Core Insights - The personal pension funds have shown significant performance recovery in 2023, with a median return rate of 4.81% as of July 20 [1] - The top-performing fund, ICBC Pension 2050Y, achieved an impressive return rate of 18.42%, leading its category [1][4] - The average return rate for personal pension funds reached 4.96% by July 21, indicating a positive market trend [1] Fund Performance - ICBC Pension 2050Y: 18.42% return rate [1][4] - Harvest Pension 2040 Five-Year Y: 11.38% return rate [1][4] - Guotai Junan CSI 500 Quantitative Enhanced Y: 11.28% return rate [4] - Other notable funds with returns exceeding 11% include Harvest Pension 2050 Five-Year Y, Southern Pension Target Date 2055 Five-Year Y, and Xingquan CSI 800 Six-Month Holding Index Enhanced Y [1][4] Fund Quantity and New Entrants - As of July 18, the number of personal pension funds has reached 297, with 9 new FOF funds added since March [2] - Several institutions have entered the market for the first time, including Caifeng Asset Management and HSBC Jintrust Fund [2]