北京商报讯(记者李秀梅)1月6日，广东金融监管局官网公布《关于支持我省保险业高质量发展助力广东 在中国式现代化建设中走在前列的指导意见》(以下简称《指导意见》)。 《指导意见》提出，推动灾害保险保障体系建设，健全完善巨灾保险、灾害民生保险、政策性农房保险 等制度，加大财政支持力度，积极推进"灾害救助+金融保险"试点工作。探索在省级层面建立巨灾保险 共保体，鼓励健全多方参与、风险分散的巨灾保险保障体系，强化数据回溯，优化产品体系，探索巨灾 保险可持续发展路径。探索开展农村公路灾毁保险，拓展灾后修复资金筹措渠道，提升灾后重建效率。 优化保险大灾服务，加强常态化风险减量管理，统筹保险业大灾应急资源，科学建设救灾物资应急仓。 建立与各级地方政府大灾应急管理体系协同响应的工作机制，强化跨部门协同，提升大灾保险服务工作 效率。优化保险业大灾防御协同和车险查勘理赔互认工作机制，持续提升灾前防灾减损、灾中应急救 援、灾后及时赔付相结合的保防救赔一体化服务能力。完善灾后保险预赔付机制，做到应赔尽赔、能赔 快赔、合理预赔。 ...

Core Viewpoint - The collaboration between China Pacific Insurance (CPIC) and South China Agricultural University has led to the successful application of the "Aerospace Treasure" microbial agent technology, significantly enhancing agricultural productivity and disease resistance in Shantou, contributing to rural revitalization efforts [3][5][29]. Group 1: Agricultural Innovations - The "Aerospace Treasure" technology has resulted in an average increase of 100 pounds per mu for vegetables, a 75% effectiveness in controlling rice sheath blight, and a notable increase in lychee fruiting rates, along with a 10%-15% increase in oil orange yields [2][10]. - The core of the "Aerospace Treasure" technology is derived from space-induced Bacillus cereus PS04, which enhances photosynthesis, improves germination and fruit-setting rates, and ultimately increases crop yields [13][15][17]. Group 2: Collaboration and Impact - The partnership between CPIC and South China Agricultural University is recognized as a successful model for integrating academic research with local economic development, demonstrating the effectiveness of the "prevention-first" approach in agricultural insurance [21][22]. - The successful implementation of the "Aerospace Treasure" technology in Shantou serves as a valuable experience for building an integrated service system of "insurance, prevention, and compensation," aiming to enhance disaster prevention and reduction capabilities for farmers [28][30].