Workflow
保险销售合规
icon
Search documents
游客被机场“好心人”套路:无牌机构设下保险推销连环局
Bei Jing Shang Bao· 2025-08-21 04:28
Core Viewpoint - The article highlights a concerning practice at airports where individuals, posing as staff, sell insurance under misleading circumstances, raising questions about the legitimacy of the sales process and the companies involved [1][5][10]. Group 1: Incident Description - A passenger, identified as Xi Jie, was approached by uniformed individuals at an airport who offered to assist with her ticket purchase and subsequently sold her an aviation accident insurance policy without her consent [1][2]. - The insurance was sold under the pretense of replacing unnecessary services, leading to confusion and a feeling of being misled by the staff [2][3]. - The payment of 120 yuan was made to a company named Jiangxi United Online Technology, which was later found to have questionable insurance sales qualifications [3][5]. Group 2: Company Legitimacy - Jiangxi United Online Technology's information is scarce, and it lacks a clear online presence, raising doubts about its legitimacy as an insurance sales entity [5][9]. - The airport confirmed that the individuals selling insurance were from an outsourced company, not official airport staff, indicating a lack of oversight in the sales process [5][9]. Group 3: Regulatory Concerns - Legal experts express concerns that if Jiangxi United Online Technology lacks the necessary insurance sales qualifications, its actions could be classified as illegal operations [9][11]. - The article emphasizes that insurance sales must comply with strict regulations, including proper identification of sales personnel and clear communication of insurance terms to consumers [11][16]. - The potential for consumer information leakage and future disputes over insurance contracts is highlighted as a significant risk if proper protocols are not followed [16][17]. Group 4: Consumer Experience - Many passengers have reported similar experiences of being misled into purchasing insurance at airports, often under the guise of assistance from staff [14][15]. - The article notes that the sales tactics employed often exploit consumer trust and urgency, leading to hasty decisions without proper understanding of the insurance products [12][13]. Group 5: Recommendations for Compliance - It is recommended that insurance sales at airports should involve clear identification of sales agents, transparent communication of insurance details, and the establishment of dedicated sales counters to avoid confusion with airport staff [15][16]. - Insurance companies are urged to terminate partnerships with unqualified entities and ensure compliance with regulatory standards to protect consumers [16][17].