Group 1: Health Insurance Market Growth - The commercial health insurance market in China has rapidly developed, with a variety of products and expanding service coverage [1] - In 2021, health insurance premium income reached 880.36 billion yuan, a year-on-year increase of 7.7%, while claims paid amounted to 408.53 billion yuan, up 39.9% [1] Group 2: Major Insurance Products and Services - Health insurance products mainly include disease insurance, medical insurance, medical accident insurance, nursing insurance, and disability income loss insurance [1] - The introduction of critical illness insurance has alleviated the financial burden on urban and rural residents, with over 140 million claims paid by China Life in 2021 [2] Group 3: Big Illness Insurance System - The big illness insurance system was established to reduce the financial burden of major illnesses for urban and rural residents, covering 1.22 billion people [3] - The reimbursement rate for insured individuals has increased by 10 to 15 percentage points [3] Group 4: Supplementary Medical Insurance - The rapid development of short-term medical insurance, particularly "Hui Min Bao," has provided additional medical coverage for residents [4] - By the end of 2021, 27 provinces had launched over 200 "Hui Min Bao" products, with total premiums exceeding 14 billion yuan [5] Group 5: Long-term Care Insurance - Long-term care insurance has become a focus due to aging population issues, with over 1 billion people covered by pilot programs [7] - The pilot programs have provided long-term care services to over 700,000 disabled elderly individuals [7] Group 6: Innovations in Insurance Products - Companies are increasingly offering insurance products tailored for new citizens, with 55 products available from Nongyin Life [6] - The "Ai Ta Bao" product, aimed at women, has been launched to enhance coverage and services for female citizens [6]