Core Viewpoint - The insurance industry is leveraging technology to enhance disaster prevention and risk management in response to the severe impacts of Typhoon "Hagupit" [1][4]. Group 1: Industry Response to Typhoon - Multiple insurance companies have implemented comprehensive measures to prepare for the typhoon, utilizing big data, AI, and IoT to strengthen risk management and disaster reduction systems [1][4]. - China Pacific Insurance has established a three-tiered resource supply system for rescue operations, deploying specialized resources 24 hours before the typhoon's landfall [3]. - China Life Insurance has coordinated across its various subsidiaries to deploy disaster prevention and emergency response plans, covering over 20 million people with early warning messages [2][4]. Group 2: Technological Empowerment - The insurance sector is increasingly adopting technology to improve disaster response capabilities, with a focus on digital upgrades and collaboration with meteorological agencies [4][6]. - The "Eagle Eye" system by Ping An Insurance provides precise warnings for vehicle flooding by integrating historical claims data with real-time information [5][6]. - The application of advanced technologies such as AI and big data is transforming risk prediction from experience-based to precise quantification, significantly reducing overall risk costs and insurance payout rates [6][7]. Group 3: Future Development Trends - The insurance industry's disaster reduction systems are expected to evolve towards greater intelligence, scenario-based approaches, and ecological integration [6][7]. - Future advancements in technology will enhance risk prediction models, allowing for more proactive and targeted disaster prevention measures [6][7]. - The ability to manage disaster risks will become a core competitive advantage for insurance companies, integrating deeply into national emergency management and social governance processes [6][7].

原标题：中华财险浙江分公司：迎战"竹节草" "天空地"一体守护浙江粮食安全 台风"竹节草"强势来袭，中华财险浙江分公司迅速响应，在田间地头，查勘车队疾驰、无人机升空 作业，一场守护夏耕晚稻的保卫战全面打响。 灾前筑牢防线，抢抓黄金窗口。面对极端天气威胁，中华财险浙江分公司果断将防灾关口前移。在 台风登陆前，紧急调配骨干力量与科技设备，构建"卫星遥感监测+无人机航拍+专员核验"的"天空地"一 体化防控网络。在湖州长兴、嘉兴平湖等地高效完成34.28万亩晚稻验标承保工作，提供4.8亿元风险保 障，为农户抢出宝贵的48小时防灾窗口期。 风中硬核守护，响应农户关切。"竹节草"登陆后，中华财险浙江分公司应对举措全面升级。公司向 高风险区农户精准推送台风动态与科学排涝方案；无人机协同地面查勘队24小时待命，随时响应灾情； 专业人员深入田间，指导加固沟渠、疏通堵点，同步走访种粮大户排忧解难，稳定民心、保障生产。 灾后极速响应，护航粮安底线。中华财险浙江分公司承诺，台风影响结束后将立即启动大面积受灾 作物查勘，运用卫星遥感定损技术，结合高效的赔款支付通道，确保定损精准、赔付及时，最大限度减 少农户损失。目前，理赔资源已就绪， ...