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消费者信心指数连续两个季度上升——保险业发展预期逐步改善
Xin Hua Wang· 2025-08-12 06:26
Core Insights - The insurance consumer confidence index for Q1 2022 is 72.1, an increase of 3.5 from Q4 2021, indicating strong consumer confidence [1] - The personal insurance confidence index is 65.8, while the property insurance confidence index is 78.3 [1] Group 1: Index Components - All three primary indicators and six secondary indicators of the index have shown an increase compared to Q4 2021 [1] - The industry environment confidence rose by 4.2 to 74.6, personal consumption confidence increased by 3.2 to 69.4, and macro environment confidence grew by 2.0 to 69.9 [1] - Secondary indicators such as macro environment confidence, industry development confidence, industry policy perception, industry service satisfaction, consumer trust preference, and insurance consumption willingness have all increased [1] Group 2: Trends and Recommendations - The insurance consumer confidence index has risen for two consecutive quarters, with industry environment and personal consumption confidence also increasing [2] - The industry development confidence, service satisfaction, and policy perception have all shown continuous growth, indicating improving consumer expectations for industry development [2] - The insurance guarantee fund company suggests that industry players should respond positively to consumer expectations by providing high-quality risk protection services [2] Group 3: Consumer Behavior Insights - Personal consumption confidence continues to show a recovery trend, with increased trust in sales personnel [3] - Consumers planning to purchase personal insurance in the next six months prefer accident insurance, health insurance, and life insurance, while those interested in property insurance favor home property insurance, auto insurance, and account security insurance [3] - The overall consumer confidence index remains strong, supported by a stable macro environment and resilient economic development [3]