Core Insights - The 2025 Global Digital Economy Conference's Digital Finance Forum was held in Beijing, where the "Global Financial Competitiveness Report 2025" was released, ranking China 4th globally, an improvement of one position from the previous year [1] Group 1: Financial Competitiveness Rankings - The report evaluates 31 countries based on five primary indicators and 43 intermediate indicators, with the United States, the United Kingdom, and Japan occupying the top three positions [2] - The United States holds the highest global financial competitiveness score, surpassing the United Kingdom by 35.87 points, indicating a significant competitive advantage in the financial sector [2] - China has shown a continuous narrowing of the score gap with the United States over the past four years, with scores of 43.91, 42.13, 40.47, and 40.35 respectively [2] Group 2: Key Indicators - Among the five primary indicators, China's financial technology competitiveness is closest to the world-leading level, ranking 3rd for two consecutive years, with a notable increase in score due to the substantial growth potential of China's fintech industry [2] - The United States remains the leader in monetary competitiveness, financial technology competitiveness, and international financial governance, with the monetary competitiveness gap between the U.S. and the Eurozone expanding to 48.64 points [2]

Core Insights - The "Global Financial Competitiveness Report 2025" indicates that the global financial competitiveness of China ranks 4th, improving by one position from the previous year, with a narrowing gap from the United States for four consecutive years [1][4]. Group 1: Global Financial Competitiveness Rankings - The top three economies in global financial competitiveness are the United States, the United Kingdom, and Japan, with scores of 85.60, 49.73, and 49.09 respectively [2]. - China holds the 4th position with a score of 45.25, followed by Germany and Canada in 5th and 6th places with scores of 44.86 and 44.33 respectively [2]. Group 2: Financial Technology Competitiveness - China ranks 3rd globally in financial technology competitiveness, maintaining this position for two consecutive years, with a significant increase in its score from 35.12 in 2023 to 57.25 in 2024 [4]. - The AI talent index for China improved from 8th to 4th place, while the financial technology credit level rose from 16th to 4th place [4]. Group 3: Digital Financial Market Growth - The global digital financial market is projected to exceed $4.5 trillion in 2024, with China's digital financial market reaching $3.2 trillion, making it one of the most dynamic digital financial markets globally [4][5]. - The development of digital finance in China is characterized by a shift towards intelligence and digitization, with significant applications of artificial intelligence in various financial sectors [5]. Group 4: Recommendations for Future Development - Suggestions for the future of China's digital finance include adhering to technology neutrality, enhancing data security governance, focusing on customer-centric innovation, and strengthening international cooperation in digital finance standards [5].