Group 1 - The core viewpoint is that pension reform in China has made significant achievements, but sustainability remains a critical issue, with various pressures and dissatisfaction still present [3][4] - Pension reform is a complex system project influenced by multiple factors, including enterprise competitiveness, individual labor motivation, and the relationship between central and local finances [4][5] Group 2 - The first factor is enterprise competitiveness, which is closely related to the pension system. Increased international competition or domestic economic downturns can heighten pressure on pension reforms [5] - The second factor is individual labor motivation, which can be affected by issues such as retirement for homemakers and the financial burden on young workers, potentially leading to decreased work incentives [5][6] - The third factor involves the relationship between central and local finances, highlighting the need for a clear understanding of pension funding mechanisms and the importance of fiscal discipline at the provincial level [7]