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保险赋能“百千万工程” 构建广东渔业高质量发展保障网
Core Viewpoint - Guangdong, as a leading province in both total aquatic product output and aquaculture production in China, is accelerating the construction of a diversified food supply system, focusing on building a "blue granary" with the support of insurance institutions through an "insurance+" model [1] Group 1: Product Innovation - The aquaculture seedling industry in Guangdong faces high investment and risk, which has historically constrained its development. Guangdong Wulonggang Aquatic Technology Development Co., Ltd. has made significant progress in breeding species like yellow catfish, but concerns about industry risks have limited R&D investments [2] - The introduction of aquaculture seedling insurance in April 2022 has allowed companies to confidently invest in higher quality seed fish, leading to a projected output of 1.926 billion fry and an annual output value of 57.7 million yuan in 2024 [2] - China Life Property Insurance Guangdong Branch has innovated with "aquaculture temperature index insurance + weather derivatives," improving loss assessment efficiency and reducing claims difficulties, with over 200 million yuan paid in claims to date [2] Group 2: Service Downstream - A "mobile laboratory" has been deployed in Guangzhou to provide rapid health diagnostics for fish, delivering reports within two hours, showcasing the integration of financial support in advancing Guangdong's aquaculture sector [3] - The mobile inspection vehicle, developed in collaboration with various institutions, features advanced monitoring equipment and has been instrumental in providing proactive services, shifting from reactive claims to proactive risk management [3][4] - Since November 2023, the mobile lab has served over 100 farmers, covering nearly 10,000 mu of fish ponds and preventing losses exceeding 30 million yuan [4] Group 3: Comprehensive Empowerment - Insurance serves as the first line of defense against risks for small and medium-sized aquaculture operators, with Guangdong Water Tianjiao Aquaculture Co., Ltd. benefiting from policy insurance that facilitated quick claims processing after typhoon damage [5] - From 2023 to August 2025, Guangdong Life Property Insurance's policy insurance has provided 6.906 billion yuan in risk coverage for over 20,000 aquaculture entities across 1.22 million mu of freshwater aquaculture [6] - The company has established various risk reduction projects, including disease prevention laboratories and smart aquaculture systems, leveraging technology for disaster warning and decision-making support [6] Group 4: Future Development - Under the "Hundred-Thousand Project," the company plans to optimize deep-sea aquaculture insurance and introduce meteorological and remote sensing data to enhance its service system, aiming to provide comprehensive support for high-quality development in Guangdong's aquaculture sector [7] - The transformation of Guangdong's aquaculture industry from relying on natural conditions to a more systematic approach reflects a significant shift towards modernized practices, with a focus on ensuring food security and contributing to the province's economic strength [7]
中国太保产险开辟乡村振兴新路径
日前,华南农业大学党委书记李凤亮、汕尾市副市长周小壮一行在汕尾调研,中国太保产险汕尾中支携手华南农业大学引入的"航天宝"微生物菌剂技术得到 调研团队高度肯定。这种"以防为先"的农业保险创新模式,为汕尾金融支持乡村振兴开辟了新路径。 转自:新华财经 图为调研组了解"航天宝"技术应用 2023年初,中国太保产险汕尾中支为落实"保防救赔"一体化服务理念,创新提出"以防为先"的农险经营思路,与华南农业大学建立深度合作,率先在汕尾海 丰县试点"航天宝"微生物菌剂技术。近三年来在海丰、城区区域广泛应用试验,覆盖水稻、蔬菜、水果等主要农作物,该技术展现出显著的防灾减损、稳产 增产效果。 据了解,"航天宝"的核心是源自航天诱变的克里本类芽孢杆菌PS04,有助于提产提质、抗病防害、改良土壤。调研组高度肯定中国太保产险汕尾中支和华南 农业大学的合作,一致认为其是高校科技成果服务地方经济发展、实现产学研深度融合的成功典范,也是落实"保防救赔"农业保险一体化服务体系的具体实 践。同时,着重强调要加快扩大"航天宝"技术的示范效应和应用覆盖面,惠及更多农户;要依靠科技力量,牢牢掌握农业减灾主动权,全面提升防灾抗灾能 力。 "航天宝"新技 ...