Core Viewpoint - The article discusses the coordinated efforts by various government departments to resolve historical issues related to property registration, particularly for individuals who have purchased homes but have not received their property certificates due to various reasons, including issues with real estate companies [1][4]. Group 1: Policy Implementation - The Natural Resources Department and other agencies emphasize the need to adhere to four principles in policy formulation: serving innocent buyers, government leadership with inter-departmental collaboration, a historical perspective with a pragmatic approach, and a combination of prevention and resolution [1]. - For properties that are sealed due to issues with real estate companies, specific handling principles are established to facilitate property registration for affected buyers [1]. Group 2: Property Sealing and Registration - Courts are instructed to ensure that properties sold and their corresponding land are not included in the sealing process if they meet the criteria outlined in the legal document [2]. - For buyers who have paid the full purchase price but whose properties are under mortgage, the registration of property rights will occur simultaneously with the cancellation of the corresponding mortgage registration [3]. Group 3: Historical Issues Resolution - Over 23 million historical property issues have been resolved nationwide, with more than 2.3 million resolved this year alone, allowing citizens to obtain their property certificates and address related issues such as residency and schooling [3]. - A long-term mechanism is being established to prevent new issues, with over 2,300 counties implementing a "certificate upon delivery" reform for new residential projects, resulting in the issuance of over 8.4 million property certificates [3].

Group 1 - The core viewpoint of the articles highlights the implementation of the "delivery of house and certificate" reform across over 2,300 counties and cities in China, allowing homeowners to receive property ownership certificates simultaneously with their new house keys [1] - The Ministry of Natural Resources reported that over 8.4 million property ownership certificates have been issued, addressing historical issues related to property registration and ensuring the protection of citizens' rights [1] - A total of over 23 million historical property issues have been resolved nationwide, with 2.3 million cases addressed this year alone, facilitating related matters such as residency, schooling, and transactions [1] Group 2 - The Supreme People's Court has established guidelines for handling property registration issues when properties are seized due to real estate company defaults, ensuring that buyers who have paid in full can still obtain their property certificates [2] - The National Financial Regulatory Administration emphasized the need to cancel mortgage registrations for properties where buyers have paid in full, while also ensuring the security of financial institutions' claims [3] - The Ministry of Natural Resources aims to prevent buyers from bearing the consequences of developers' violations and government oversight issues, while also focusing on risk prevention and regulatory compliance [3]

城市房地产融资协调机制(以下简称"协调机制")是支持房地产项目建设和交付的重点举措。上海易居房 地产研究院副院长严跃进对《证券日报》记者表示，协调机制引导资金精准支持"保交房"，为房地产项 目注入流动性，使得楼盘能够加快完工交付。为保护购房者合法权益、实现"住有所居"提供了助力。 融资新模式落地见效 2024年1月份，住房和城乡建设部(以下简称"住建部")、金融监管总局发布《关于建立城市房地产融资 协调机制的通知》，指导各地级及以上城市建立协调机制。 2024年10月份，住建部、金融监管总局联合举行全国保交房工作推进视频会议，提出进一步推动协调机 制"扩围增效"，扩大"白名单"覆盖范围，确保合规房地产项目"应进尽进"。 广东省住房政策研究中心首席研究员李宇嘉对《证券日报》记者表示，协调机制建立了以房地产项目而 非企业为核心、资金封闭运转的融资新模式，专注于项目本身创造和平衡现金流的能力。既满足了项目 的合理融资需求，也保障了金融机构的风险防控需求。 协调机制为防范化解房地产风险、推进保交房工作提供了有力支撑。住建部数据显示，截至2024年底， 全国"白名单"项目贷款审批通过金额超过5万亿元，保交房攻坚战实现住 ...

