Core Viewpoint - Agricultural insurance plays a crucial role in disaster prevention and loss reduction during natural disasters such as high temperatures and floods in China [1] Group 1: Agricultural Insurance Types - The basic form of agricultural insurance in China is cost insurance, which compensates farmers based on their initial investments in seeds, fertilizers, and labor when disasters occur [1] - Income insurance serves as a "revenue stabilizer," providing compensation to ensure farmers' basic income in the event of reduced yields due to disasters [1] Group 2: Coverage and Subsidies - Currently, complete cost insurance and income insurance for the three major grain crops—rice, wheat, and corn—are fully covered nationwide, with the central government subsidizing up to 45% of the insurance premiums [3] - Local governments also provide at least 25% subsidies, resulting in minimal out-of-pocket costs for farmers, often just a few yuan per mu [3] Group 3: Additional Insurance Products - The central government provides premium subsidies for 16 major agricultural products across three categories: planting, breeding, and forestry, including support for local specialty products through reward-based subsidies [6] - Various insurance products are available, including cost price insurance for potatoes, income insurance for pigs, and weather index insurance for fruits and vegetables [8] Group 4: Catastrophe Insurance - Comprehensive catastrophe insurance is being promoted in areas prone to earthquakes, geological disasters, and floods, with implementation already in provinces like Hubei, Hebei, and Shaanxi [10] Group 5: Economic Impact - Agricultural insurance acts as an economic "shock absorber," providing not only financial compensation after disasters but also the confidence to continue farming in subsequent years [13]

近日，成都27岁女子在家门口被人持刀伤害致死案将在成都市中级人民法院公开审理。受害者妈妈告诉 记者，凶手父亲竟称："就这事害我们有家不能回，花钱在外面住宾馆。" 相关话题很快冲上了热搜，舆论普遍谴责凶手家庭的冷血。其实近年来，类似精神病人伤人案件已经引 起了大家的关注，而且随着精神障碍患者的数量上涨，精神病患者的诊治和管理也越来越成为困扰国家 和社会的一个重要问题。 精神病人照护难，很多家属容易放弃 很多伤人事件都发生在精神病人发病期间，如果遵医嘱规律服药，在病情加重后能够及时送医，不少伤 人事件其实是可以避免的。但是，不少精神病人往往难以做到规律服药，由此导致病情反复和加重。 这一方面是因为一些治疗精神疾病的药物有副作用，患者服用后会产生手抖、脚抖、嗜睡等反应，甚至 还可能诱发肥胖，这都会影响到患者的正常生活和工作。另一方面，患者本人和家属有比较强的病耻 感，在病情发生后没有正确面对，也不愿意让更多的人知道。据精神病防治医生介绍，不少患者一开始 病情其实并不严重，规律服药是可以得到有效控制，但很多患者在病情初步好转后会中止服药，从而导 致病情反复和加重。 家属是精神病人的监护人，拥有督促精神病人按时服药的责 ...