公积金制度优化

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西安楼市下半场:刚需降温,豪宅靠抢,新政如何发力?
2 1 Shi Ji Jing Ji Bao Dao· 2025-06-25 13:03
Core Viewpoint - The real estate market in Xi'an is experiencing significant differentiation, with developers struggling to sell properties while high-end luxury products are in high demand, indicating a complex market dynamic [1] Policy Measures - Xi'an's government has introduced measures to stabilize the real estate market, focusing on two main areas: improving the accessibility of housing provident fund usage and ensuring the simultaneous construction of supporting facilities like education and healthcare with new housing projects [1][5] - The new policy allows employees to withdraw their housing provident fund for down payments, which is expected to enhance housing consumption and market confidence [2][3] Market Dynamics - The real estate market is showing signs of cooling, with a 0.4% month-on-month decline in new home sales prices and a 3% year-on-year drop in May [7] - The new home supply area decreased by 39% year-on-year, and transaction volume fell by 13%, indicating a significant reduction in market activity [7][8] - The average transaction price for new homes remains at 17,924 yuan per square meter, but the market is experiencing a stark contrast between shrinking demand for affordable housing and robust sales in the luxury segment [8][9] Luxury Market Performance - High-end properties are performing exceptionally well, with some projects selling out within 50 days, highlighting a structural support for premium assets despite overall market challenges [9] - The luxury segment's success contrasts sharply with the declining demand in the affordable housing market, which has seen a significant drop in transaction volumes [8][9] Land Supply and Development - The new policy aims to reform land supply by establishing a dynamic pricing model linked to surrounding property sales, which is intended to stimulate land acquisition and development [5][6] - The government has also introduced measures to ease financial pressures on developers, such as allowing partial payment of land transfer fees and expediting the development process [5][6]