今年以来，协调机制持续推进，"白名单"项目贷款规模稳步增长。 本报记者 张芗逸 9月22日，在国务院新闻办公室（以下简称"国新办"）举行的"高质量完成'十四五'规划"系列主题新闻发 布会上，国家金融监督管理总局局长李云泽介绍，国家金融监督管理总局（以下简称"金融监管总局"） 牵头建立城市房地产融资协调机制，"白名单"项目贷款超过7万亿元，支持近2000万套住房建设交付， 有力保障广大购房人的合法权益。 城市房地产融资协调机制（以下简称"协调机制"）是支持房地产项目建设和交付的重点举措。上海易居 房地产研究院副院长严跃进对《证券日报》记者表示，协调机制引导资金精准支持"保交房"，为房地产 项目注入流动性，使得楼盘能够加快完工交付。为保护购房者合法权益、实现"住有所居"提供了助力。 融资新模式落地见效 2024年1月份，住房和城乡建设部（以下简称"住建部"）、金融监管总局发布《关于建立城市房地产融 资协调机制的通知》，指导各地级及以上城市建立协调机制。 2024年10月份，住建部、金融监管总局联合举行全国保交房工作推进视频会议，提出进一步推动协调机 制"扩围增效"，扩大"白名单"覆盖范围，确保合规房地产项目"应进 ...

近日，记者从自然资源部获悉，通过相关部门和各地共同努力，历史遗留问题化解工作取得积极成效。 全国累计已化解历史遗留问题房屋2300多万套，今年以来化解230多万套，群众拿到"小红本"，与之相 关的落户、入学、买卖、融资等难题也迎刃而解，有力保障了群众合法权益，增强了市场活力，维护了 社会和谐稳定。源头防范新增问题的长效机制加快构建，全国2300多个县市实施新建商品房项目"交房 即交证"改革，发放不动产权证书840多万本，群众在拿到新房钥匙的同时就能领到不动产权证书，获得 感、幸福感、安全感明显提升。 据介绍，不动产统一登记以来，各级不动产登记机构不断提升不动产登记规范化、便利化水平，努力让 群众在登记服务中感受到舒心、暖心和安心。与此同时，由于房地产开发建设项目业务链条长，涉及部 门和环节多，历史上一些项目审批、建设、交易、监管等环节不衔接、不规范，导致登记要件缺失，无 法登记办证，影响群众合法权益。买了房、拿不到证，成为群众的一块"心病"。为解决群众的这一急难 愁盼问题，有效破解办证难题，近年来，自然资源部会同相关部门全力推动化解历史遗留问题为群众办 证。 自然资源部表示，今年以来，多部门协调联动，采取了三 ...

自然资源部表示，今年以来，多部门协调联动，采取了三方面措施。一是建立部际沟通协调机制。自然 资源部联合相关部门构建部际沟通协调机制，开展常态化沟通会商，共同研究解决涉及跨部门的重大问 题，高效协同推进历史遗留问题化解工作。二是研究提出政策举措。坚持群众最关心什么、最需要什 么，政策举措就解决什么。针对群众已购买国有土地上的住房，因前端环节历史遗留问题导致无法办理 登记的难题，自然资源部与相关部门协调联动，在充分调研论证的基础上，依据相关法律和司法政策， 分类施策，提出了化解存量问题、防止新增问题的政策举措。三是指导地方积极化解问题。采取实地调 研、视频培训、定期调度等方式，督促指导地方用好用足政策举措，积极稳妥化解历史遗留问题，为群 众办好证。各地在党委政府统一领导下，普遍建立了跨部门化解协调机制，结合当地实际研究细化政 策，采取划片包点、定期调度等举措，积极推进各项工作，大力推动问题化解为群众办证。 自然资源部表示，下一步，将与相关部门齐心协力，深化协调联动，强化政策指导，抓好统筹调度，推 动政策举措落地见效，努力让历史遗留问题成为历史，让"小红本"托起更多群众的"安居梦"。 全国累计已化解历史遗留问题房屋 ...

Core Viewpoint - The establishment of the urban real estate financing coordination mechanism aims to support housing project construction and delivery, ensuring the rights of homebuyers are protected through significant financial backing [1][2][3]. Group 1: Financing Mechanism - The urban real estate financing coordination mechanism has been established to focus on real estate projects rather than companies, creating a new financing model that emphasizes the cash flow capabilities of projects [2]. - As of now, the "white list" project loans have exceeded 7 trillion yuan, supporting nearly 20 million housing units for construction and delivery, showing a significant increase from earlier figures [3]. - The mechanism has facilitated the approval of over 5 trillion yuan in loans for "white list" projects by the end of 2024, contributing to the delivery of 3.73 million housing units [2]. Group 2: Policy Implementation - The "delivery upon delivery of property certificate" initiative has been implemented in over 2,300 counties and cities, enhancing the sense of security and satisfaction among homebuyers [4]. - The coordination mechanism effectively isolates risks between enterprises and projects, helping to prevent new risks in the real estate sector [4]. - Continuous monitoring and regulatory cooperation between housing and financial departments are recommended to ensure project progress and funding disbursement align with construction timelines [5].

