Core Viewpoint - The company is considering leveraging competitive financial instruments, such as zero-interest convertible bonds, to optimize its capital structure and reduce financial costs, similar to practices observed in the industry [1]. Group 1: Financial Strategy - Several insurance companies have recently issued zero-interest convertible bonds in the Hong Kong stock market to optimize their financing structure [1]. - The company reported financial expenses of 2.141 billion yuan for the first half of 2025 and has a high debt-to-asset ratio of 67.7% [1]. - The company has prior experience in issuing convertible bonds, having successfully done so in 2020 [1]. Group 2: Future Considerations - The company is open to adopting similar financing strategies as its peers to further reduce financial expenses and optimize its debt structure [1]. - The inquiry suggests that the issuance of a five-year zero-interest convertible bond could align with the company's current funding needs and development plans [1].