Group 1 - The core viewpoint of the article emphasizes the importance of optimizing housing supply in Beijing, particularly by prioritizing residential land supply near transit stations and employment hubs, which aims to enhance the housing consumption market [1][2] - The policy aims to create a dual housing supply system that includes both "guaranteed" and "market" housing, catering to various income levels and housing needs, thereby promoting a balanced and healthy development of the real estate market [2][3] Group 2 - The introduction of the "mortgage transfer" policy is expected to improve the liquidity of the second-hand housing market by allowing the transfer of mortgage loans along with the property, simplifying the transaction process [3][4] - The new policy allows for simultaneous processing of mortgage release and loan application for second-hand properties, which is anticipated to reduce transaction time and costs, thus enhancing market activity [4]