养老保障理念转型

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养老消费券,撬动银发经济与照护革命的双重支点
Qi Lu Wan Bao Wang· 2025-09-22 14:53
Group 1 - The core viewpoint of the article highlights the transformative impact of the consumption voucher policy for elderly care in Shandong, which is reshaping the traditional supply-demand dynamics and family care models in the elderly care sector [1][2][3] - The consumption vouchers have significantly reduced the economic and psychological burden on families of disabled elderly individuals, activating multi-layered service demands. For instance, a monthly voucher of 800 yuan translates to an annual saving of 8,400 yuan, encouraging families to consider institutional care [1][2] - The policy is fostering a shift in the elderly care service supply structure towards professionalization, marketization, and scaling, with service providers needing to enhance their capabilities and quality to gain trust amid increased demand [2][3] Group 2 - The consumption voucher policy represents a shift in elderly care support from supply-side subsidies to demand-side incentives, empowering elderly individuals and their families with choice and introducing competition among service providers [2][3] - Initial results from the Shandong pilot indicate that demand-side subsidy policies can effectively release consumption potential, guide industry upgrades, and improve the quality of life for the elderly [3] - The consumption voucher is not merely a subsidy tool but a mechanism innovation that alters resource allocation, family decision-making, and market development paths in the elderly care sector, promoting a transition from passive to active aging [3]