Core Viewpoint - The 2025 "7•8 National Insurance Publicity Day" emphasizes the theme "Love and Responsibility: Insurance Makes Life Better," showcasing the insurance industry's commitment to public service and social governance through innovative online and offline activities [1][3]. Group 1: Activities and Engagement - The insurance industry has organized various activities to engage the public, including financial knowledge lectures and risk reduction services, particularly in response to recent severe weather events [3][4]. - Major companies like People's Insurance Company and China Life Insurance have implemented the "Five Entering" initiative, bringing insurance knowledge to schools, rural areas, and communities [3][4]. - Sunshine Property Insurance and others have focused on financial literacy and risk reduction, addressing public concerns through knowledge dissemination and training [4]. Group 2: Industry Impact and Public Awareness - The activities conducted during the publicity day aim to bridge the communication gap between the insurance industry and the public, enhancing insurance awareness and understanding of products [4][5]. - The insurance sector's proactive approach in risk reduction and public education is seen as a means to lower overall insurance costs and improve the industry's social image [4][5]. Group 3: Industry Growth and Financial Data - As of the end of Q4 2024, the total assets of insurance companies and asset management firms reached 35.9 trillion yuan, a 13.9% increase from the beginning of the year [7]. - In 2024, the insurance premium income was 5.7 trillion yuan, with a year-on-year growth of 5.7%, while claims and payouts increased by 19.4% to 2.3 trillion yuan [7]. - The insurance industry has expanded its coverage, providing agricultural insurance to 164 million households and health insurance to 1.2 billion people [7][9]. Group 4: Future Opportunities and Innovations - The insurance industry is poised for high-quality development, with new policies aimed at expanding coverage and improving service quality by 2029 [10][11]. - There is potential for innovation in inclusive insurance products to meet diverse public needs, particularly in health and elderly care [11][12]. - The integration of insurance technology is transforming the industry, enhancing efficiency and customer experience through AI, blockchain, and big data [12].

第二，巩固提升普惠信贷体系和能力。包括完善普惠信贷管理体系、提升小微企业信贷服务质效、加 强"三农"领域信贷供给、加大脱贫地区和特定群体信贷帮扶力度、强化民营企业信贷支持等。 智通财经APP获悉，近日，金融监管总局、中国人民银行联合发布《银行业保险业普惠金融高质量发展 实施方案》，就未来五年的主要目标，《实施方案》明确，基本建成高质量综合普惠金融体系，普惠金 融促进共同富裕迈上新台阶。普惠金融服务体系持续优化，普惠信贷体系巩固完善，普惠保险体系逐步 健全。 具体来看，第一，优化普惠金融服务体系。包括健全多层次、广覆盖、差异化的普惠金融机构体系、推 动银行保险机构深化普惠金融专业化体制机制建设、完善县乡村金融服务。提升县域金融服务水平，加 强监测指导。完善丰富乡村金融服务，巩固基础金融服务的覆盖面和保障能力。 国家金融监督管理总局发布的最新数据显示，2024年三季度末，银行业金融机构用于小微企业的贷款 （包括小微企业贷款、个体工商户贷款和小微企业主贷款）余额79.8万亿元，其中单户授信总额1000万 元及以下的普惠型小微企业贷款余额32.6万亿元，同比增长14.7%。 第三，加强普惠保险体系建设。包括推进保险公 ...

发展多层次农业保险、完善农业保险大灾风险分散机制、推进农业保险精准投保理赔……近年来，监管 部门出台一系列政策，推动农业保险发展。在广袤的乡村大地上，保险业正发挥着越来越重要的作用。 中国证券报记者了解到，保险业通过持续创新产品、优化服务模式、深化科技赋能等措施，引金融服务 入田间地头，提升农业经营主体的抗风险能力，助力乡村全面振兴。 丰富农业保险产品体系 近年来，农业保险作为关键的风险管理工具，覆盖面与保障水平显著提升。从三大主粮作物完全成本保 险和种植收入保险，到地方特色农产品保险，农业保险产品体系日益丰富。 财政部披露的数据显示，全面实施三大粮食作物完全成本保险和种植收入保险政策，有序扩大大豆完全 成本保险和种植收入保险政策范围。全年拨付中央财政农业保险保费补贴547亿元，支持我国农业保险 保费规模1521亿元，为1.47亿户次农户提供风险保障超5万亿元。 水稻、小麦、玉米三大主粮作物承载着我国人口的口粮需求。国寿财险相关负责人表示，2024年，公司 围绕三大主粮作物的保险保障，主动作为，承保三大主粮作物种植面积超1.15亿亩，其中承保完全成本 保险约8688万亩，提供风险保障约805亿元。此外，202 ...

Group 1 - The 20th China Western International Expo was inaugurated in Chengdu, with China Pacific Insurance (CPIC) showcasing its commitment to public service through its insurance offerings [1] - CPIC provided comprehensive insurance services for the expo, including public liability insurance for the organizers and safety production liability insurance for exhibitors, as well as personal accident insurance for nearly 200 volunteers [1] - A dedicated risk management team was established by CPIC to ensure safety throughout the expo, integrating with the event's safety management system and providing risk services from setup to dismantling [1] Group 2 - CPIC is actively responding to the national innovation-driven strategy by building a specialized technology insurance service system, with technology insurance coverage exceeding 110 trillion yuan and technology investments surpassing 100 billion yuan [2] - The company is implementing a "dual carbon" strategy and has created multiple green insurance products, while also engaging in green public welfare initiatives [2] - CPIC has launched the "Taibao Home" project in 13 cities and 15 parks, focusing on elderly care, and has provided health insurance coverage for over 200 million people [2] Group 3 - CPIC hosted a seminar on climate insurance during the expo, emphasizing the importance of risk reduction in promoting high-quality development of climate insurance [3] - The company showcased its role as a property insurance service provider at the expo, highlighting its commitment to national strategies and improving quality of life [3]

报告指出，2023年中国人均预期寿命增至78.6岁，全国孕产妇死亡率降至15.1/10万，婴儿死亡率降 至4.5‰，各主要健康指标总体上已居于中高收入国家前列，实现了人类历史少有的健康飞跃。回首中 国迅速实现了13亿人口的全民医保覆盖，主要得益于中国政府致力于改善公民福祉的政治意愿、不断增 长的经济实力和强有力的财政支持、广泛的公众支持、因地制宜地学习国际经验以及医保信息化的快速 发展。 报告也提示，发展中的中国医保依然面临着参保未完全覆盖、参保质量有待提升、医疗费用快速增 长、医保基金支出压力增加等挑战。未来还需精准识别未参保人员、提升参保质量，推动建立公平统一 的待遇保障机制，健全稳定、可持续的筹资机制。 报告表示，中国致力于建立健全多层次的医疗保障制度体系。通过出台一系列法律法规，中国基本 医疗保障覆盖面实现了从城镇职工扩展到农村居民、再到城镇居民，覆盖面从小到大，保障水平从低到 高的转变。中国建立了基本医疗保险、大病保险和医疗救助三重梯次减负的基本医疗保障体系，为满足 群众多元化的健康需求，基本医疗保障制度之外还建立了商业健康保险、慈善救助、医疗互助等，与基 本医疗保障共同构成多层次医疗保障制度体系。 ...