Core Points - The Financial Regulatory Administration issued a notice on July 31 to promote the high-quality development of urban commercial health insurance [1] - Companies are required to submit urban commercial health insurance products for regulatory approval and must include the term "limited" in the product name [1] - The notice mandates that companies specify applicable regions in relevant clauses or rates and conduct regular loss accounting and actuarial retrospectives [1] - Insurers are encouraged to adjust insurance responsibilities and premium rates based on actual claims versus expected claims to enhance pricing accuracy and project sustainability [1]