Core Insights - The banking industry is experiencing a silent revolution in corporate services, where the usability of HR systems is becoming a key metric for evaluating banking services [1][3] - Companies are seeking comprehensive HR support that includes organizational management, smart attendance, payroll compliance, and performance management, integrated seamlessly with financial services [1][3] Group 1: Market Trends - The practice of "薪福通" by China Merchants Bank shows a 22% growth in payroll services and a 17.8% increase in average daily corporate deposits, indicating a shift in corporate banking needs [1] - The demand for integrated HR and financial services is rising as traditional payroll services are no longer sufficient for modern enterprises [3] Group 2: Challenges and Opportunities - Banks face risks of client attrition and value erosion if they fail to adapt to the evolving HR system demands of businesses [4] - The strategic window for banks to collaborate with professional HR technology platforms is closing, as leading banks are already locking in core clients through integrated "HR + Finance" ecosystems [4] Group 3: Implementation Pathways - i人事 offers a "light investment, quick launch" model that allows banks to rapidly build a digital HR service platform without the need for extensive in-house development [5] - Banks can leverage i人事's comprehensive HR SaaS capabilities, which include modules for organizational management, smart attendance, payroll, performance management, and recruitment [7] Group 4: Value Creation - By integrating with i人事's HR system, banks can transition from being mere financial intermediaries to becoming strategic data partners, enhancing their service offerings and client retention [10] - The collaboration allows banks to tap into high-frequency management scenarios, leading to increased deposits and comprehensive revenue growth through data-driven financial services [10] Group 5: Future Outlook - The integration of financial services into HR processes positions banks as digital partners for enterprises, moving beyond traditional roles [13] - The collaborative model of banks focusing on financial services while leveraging external expertise for HR capabilities is expected to become standard, with early adopters already reaping the benefits of this transformation [13]