Core Viewpoint - The establishment of the urban real estate financing coordination mechanism aims to support housing construction and delivery, ensuring the rights of homebuyers are protected through significant financial backing [1][2]. Group 1: Financing Mechanism - The urban real estate financing coordination mechanism has been established to focus on real estate projects rather than companies, creating a new financing model that emphasizes the cash flow capabilities of projects [2][6]. - As of now, loans for "white list" projects have exceeded 7 trillion yuan, supporting nearly 20 million housing units for construction and delivery, marking a significant increase from earlier figures [4][3]. - The mechanism has facilitated the approval of over 5 trillion yuan in loans for "white list" projects by the end of 2024, contributing to the delivery of 3.73 million housing units [2]. Group 2: Policy Implementation - The "delivery upon delivery of certificates" initiative has been implemented in over 2,300 counties and cities, enhancing the sense of security and satisfaction among homebuyers by providing property certificates simultaneously with keys [5]. - The coordination mechanism effectively isolates risks between enterprises and projects, thereby mitigating new risks in the real estate sector [6]. - Continuous efforts are being made to promote "white list" project financing as a regular practice, with provinces like Henan actively pushing for its implementation to stabilize the real estate market [4].

自然资源部自然资源确权登记局局长 胡善顺：千方百计扫除无过错群众办证的各种障碍，不让购房群众为开发商的违规行为和 政府监管问题"埋单"，在化解存量历史遗留问题的同时，推动实现"交地即交证""交房即交证"，从源头防范新增问题产生。 三部门同时表示，未来还将继续在政策制定中坚持"为无过错群众办证"的原则，维护群众合法权益。 针对土地房屋因房企原因被查封无法登记办证的情况，符合最高人民法院有关规定条件的可依法解除查封；人民法院在查封土地 时应注明已出售房屋及其对应土地不在查封范围内；对于已办理预告登记或购房群众已支付全部购房款的不予查封。针对土地房屋因 被房企抵押导致无法登记办证的问题，明确以居住为目的的购房群众已支付全部购房款（含按揭），但房企存在未偿还抵押债务的， 在为购房群众办理不动产权证书的同时，按套注销对应房屋的不动产（含土地、在建工程、房屋）抵押登记。 央视网消息：9月22日，记者从自然资源部获悉，自然资源部、国家金融监督管理总局、最高人民法院等部门积极协调联动，全 力化解不动产登记前端环节历史遗留问题。 目前，全国已累计化解历史遗留问题房屋2300多万套，今年来共化解230多万套。群众在办理登记的同时 ...

Core Viewpoint - The real estate market in Xi'an is experiencing significant differentiation, with developers struggling to sell properties while high-end luxury products are in high demand, indicating a complex market dynamic [1] Policy Measures - Xi'an's government has introduced measures to stabilize the real estate market, focusing on two main areas: improving the accessibility of housing provident fund usage and ensuring the simultaneous construction of supporting facilities like education and healthcare with new housing projects [1][5] - The new policy allows employees to withdraw their housing provident fund for down payments, which is expected to enhance housing consumption and market confidence [2][3] Market Dynamics - The real estate market is showing signs of cooling, with a 0.4% month-on-month decline in new home sales prices and a 3% year-on-year drop in May [7] - The new home supply area decreased by 39% year-on-year, and transaction volume fell by 13%, indicating a significant reduction in market activity [7][8] - The average transaction price for new homes remains at 17,924 yuan per square meter, but the market is experiencing a stark contrast between shrinking demand for affordable housing and robust sales in the luxury segment [8][9] Luxury Market Performance - High-end properties are performing exceptionally well, with some projects selling out within 50 days, highlighting a structural support for premium assets despite overall market challenges [9] - The luxury segment's success contrasts sharply with the declining demand in the affordable housing market, which has seen a significant drop in transaction volumes [8][9] Land Supply and Development - The new policy aims to reform land supply by establishing a dynamic pricing model linked to surrounding property sales, which is intended to stimulate land acquisition and development [5][6] - The government has also introduced measures to ease financial pressures on developers, such as allowing partial payment of land transfer fees and expediting the development process [5][6]