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太平养老保险吉林分公司收罚单
Shen Zhen Shang Bao· 2025-10-10 12:34
截图来源:天眼查APP 据公司官网,太平养老保险股份有限公司(简称"太平养老")成立于2004年,是中管金融机构中国太平保险集团有限责任公司旗下专业经营养老金业务和 员工福利保障业务的重要子公司,也是我国首家国有专业养老保险公司,服务网络覆盖全国。 | 序号 | 当事人 | 主要违法违规 | 行政处罚内容 | 作出决定 | | --- | --- | --- | --- | --- | | | 名称 | 行为 | | 机关 | | | 太平养老 | | | | | | 保险股份 | | 对太平养老保险股份有限公司吉林 | | | | 有限公司 | 对中介业务渠道内控管 | 分公司警告并罚款1万元。 | 吉林金融 | | 1 | 吉林分公 | 理不到位 | 对孙晓宇警告并罚款0.5万元。 | 监管局 | | | 司及相关 | | | | | | 责任人员 | | | | 此外,据天眼查APP,太平养老保险股份有限公司吉林分公司还曾因未按规定公示年报被列入经营异常。 10月10日,根据国家金融监督管理总局吉林监管局发布的公告,太平养老保险股份有限公司吉林分公司及孙晓宇因对中介业务渠道内控管理不到位分别被 警告并处 ...
富德生命人寿十四度入选亚洲品牌500强
Hua Xia Shi Bao· 2025-09-25 09:09
锚定"五篇大文章" 践行金融为民使命 9月24日,2025年(第二十届)亚洲品牌大会在香港召开,主办方世界品牌实验室(World Brand Lab) 在会上发布了2025年《亚洲品牌500强》年度报告,富德生命人寿凭借品牌建设、服务创新与高质量发 展等方面的综合表现入选榜单。十四度入选"亚洲品牌500强",体现出富德生命人寿品牌影响力、社会 声誉的持续提升,品牌价值与综合实力获得更广泛的认可。 富德生命人寿始终秉持"以客户为中心",将满足客户多元化、全生命周期的保障需求作为战略核心,持 续深化"产品+服务"双引擎模式,推动保险保障与健康管理、养老规划深度融合,为客户提供更全面、 更多元化的风险保障解决方案。 富德生命人寿不断优化产品供给,紧密围绕"教育、财富、健康、养老"四大核心领域,聚焦客群差异化 需求打造多元保障矩阵。2024年上市新产品41款,覆盖重疾险、医疗险、意外险、寿险、年金险等领 域,并重点推进年金保险及保障类产品的开发,全方位满足客户的多元需求。 让保险服务跑出"速度"的同时更添"温度",是富德生命人寿始终聚焦的领域。"云赔、快赔、直赔"平台 创新理赔服务模式,构建起全方位、个性化、智能化的 ...
普惠保险如何从“有”到“好”?
Jin Rong Shi Bao· 2025-09-24 04:50
Core Viewpoint - The insurance protection issues for new employment form laborers, exceeding 84 million in China, are increasingly attracting social attention, with regulatory bodies emphasizing the need for tailored insurance products for this demographic [1][3]. Group 1: Current Insurance Products and Market Status - The participation rate of new employment form laborers in commercial medical insurance is 37.2%, indicating that the market is still in its early stages [3][9]. - Major insurance products for this group include "Million Medical Insurance," which covers hospitalization costs up to 1 million yuan, and "Hui Min Bao," a government-guided supplementary medical insurance [3][4]. - The insurance product matrix for new employment form laborers has evolved from a single type to a more diversified offering, including four main categories: basic protection, occupational liability, health protection, and pension protection [4][5]. Group 2: Types of Insurance Products - Basic protection focuses on accident insurance, achieving high coverage rates through platforms like Meituan and Ele.me, with some riders having 100% coverage [4]. - Occupational liability insurance covers third-party losses due to the insured's professional actions, with products like ride-hailing driver liability insurance and domestic service liability insurance [4][5]. - Health protection products include short-term "Million Medical Insurance" and "Hui Min Bao," with nearly 30 such products already covering new employment form laborers [5][6]. - Pension protection relies on social insurance and commercial annuity insurance, but participation rates are low due to the need for long-term contributions [5][6]. Group 3: Challenges and Gaps - The insurance landscape for new employment form laborers is characterized by three gaps: the disparity between product types and income stability, the mismatch between coverage and actual needs, and the high cost of premiums versus economic capability [6][9]. - The current insurance offerings are primarily short-term, with a lack of long-term products that cater to the unique needs of this labor group [6][9]. Group 4: Recommendations for Improvement - To balance low premiums and high coverage, a "five-in-one" inclusive insurance system is recommended, focusing on policy support, product innovation, regulatory collaboration, infrastructure development, and top-level design [7][8]. - Risk management and scenario-based product innovation can help achieve this balance, with a shift from post-incident compensation to pre-incident risk prevention [8][9]. Group 5: Role of Stakeholders - The responsibility for protecting new employment form laborers should be shared among platform enterprises, individuals, and the government, with suggestions for a "third type of laborer" protection model [12][13]. - Recent pilot programs have established alternative injury protection mechanisms for new employment form laborers, with over 10 million participants [13][19]. - The government should enhance policy guidance and financial support to improve insurance uptake among low-income groups [13][14].
