcoin.>> Yes, we do. Um, I will tell say one thing that has shifted for us in the last few years. Uh, stable coins are usurping part of the role that we thought uh, Bitcoin would play.So our bullish forecast out there is 1.5% million uh by 2030. Uh given what's happening to stable coi ...

Meet money that moves as fast as you.Introducing OKX Pay & Card for Brazil 🇧🇷- Easy access: Convert Brazilian reais to stablecoins- Earn up to 10% APY- Instant global transfers- USD Debit Card Powered by @Mastercard- Apple Pay & Google Wallet IntegrationMore: https://t.co/gaBwEeDnta ...

circle has 12 months to solve an unsolvable problem. usdc can't comply with both mica and genius act using one token. eu requires 30% reserves in eu banks, us requires 100% in us treasuries. same address can't redeem through both systems. $35b liquidity splits into usdc-us and usdc-eu. defi protocols need separate pools for each. 0.5-2% price divergence guaranteed. eu stablecoins like eure capture the arbitrage. ...

📰 #AscendEX Daily Updates🔷Ethereum's TPS reaches a historic high of 24,192 transactions per second.🔷Switzerland plans to allow the issuance of stablecoins within its borders.🔷Japan becomes the 11th country to officially support Bitcoin mining with state resources.#AscendEX #Crypto #CryptoNews ...

Stablecoins power the onchain economy: from payments and savings to lending and real-world assets.Learn how they work, the main types, and five real use cases shaping DeFi on BNB Chain 👇https://t.co/NWidEWwQuA ...