不法贷款中介骗贷
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多元化解金融纠纷典型案例披露,涉不法中介低息骗贷致逾期纠纷等
Bei Jing Shang Bao· 2025-12-19 12:29
Core Viewpoint - The article highlights the release of typical cases of financial dispute resolution by the National Financial Regulatory Administration and the Supreme People's Court, focusing on issues related to illegal loan intermediaries and the risks associated with renting bank accounts [1][3]. Group 1: Illegal Loan Intermediaries - Illegal loan intermediaries lure consumers with promises of low-interest loans, leading to significant financial burdens and potential legal risks due to personal information leakage [3]. - A case involving Mr. Wang illustrates how he was misled by a loan intermediary who charged a 10% service fee while the actual loan interest rate was much higher than promised, resulting in repayment difficulties [1][2]. - The financial dispute resolution organization confirmed that the loan intermediary had no formal relationship with the bank, and the bank was unaware of the intermediary's involvement in the loan process [2]. Group 2: Renting Bank Accounts - A separate case involving Mr. Wang, who rented out his bank account, raised concerns about the potential for misuse in illegal activities such as fraud and money laundering [4]. - The bank took precautionary measures to restrict Mr. Wang's online banking functions upon discovering his account rental, which he initially contested [3][4]. - The financial dispute resolution organization educated Mr. Wang on the legal consequences and risks of renting bank accounts, leading him to close his account and cease the rental activity [4].