Core Viewpoint - The insurance industry is leveraging technology to enhance disaster prevention and risk management in response to the severe impacts of Typhoon "Hagupit" [1][4]. Group 1: Industry Response to Typhoon - Multiple insurance companies have implemented comprehensive measures to prepare for the typhoon, utilizing big data, AI, and IoT to strengthen risk management and disaster reduction systems [1][4]. - China Pacific Insurance has established a three-tiered resource supply system for rescue operations, deploying specialized resources 24 hours before the typhoon's landfall [3]. - China Life Insurance has coordinated across its various subsidiaries to deploy disaster prevention and emergency response plans, covering over 20 million people with early warning messages [2][4]. Group 2: Technological Empowerment - The insurance sector is increasingly adopting technology to improve disaster response capabilities, with a focus on digital upgrades and collaboration with meteorological agencies [4][6]. - The "Eagle Eye" system by Ping An Insurance provides precise warnings for vehicle flooding by integrating historical claims data with real-time information [5][6]. - The application of advanced technologies such as AI and big data is transforming risk prediction from experience-based to precise quantification, significantly reducing overall risk costs and insurance payout rates [6][7]. Group 3: Future Development Trends - The insurance industry's disaster reduction systems are expected to evolve towards greater intelligence, scenario-based approaches, and ecological integration [6][7]. - Future advancements in technology will enhance risk prediction models, allowing for more proactive and targeted disaster prevention measures [6][7]. - The ability to manage disaster risks will become a core competitive advantage for insurance companies, integrating deeply into national emergency management and social governance processes [6][7].

Core Viewpoint - Shenzhen is leveraging advanced technology, including drones and cloud systems, to effectively respond to the annual typhoon "Hua Jasha" and mitigate disaster risks [1][2]. Group 1: Insurance Industry Preparedness - The Shenzhen insurance industry has activated emergency response mechanisms in anticipation of the typhoon, implementing a comprehensive "1+N" flood and typhoon prevention strategy [2][4]. - Major insurance companies, including Ping An Property & Casualty, China Pacific Insurance, and others, have launched immediate response measures focusing on risk assessment, technological empowerment, and key protective actions [2][3][4]. Group 2: Specific Actions by Insurance Companies - Ping An Property & Casualty has organized a special inspection team to assess 59 flood-prone areas, utilizing drones for aerial surveillance and public safety announcements [3]. - Ding He Property & Casualty initiated a Level I response to major weather disasters, identifying 8,330 risky projects and sending out 10,700 safety messages through their customer service hotline [4]. - China Pacific Insurance has formed a youth emergency response team and enhanced their disaster response capabilities in light of the typhoon's characteristics [4]. Group 3: Life Insurance Companies' Response - Life insurance companies, such as China Life and Minsheng Insurance, have activated emergency plans, offering green channels for claims and simplifying procedures for clients affected by the typhoon [7][8]. - Tencent Weibo, as an internet insurance intermediary, has also initiated a rapid response mechanism, providing disaster guidance and claims assistance to clients [8]. Group 4: Industry-Wide Coordination - The Shenzhen Insurance Association has coordinated efforts across the industry to strengthen typhoon defenses, sending out 2.77 million risk warning messages and identifying 975 flood-prone areas for monitoring [8]. - The industry has prepared significant resources, including 464 inspection tools, 600 rescue devices, and 745 rescue vehicles, to ensure effective disaster response [8].