恒邦保险迎新掌门人,承保亏损难题待解
Bei Jing Shang Bao· 2025-09-23 13:05
Group 1 - Hengbang Insurance has appointed a new chairman, Li Jin, whose qualification has been approved by the Jiangxi Financial Regulatory Bureau [3][5] - The company has been profitable for several consecutive years, but it still faces issues related to underwriting losses [1][10] - In 2024, Hengbang Insurance will undergo its first capital increase since its establishment, with changes in its shareholder structure [1][11] Group 2 - The company reported an insurance business income of 1.041 billion yuan and a net profit of 10 million yuan in the first half of the year, indicating a slight increase compared to the previous year [8] - The comprehensive cost ratio for Hengbang Insurance stands at 106.63%, indicating underwriting losses [10] - The top five insurance products by premium income for 2024 include motor insurance, liability insurance, accident insurance, corporate property insurance, and household property insurance [9] Group 3 - The company is set to increase its registered capital by approximately 303 million yuan, raising it from 2.06 billion yuan to 2.363 billion yuan [11] - After the capital increase, the largest shareholder, Jiangxi Financial Holding Group, will increase its stake from 23.52% to 33.33% [12] - The concentration of shareholding may enhance decision-making efficiency but could also reduce the influence of minority shareholders [12][13] Group 4 - Hengbang Insurance aims to expand its operations nationwide while facing challenges such as intense market competition and high costs associated with establishing branches in different regions [13] - Strategies to address these challenges include differentiated market positioning, leveraging technology to reduce costs, and enhancing cooperation with local governments and financial institutions [13]
平安人寿山东分公司2025年金融教育宣传周•风险提示:买保险后,这三件事比“盼理赔”更重要!
Qi Lu Wan Bao· 2025-09-19 12:20
Group 1 - The core viewpoint emphasizes that purchasing insurance is just the beginning, and ongoing attention to the policy is crucial for effective coverage [1] Group 2 - Informing family members about the policy is essential to prevent it from becoming a "sleeping policy" [2] - The recommended approach includes organizing policy information, informing at least two family members, and securely storing the policy [3][4] Group 3 - Annual policy review is necessary to prevent coverage from becoming "expired" or "disconnected" due to changes in family circumstances [5] - Key aspects to focus on during the annual review include payment due dates, adequacy of coverage, and completeness of coverage for new family members [6][7] Group 4 - Important personal changes must be communicated to the insurance company to avoid complications during claims [8] - Changes in contact information, health status, and family circumstances should be updated to ensure smooth claims processing [8]
平安人寿山东分公司2025年金融教育宣传周•以案说险:守护个人隐私,远离信息诈骗
Qi Lu Wan Bao· 2025-09-19 11:15
个人隐私是重要权益,一旦泄露易引发财产损失。以下案例为大家敲响警钟。 2.接到业务相关来电,务必通过保单上的官方客服电话、官方APP核实,不相信陌生渠道信息。 3.妥善保管保单、身份证等资料,避免随意丢弃含个人信息的单据,防止信息被非法收集。 案例详情: 张先生曾为家人投保意外险。某天,他接到"保险公司客服"来电,对方准确报出其姓名、投保险种及家 庭住址,称可升级保单并返还部分保费,需提供银行卡号和短信验证码确认身份。因信息吻合,张先生 放松警惕,按要求提供了信息。半小时后,他收到银行扣款短信,卡内5000元被转走。联系保险公司官 方客服后,才知是诈骗分子通过非法渠道获取其投保信息,伪造身份实施诈骗。 案例分析: 诈骗分子先通过非法途径收集个人投保信息,利用信息准确性降低受害者防备心,再以"福利升级"为诱 饵,骗取银行卡号、验证码等关键信息,最终完成盗刷。此行为违反《个人信息保护法》,既侵犯隐 私,又涉嫌诈骗犯罪。 风险提示: 1.官方机构不会通过电话、短信索要银行卡验证码、密码等敏感信息,切勿轻易透露。 ...
