Core Viewpoint - The president of Suzhou Bank, Wang Qiang, indicated that while there will be pressure on risk control for personal business loans in 2025, it will not lead to a significant impact on the bank's asset quality [1] Group 1: Economic Outlook - The global economy and industrial chain development will continue to face uncertainties in 2025 [1] - There is no clear improvement trend in the short-term economic environment [1] Group 2: Loan Quality and Risk Management - Small and micro enterprises will continue to experience operational pressures [1] - There will be certain pressures on the management of non-performing risks related to personal business loans [1] - The bank has established a risk control mechanism to address these challenges [1] Group 3: Risk Management Strategies - The bank will enhance risk management for personal business loans and consumer loans through digital risk control technology, daily risk monitoring, improved early warning systems, and strengthened post-loan management [1]