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兴业银行昆明分行落地首笔“跨境平台+中信保”小微企业跨境融资
Xin Hua Wang· 2025-11-14 05:06
Core Insights - The article highlights the successful implementation of a cross-border financial service platform by Industrial Bank's Kunming branch, which provided a small and micro enterprise with a credit limit of 5 million yuan [1] Group 1: Company Initiatives - Industrial Bank's Kunming branch facilitated its first cross-border financing for a small export company specializing in fresh grapes and citrus fruits, targeting markets in Laos and Vietnam [1] - The company experienced increased funding needs due to a rise in foreign trade orders this year, emphasizing the importance of efficient and cost-effective bank credit financing [1] Group 2: Financial Services - The enterprise utilized the State Administration of Foreign Exchange's cross-border financial service platform, specifically the "Bank-Enterprise Financing Connection" application, to submit its credit financing request [1] - The approval process was notably swift, taking only one day from the submission of the credit application to the granting of the credit limit [1] - The use of China Export & Credit Insurance Corporation's short-term export credit insurance policy as a credit enhancement tool effectively alleviated the financing challenges faced by foreign trade enterprises [1]