昆仑健康保险2025金融教育宣传周发布提醒:意外险理赔需满足“四要素”,配置保障应避免单一化
Zhong Guo Jing Ji Wang· 2025-09-19 03:24
Core Viewpoint - During the 2025 Financial Education Promotion Week, Kunlun Health Insurance actively conducted financial knowledge dissemination activities centered around the theme "Protecting Financial Rights, Supporting a Better Life" [1] Group 1: Insurance Understanding - Kunlun Health Insurance clarified common misconceptions regarding the scope of accidental insurance claims, stating that hospitalization due to illness is not covered under accidental insurance [1] - The company emphasized that the definition of "accident" in insurance terms must meet four critical criteria: "external," "sudden," "unintentional," and "non-disease" [1] - The expert from Kunlun Health Insurance explained that while illness-related hospitalizations may appear sudden, they do not meet the "non-disease" requirement, thus are not eligible for accidental insurance claims [1] Group 2: Consumer Guidance - Kunlun Health Insurance advised consumers to rationally allocate insurance and not rely solely on a single type of insurance, suggesting that accidental insurance should address external, unintentional bodily injuries, while health risks should be covered by medical insurance and critical illness insurance [2] - The company aimed to help consumers establish a more scientific understanding of insurance through case studies and professional tips, guiding the public in reasonable planning of coverage and clarifying claim boundaries [2] - The initiative seeks to reduce disputes arising from misunderstandings and enhance the sense of security and satisfaction among financial consumers [2]
中英人寿山东分公司2025年金融教育宣传周|筑牢金融消保防线 赋能人民美好生活
Qi Lu Wan Bao· 2025-09-18 08:57
Core Viewpoint - The company actively promotes financial literacy and consumer protection through a series of educational initiatives, aligning with national financial regulatory goals to enhance public understanding of financial rights and responsibilities [1][8]. Group 1: Educational Initiatives - The company organized the 2025 Financial Education Promotion Week with the theme "Protect Financial Rights, Support a Better Life," focusing on delivering financial knowledge to households [1]. - A multi-layered educational network was established, emphasizing localized strategies for different demographics, including rural areas, communities, schools, enterprises, and commercial districts [3][4]. Group 2: Targeted Outreach - In rural areas, the company conducted specialized campaigns like "Financial Knowledge into Fishing Villages," using local dialects to explain insurance concepts to fishermen [3]. - In community settings, the company implemented a grid-based financial knowledge promotion mechanism, targeting elderly residents with case-based education and various communication methods [3]. - In schools, the company collaborated with educational institutions to raise awareness about risks associated with "campus loans" and "trap loans," helping students develop rational consumption habits [3]. Group 3: Innovative Approaches - The company launched a series titled "Voice of Zhongying, Trustworthy Commitment," where the general manager provided insights on the operational standards of financial product suitability management [5]. - Sales representatives shared personal experiences emphasizing compliance and transparency in insurance sales, ensuring customer confidence in their choices [5]. Group 4: Special Group Focus - The company introduced specialized services for vulnerable groups, including the elderly and new citizens, providing clear information to combat sales misguidance and offering tailored demonstrations on social security and insurance [7]. - A "Financial Health Check Station" was established to assist new citizens with personal credit report inquiries [7].
太平人寿推出台胞专享服务
Zheng Quan Ri Bao Wang· 2025-09-16 09:51
Core Viewpoint - The article highlights the initiatives taken by Taiping Life Insurance to enhance financial services for Taiwanese compatriots in Fujian, aligning with national policies to promote cross-strait integration and development [1][2]. Group 1: Policy Initiatives - In August, the National Financial Supervision Administration issued measures to support the construction of a cross-strait integration development demonstration zone, focusing on optimizing financial services for Taiwanese residents [1]. - Taiping Life Insurance has launched several exclusive services for Taiwanese clients, including dedicated service windows and a fast claims process in Fujian [1]. Group 2: Service Enhancements - Taiping Life has developed a comprehensive service guide for Taiwanese clients, covering the entire insurance process from purchasing to claims, ensuring clarity and ease of understanding [2]. - The company has established a green channel at physical service points to significantly reduce the time required for business transactions [2]. - Online services have been enhanced, allowing Taiwanese clients to manage frequent tasks such as account changes and document updates through platforms like WeChat and the Taiping Tong app [2]. Group 3: Customer Experience - A case study of a Taiwanese client, Ms. L, illustrates the effectiveness of Taiping Life's services, where she received timely support and a claim payout of 46,000 yuan after an accident [1]. - The company emphasizes its commitment to providing respectful and caring service, addressing the specific needs of Taiwanese clients and fostering a sense of connection between the two regions [2].
金融教育宣传周系列之“保险为民办实事”: 跨越海峡的守护:太平人寿推出台胞专享服务 助力两岸融合发展
Zhong Jin Zai Xian· 2025-09-16 01:28
Group 1 - The core viewpoint of the articles highlights the proactive measures taken by Taiping Life Insurance to enhance financial services for Taiwanese compatriots in Fujian, aligning with national policies to promote cross-strait integration [1][3][4] - Taiping Life has established dedicated service windows and fast claims channels for Taiwanese clients, significantly improving their service experience and receiving positive feedback from consumers [1][2][3] - The company has developed a comprehensive service guide for Taiwanese clients, covering the entire insurance process from purchasing to claims, ensuring clarity and ease of access [3] Group 2 - A specific case illustrates the effectiveness of Taiping Life's services, where a Taiwanese client received timely support and a claim payout of 46,000 yuan after an accident, showcasing the company's commitment to customer care [2] - The company has implemented both online and offline service enhancements, including a dedicated green channel at physical locations and convenient online platforms for managing frequent transactions [3][4] - Taiping Life's Shanghai branch also exemplifies the company's dedication to customer service by facilitating complex policy processes through proactive communication and preparation, ensuring a smooth experience for clients [4]