中国平安旗下的产险、寿险、健康险、养老险等多家公司快速协同，部署多项巨灾防御与应急响应方 案，截至9月23日15时，平安产险提前72小时向潜在受灾客户发送预警信息与防灾指引，累计覆盖超 2000万人次。 同时，太保产险联动相关机构开展专属救援资源筹备工作，通过三级资源梯度补给体系，所有专属救援 资源在台风登陆前24小时内部署至指定区域，灾时将根据应灾救援开展情况，随时驰援受灾区域。该公 司还组建了一体化防灾应灾服务团队，建立客户服务、应灾支援、专业队伍、科技提效全流程风险减量 服务通道，全员严阵以待。 北京排排网保险代理有限公司总经理杨帆对《证券日报》记者表示，公司经常收到合作险企的灾害风险 预警。近年来，保险公司通过数字化渠道，在台风、暴雨等灾害来临前，精准推送防御指南、风险点提 示和应急建议。这种预警机制已成为行业常态，显著提升了风险应对的前瞻性。面对巨灾风险，保险行 业从传统的"事后理赔"全面转向"事前预防、事中干预、灾后快赔"的全链条风险减量管理。 业内人士认为，科技手段的应用将大幅提升险企防灾减损的针对性和有效性，在降低险企赔付支出、改 善承保利润的同时，推动险企从损失补偿者向风险管理者的角色升级。 ...

Core Insights - The third China International Supply Chain Promotion Expo (Chain Expo) will be held in Beijing from July 16 to 20, 2025, featuring six major supply chain categories and service areas [1] - Financial institutions play a crucial role in the development of industrial chains, acting as both a "blood system" and "nervous system" to facilitate funding and optimize operational efficiency [1] Financial Institutions' Role - Various financial institutions, including domestic banks like ICBC, Bank of China, and foreign banks like DBS and Mizuho, participated in the Chain Expo, showcasing their commitment to supporting industrial chain development [1] - Financial institutions are shifting from traditional "point-to-point" financing to "chain empowerment," providing comprehensive financial services to upstream and downstream enterprises in industrial chains [1] Product and Service Innovations - Chinese banks are focusing on key services such as corporate account services, trade financing, and cross-border settlements, continuously innovating to offer one-stop comprehensive financial services [2] - Bank of China has developed a product system comprising seven categories to provide a full product line experience for clients in the industrial chain [2] - The construction of a comprehensive service system is equally important, as seen with Ningbo Bank's "Bobo Zhila" platform, which offers end-to-end solutions for various business challenges [3] Support for Overseas Expansion - Ningbo Bank provides a one-stop platform for overseas services, collaborating with various institutions to offer comprehensive solutions throughout the investment and operational phases for enterprises going abroad [4] Data-Driven Service Models - Financial institutions are evolving from mere fund providers to industry organizers by building a three-in-one architecture that integrates data platforms, financial product factories, and risk control engines [5] - Banks are leveraging their client resources and information exchange advantages to facilitate strategic connections and value co-creation among clients [6] Insurance Sector Innovations - China Pacific Insurance showcased its "Wanshang Cloud Risk Reduction Service Platform," which integrates various data and risk management services to support the entire insurance lifecycle [7] - Visa presented its global payment data solutions, utilizing extensive data to provide insights and enhance marketing strategies for brands expanding internationally [8]