Core Viewpoint - The Hengqin Guangdong-Macao Deep Cooperation Zone has introduced a support policy aimed at facilitating financing for small and micro enterprises, providing various subsidies and interest discounts to alleviate their financing difficulties [3][5][13]. Group 1: Support Measures - The policy offers subsidies for loans, insurance fees, financing guarantees, leasing, and commercial factoring for eligible small and micro enterprises [3][13]. - A subsidy of 5% of the financing amount will be provided for enterprises obtaining financing through leasing, with a maximum annual subsidy of 1 million yuan per enterprise [3][18]. - For first-time borrowers from banks in the cooperation zone, the interest subsidy rate and funding cap will be executed at 120% of the standard rates [4][5]. Group 2: Eligibility Criteria - Eligible small and micro enterprises must be registered in the cooperation zone, comply with tax laws, and operate substantively [9]. - Specific conditions for higher subsidy rates include being an Australian-funded enterprise, a high-tech enterprise, or a recognized "little giant" enterprise [4][20]. - Financial institutions must be legally established and operate within the cooperation zone to qualify for providing loans and related services [10]. Group 3: Financial Management - The annual budget for subsidies and risk compensation is capped at 50 million yuan for various subsidies and 100 million yuan for risk compensation [12][21]. - Risk compensation for financial institutions providing loans to small and micro enterprises can reach up to 60% of the bad debt amount, with a maximum of 720,000 yuan per financing case [21][22]. - The policy will be effective from September 1, 2025, until December 31, 2029, with provisions for applications from January 1, 2025 [32].