A simple visit to the bank sparked a surprisingly heated debate online. After noticing frequent grocery and gas charges coming straight from a customer's checking account, a teller suggested switching to a credit card and paying it off in full each month. That advice opened the door to a bigger question many Americans still wrestle with: Is using a credit card instead of a debit card actually smarter? The Reddit discussion quickly turned into something more pointed. One commenter summed up the stakes cle ...

The American Express® Gold Card and The Platinum Card® from American Express both allow you to earn valuable Membership Rewards® points on eligible purchases. The Amex Gold is well-suited for earning rewards on everyday purchases, while the Amex Platinum is a premium card packed with travel benefits (like airport lounge access). The better card for you depends on your preferences and spending habits, though some frequent travelers may benefit from both cards to best take advantage of their different rewa ...

Simply put, buying a car with a credit card is a bad idea for nearly everybody. There are a few strategies that may make it a worthwhile endeavor — but unless you’ve got the money to pay off your card immediately, it’s a financial booby trap. Here’s what you need to know about buying a car with a credit card. Do car dealerships accept payments with a credit card? There are two reasons you might consider purchasing a car with a credit card: You’re a savvy collector of credit card rewards and you’d like ...