钱江分"信用文旅专区"创新性地以信用分为核心，简化优惠获取流程。用户只需打开"钱江分"微信小程 序，进入【信用消费】板块的【信用文旅专区】，即可领取个人信用分对应的优惠权益。 比如，目前建德新安雷迪森酒店为钱江分用户提供9至9.5折的住宿折扣；杭州运河大船剧院则针对热门 舞台剧《敦煌奇妙夜》推出同等折扣的购票优惠，让市民以更低成本享受高品质文化演出。这两项服务 覆盖了"住"与"娱"两大高频消费场景，降低了市民的文旅支出压力。 商报讯 （记者 许成慧）只要钱江分达标，就能实打实享受文旅优惠。近日，钱江分信用消费平台正式 推出"信用文旅专区"，为信用良好的市民提供专属文旅消费优惠，进一步拓展"信用+"应用场景，让守 信市民享受更多便利与实惠。 据了解，钱江分作为杭州城市信用分品牌，此前已广泛应用于医疗卫生、交通出行、住房租赁、基层治 理等领域，通过量化个人在城市生活中的综合信用水平，给予差异化激励措施，构建起"越守信、越受 益"的社会信用激励机制。此次文旅专区的上线，进一步丰富了信用分的应用场景，将抽象的信用价值 转化为可感知、可使用的消费权益。 据悉，此次上线的两个项目——建德新安雷迪森酒店住宿折扣及杭州运河大 ...

依托浙江省企业信用综合监管平台，该局对辖区1100余家企业的近三年年报数据进行深度"体检"，重点 分析填报及时性、经营稳定性等5项关键指标，建立动态更新的"企业信用健康档案"。经脱敏处理后， 这些数据成为银行授信的重要参考。据泰隆银行金塘支行工作人员透露，依托"年报质量+信用评分"授 信模型，预计今年将为50家左右企业带来上亿元信用贷款。 为确保项目落地见效，该局成立工作专班，联合海洋农商银行、泰隆银行等金融机构开展"年报+信用 贷"制度攻坚，共同划定数据使用"安全线"，明确数据脱敏规则、隐私保护条款等操作规范，创新建 立"白名单"企业动态调整机制。"政银数据共享不是简单的'1+1'，而是要实现信用价值的'几何倍 增'。"金塘市场监管相关工作人员介绍，通过将企业信用状况与贷款额度、利率优惠直接挂钩，形 成"守信激励、失信受限"的鲜明导向，首批862家企业相关数据已提供给泰隆银行。 潮新闻客户端 通讯员 江奇锦 马瑜蔚 打通小微企业的融资通道，今年以来，舟山市市场监管局金塘分局创新推出"年报+信用贷"金融服务项 目，将企业年报"数据池"转化为融资"信用值"。通过打通政银数据壁垒、构建信用评价模型，开创 了"信用 ...

Core Insights - The article emphasizes the importance of 3A certification as a key to financing for small and medium-sized enterprises (SMEs), enhancing their credibility and reducing trust costs for financial institutions [1][3]. Group 1: Financing Advantages - 3A certification serves as a "pass" for SMEs to access funding, significantly improving their chances of securing loans from banks and attracting investment [1][3]. - The process of obtaining 3A certification has been simplified, allowing business owners to complete applications online without the need for in-person visits, thus saving time and reducing the risk of document errors [3]. - A manufacturing company that obtained 3A certification through the "Like Ke Ban" platform was able to reduce its bank loan interest rate by 0.8 percentage points, saving hundreds of thousands in interest within a year [3]. Group 2: Long-term Benefits - Beyond immediate financing advantages, 3A certification helps companies build long-term credit assets, as many bidding projects and supply chain collaborations now consider credit ratings as entry requirements [5]. - Companies with 3A certification gain more leverage in financing and business partnerships, creating a virtuous cycle of "good credit—more resources—faster development" [5]. - The rise of digital tools has shifted credit management from a passive approach to an active one, allowing SMEs to enhance their qualifications through lightweight and intelligent methods [5]. Group 3: Strategic Importance - In the long run, 3A certification is not just a stepping stone for financing but also a necessary path towards standardization and branding for enterprises [5]. - Companies that proactively establish their credit foundations through 3A certification are better positioned in competitive environments, especially when cash flow is critical for survival [5].