调查亦显示，若按维持一年的生活水平来说，港人认为今年平均需要拥有102万港元储蓄或流动资金， 才能获得足够"安全感"，与去年的103万港元相若。 继2020年后，今年的调查再次就本港家长(育有至少一名十岁或以下子女)进行深入调查，目的是比较该 组别在储蓄习惯上的变化。本年度调查发现，有储蓄习惯的家长比例近八成，较2020年增加约三个百分 点；而每名家长每月平均储蓄金额为12100港元，较五年前的8600港元大幅增加四成；平均需要拥有116 万港元储蓄才有足够的"安全感"，较整体港人(102万港元)高出14%。 调查亦发现，六成家长表示有为子女作额外储蓄，他们平均需为每名子女额外储蓄226万港元才感到安 心；当中主要用作教育开支(77%)，包括"本地升学"(66%)及"出国留学"(27%)。受访家长为子女储蓄的 主要方式是"开立银行户口储蓄"(48%)，其次是"购买储蓄保险"(45%)。此外，逾五成六家长有鼓励子女 建立储蓄习惯，最常见方式为"固定发放零用钱给子女"(29%)，及"要求子女自己储钱购买心头 好"(22%)。 智通财经APP获悉，香港存款保障委员会连续第八年进行香港人"储蓄安全感"指标调查。最新调 ...

Core Viewpoint - The article highlights a financial education campaign organized by Minsheng Bank to promote financial knowledge among key groups, including merchants, the elderly, and new citizens, aiming to enhance financial literacy and protect financial rights [1][2] Group 1: Financial Education Activities - On September 18, Minsheng Bank's Weifang Zhucheng branch conducted a financial education event at Longcheng Market, focusing on practical financial knowledge for different target groups [1] - The event included discussions on loan fraud prevention, illegal fundraising identification, and secure payment code usage for market merchants [1] - For the elderly, real case studies were used to illustrate risks associated with pension investment scams and marketing traps, emphasizing the importance of safeguarding retirement funds [1] - New citizens were educated on basic financial products, personal credit management, and legal rights protection to help them integrate into urban financial life [1] Group 2: Engagement and Impact - The event featured customized promotional materials and one-on-one Q&A sessions, addressing specific financial concerns raised by attendees [2] - Over 80 promotional brochures on fraud prevention and rational borrowing were distributed, reaching nearly 100 individuals, with more than 50 consultations conducted on-site [2] - The atmosphere was described as lively and interactive, reflecting a strong community demand for financial knowledge [2] - The branch plans to continue regular financial education activities to address public financial needs and enhance financial literacy [2]