近日，招商银行信用卡中心即将迎来新任总经理引发业内关注。南都湾财社记者从内部获悉，招商银行 总行财富平台部总经理厉明东或将接替信用卡中心总经理刘加隆，出任信用卡中心总经理一职。刘加隆 因达到法定退休年龄正式卸任，或转任为信用卡中心顾问，不过目前厉明东任职资格尚待监管部门核 准。 放眼整个行业，信用卡中心高管更替已并不罕见。据南都湾财社记者不完全统计，2025年至今，已有16 家银行信用卡中心的高管进行调整，涵盖从副总裁、总经理到副总经理、总经理助理等多个关键岗位。 新老掌门交接 公开信息显示，招行信用卡中心现任总经理刘加隆，中国人民大学工业经济系毕业，获得经济学硕士学 位。回顾其职业生涯，自1996年加入招商银行起，便深耕信用卡业务，曾三次执掌信用卡中心帅印，堪 称信用卡业内"元老"。 具体来看，在首次出任信用卡中心总经理期间(2009-2015年)，他领导招商银行信用卡开发了行业首个移 动App"掌上生活"，彻底改变了信用卡业务的竞争格局，加速了行业的数字化转型；当行业增速放缓的 危机来临时，刘加隆在2018年再次临危受命，其率先提出信用卡"下半场"概念。2024年，他第三次接任 总经理。此前他还担任过总行 ...

近日，招商银行信用卡中心即将迎来新任总经理引发业内关注。南都湾财社记者从内部获悉，招商银行 总行财富平台部总经理厉明东或将接替信用卡中心总经理刘加隆，出任信用卡中心总经理一职。刘加隆 因达到法定退休年龄正式卸任，或转任为信用卡中心顾问，不过目前厉明东任职资格尚待监管部门核 准。 放眼整个行业，信用卡中心高管更替已并不罕见。据南都湾财社记者不完全统计，2025年至今，已有16 家银行信用卡中心的高管进行调整，涵盖从副总裁、总经理到副总经理、总经理助理等多个关键岗位。 新老掌门交接 公开信息显示，招行信用卡中心现任总经理刘加隆，中国人民大学工业经济系毕业，获得经济学硕士学 位。回顾其职业生涯，自1996年加入招商银行起，便深耕信用卡业务，曾三次执掌信用卡中心帅印，堪 称信用卡业内"元老"。 具体来看，在首次出任信用卡中心总经理期间（2009-2015年），他领导招商银行信用卡开发了行业首 个移动App"掌上生活"，彻底改变了信用卡业务的竞争格局，加速了行业的数字化转型；当行业增速放 缓的危机来临时，刘加隆在2018年再次临危受命，其率先提出信用卡"下半场"概念。2024年，他第三次 接任总经理。此前他还担任过总行 ...

Core Viewpoint - The recent leadership changes at China Merchants Bank (CMB) reflect a strategic shift in its retail banking operations, particularly in the credit card and wealth management sectors, amidst a challenging market environment for credit card businesses [1][15]. Leadership Changes - CMB announced the approval of the qualifications for two new assistant presidents, Cui Jiakun and Wang Xinghai, who will also serve as heads of the Beijing and Shenzhen branches respectively, resulting in a new executive structure of "one president, four vice presidents, and two assistant presidents" [1][15]. - Liu Jialong, the former general manager of the credit card center, will transition to a consultant role after years of leadership in the credit card sector [3][17]. - Li Mingdong, previously the general manager of the wealth platform department, is set to take over as the new general manager of the credit card center [5][19]. - Lu Xiaorong, the general manager of the retail financial headquarters, will also assume the role of general manager of the wealth platform department [7][21]. Credit Card Business Performance - As of mid-2025, CMB's credit card center reported total assets of 878.48 billion yuan, with 96.93 million active cards and 69.63 million active cardholders [8][22]. - The credit card transaction volume for the first half of 2025 was 2,020.96 billion yuan, showing a year-on-year decline of 8.54%, with interest income down by 4.96% and non-interest income down by 16.23% [9][23]. - The bank's market share in credit cards increased by 0.3 percentage points despite the overall decline in transaction volume, attributed to the slow recovery of the consumer market [9][23]. Wealth Management Growth - CMB's wealth management business has emerged as a new growth driver, with fee and commission income reaching 20.67 billion yuan in the first nine months of 2025, marking an 18.76% year-on-year increase [9][23]. - The total assets under management (AUM) for retail clients reached 16,597.523 billion yuan by the end of Q3 2025, reflecting an increase of 1,670.809 billion yuan or 11.19% from the previous year [10][24]. Branch Leadership Adjustments - Recent adjustments in branch leadership include Liu Wenjuan being promoted to assistant president of the Nanjing branch, and He Junqian's qualification as deputy president of the Wuhan branch being approved [11][27]. - He Fei, the former deputy general manager of the corporate finance headquarters, has been reassigned to the Shijiazhuang branch as party secretary and is expected to become the branch president [14][28].