Core Insights - The average monthly savings of Hong Kong residents has reached a record high of HKD 10,100, marking a 3% increase from the previous year [1] - Over 60% of respondents reported having a savings habit, consistent with last year's findings [1] - The survey indicates that 20% of savers have set annual savings goals, with an average target of HKD 279,000 [1] Group 1: General Savings Trends - The savings method remains predominantly bank deposits, with 75% of respondents choosing either current or fixed deposits [1] - Among young respondents aged 18 to 29, 89% reported having a savings habit, with 32% setting savings goals, the highest among all age groups [1] - The perceived "safety" score from savings has increased from 53.5 to 54.3, the highest in nearly four years, with 76% scoring 50 or above [1] Group 2: Parental Savings Behavior - Nearly 80% of parents with children under 10 have a savings habit, a 3% increase since 2020, with an average monthly savings of HKD 12,100 [2] - Parents believe they need HKD 1.16 million in savings for sufficient "safety," which is 14% higher than the overall average of HKD 1.02 million [2] - 60% of parents are saving extra for their children, averaging HKD 2.26 million per child, primarily for educational expenses [2]