责任编辑：张俊 SF065 摩根大通（JPM）首席执行官杰米·戴蒙称特朗普提出的10%信用卡年利率上限是"经济灾难"，表示贷款 机构和维萨（V）、万事达卡（MA）等网络将削减风险较高的账户和奖励。在此之前，美国总统特朗 普在达沃斯重申了这一想法。 责任编辑：张俊 SF065 摩根大通（JPM）首席执行官杰米·戴蒙称特朗普提出的10%信用卡年利率上限是"经济灾难"，表示贷款 机构和维萨（V）、万事达卡（MA）等网络将削减风险较高的账户和奖励。在此之前，美国总统特朗 普在达沃斯重申了这一想法。 ...

Core Viewpoint - The proposal to set a cap on credit card interest rates at 10% by the U.S. President may limit credit supply and push borrowers towards more expensive alternatives [1] Group 1: Credit Card Interest Rates - As of late 2025 to early 2026, the average promotional annual percentage rate (APR) for new credit cards in the U.S. is projected to be around 24%, marking a historical high [1] - The average listed interest rate for credit card plans from commercial banks is approximately 21%, even when considering accounts that do not incur interest due to full repayment [1] Group 2: Market Dynamics - The current market pricing is influenced by banks' funding costs, alongside considerations of economic recession and default risks [1]