Group 1 - The Japan Agricultural and Forestry Central Bank reported a record net loss of 1.8078 trillion yen (approximately 90.7 billion RMB) for the fiscal year 2024, primarily due to losses from foreign bond investments [1][2] - The bank plans to increase its capital by approximately 1.4 trillion yen (around 70.2 billion RMB) and reassess its management structure to diversify investments in response to the significant deficit [1] - The bank's president emphasized the importance of addressing the substantial loss and committed to improving profitability [1] Group 2 - Analysis indicates that the rapid interest rate hikes by European and U.S. central banks since 2022 have led to a general decline in the prices of bonds previously purchased by the bank [2] - The bank has sold low-yield assets worth 17.3 trillion yen (approximately 868.5 billion RMB), including U.S. Treasury bonds and investment-grade corporate bonds, contributing to the actual losses [2] - As of March 31, the bank's "unrealized bond losses" stood at 1.24 trillion yen (around 62.2 billion RMB), a decrease from 2.2 trillion yen (approximately 110.4 billion RMB) in the previous year [2]