Core Points - The Nanjing Housing Provident Fund Management Center announced an increase in the maximum loan limits for housing provident fund loans [1] - The maximum loan amount for individual contributors will rise from 500,000 yuan to 800,000 yuan, while the limit for families (couples contributing) remains at 1,000,000 yuan [1] - This new policy will take effect immediately and remain valid until December 31, 2027 [1] Policy Details - For housing provident fund loans not disbursed before October 9, 2025, banks must consult borrowers for adjustments and modify loan application materials accordingly [1] - Loans disbursed before October 9, 2025, will not be subject to adjustments [1]

Core Viewpoint - Nanjing Housing Provident Fund Management Center has announced an increase in the maximum loan limits for housing provident fund loans to support the real estate market and enhance the welfare function of the housing provident fund [1] Group 1: Loan Limit Adjustments - The maximum loan limit for individual contributors has been raised from 500,000 yuan to 800,000 yuan, while the limit for families remains at 1,000,000 yuan [1] - The adjustment focuses on supporting new citizens and young people, reflecting a significant increase in single-person home purchases in Nanjing [1] Group 2: Additional Support Measures - Families with two or more minor children, those participating in the "old for new" housing program, and buyers of new green two-star (or above) housing can have their loan limits increased by 20%, resulting in a maximum loan of 960,000 yuan for individuals and 1,200,000 yuan for families [1][2] - The loan limit increases for multi-child families and those participating in the "old for new" program cannot be combined, nor can the increases for purchasing new green housing and recognized new improved housing [2] Group 3: Implementation Timeline - The new policy will take effect on October 9, 2025, and will remain valid until December 31, 2027 [2] - Loans issued before October 9, 2025, will not be adjusted, while those not yet issued will require borrower consent for any necessary adjustments [2]

Core Viewpoint - The Kunming Housing Provident Fund Management Center announced an adjustment to the maximum loan limits for housing provident fund loans, effective May 6, 2025, increasing the limits for single and dual contributors [1] Summary by Category Loan Limit Adjustments - The maximum loan limits are adjusted from 500,000 yuan for single contributors and 800,000 yuan for dual contributors to 700,000 yuan and 1,000,000 yuan respectively [1] - For families with a second child, the maximum loan limits are 840,000 yuan for single contributors and 1,200,000 yuan for dual contributors, reflecting a 20% increase from the adjusted base [1] - For families with a third child, the maximum loan limits are 910,000 yuan for single contributors and 1,300,000 yuan for dual contributors, reflecting a 30% increase from the adjusted base [1] Talent Housing Loan Limits - Under the "Spring City Plan," the maximum loan limits for talent housing provident fund loans are set at 1,050,000 yuan for single contributors and 1,500,000 yuan for dual contributors [1]