对于养老金融而言，人才体系的完善是为产品和服务注入"强心剂"。当前，银行业、保险业等金融 机构正在积极布局养老储蓄、专属理财、长期护理险等金融产品。然而，缺乏与之匹配的高质量服务落 地能力，金融工具的价值必然大打折扣。比如，当客户购买长期护理险后，却难觅具备相应资质的专业 护理人员提供可靠服务，保障承诺岂不成了空谈？职业技能等级认定体系的建立正是构建服务与金融间 信任链条的核心环节，确立了的服务能力标尺。一方面，使金融机构能更精准地评估合作机构实力、设 计保障范围；另一方面，能够增强消费者对服务和产品的信任，最终确保金融资源能够有效转化为老人 可感可及的高品质服务，形成"金融赋能服务，服务支撑金融"的良性循环。 当然，等级认定体系的生命力在于其公信力与实效性。需警惕"为考证而考证"的倾向，确保评价标 准科学反映真实服务能力，并切实推动技能等级与薪酬待遇、职业发展的关联。此外，还要大力宣传养 老服务技能人才优秀典型，树立榜样，弘扬工匠精神，增强他们的职业认同感和归属感，营造尊重劳 动、崇尚技能、鼓励创造的浓厚氛围。唯有如此，养老服务的"人才基石"方能真正夯实。 养老服务人才技能等级认定体系的建立，无疑是夯实银发 ...

"趁着暑假来避暑，孩子玩得很开心，下次还想来！"登上峨眉山金顶，来自福建的游客杨女士很是兴 奋。暑期旅游旺季以来，四川峨眉山秀美的景色让游客流连忘返，今年7月接待游客量已超76万人次， 同比增长22.3%。 依托丰富的自然景观和厚重的人文底蕴，四川努力把文化旅游业培育成为支柱产业。 从三星堆的"神秘之旅"，到中超赛场的"金牌球市"；从年轻人"此生必驾318"，到银发群体坐着火车看 世界……随着政策加码，消费新场景、新业态、新模式不断涌现，今年上半年，四川实现社会消费品零 售总额1.42万亿元，同比增长5.6%，增速较一季度加快0.4个百分点。 热力：文旅融合释放充沛动能 成都市体育局局长王毅表示，今年成都预计举办承办国际和全国性高水平赛事超80项，体育消费总规模 有望达800亿元、体育产业总规模有望突破1500亿元。 今年以来，四川省重点调度监测1879场赛事活动，带动1161.42万人次参与，初步测算带动经济效益 61.65亿元。今年前5个月，四川省体育业营业收入同比增长32.3%。 在乡村田野，阿坝藏族羌族自治州松潘县麦吉村从深山羌寨蝶变为农文旅综合体，"云上麦吉"民宿带动 30名村民就业；在时尚前沿，成 ...

Core Viewpoint - The silver economy in China is experiencing significant growth, driven by an aging population, diverse consumer demands, and advancements in digital technology, positioning it as a crucial sector for economic development and internal demand stimulation [1][5]. Supply Side Summary - The supply of elderly care services is diversifying, with notable growth in sales revenue for various services: elderly care for disabled individuals increased by 40.9%, home care services by 14.1%, and social care services by 8.8%, all surpassing the national service industry average growth rates [2]. - The number of entities engaged in the production of silver products grew by 14.1%, with sales revenue for elderly fitness equipment, rehabilitation aids, and nutritional health products increasing by 14.7%, 12.1%, and 6.9% respectively, also exceeding the average growth rates of the manufacturing sector [2]. Demand Side Summary - The consumption potential of the elderly demographic is substantial, with three core drivers identified: essential needs, health, and self-enjoyment. Revenue from community care services grew by 30.4%, institutional care by 22.6%, and home care by 18% [3]. - Health-related consumption is particularly strong, with sales of mobility aids, nutritional products, and health monitoring devices increasing by 32.2%, 30.1%, and 7.5% respectively, indicating a shift towards proactive health management [3]. - Cultural and entertainment spending is also on the rise, with revenues from elderly tourism, health services, and cultural activities growing by 26.2%, 23.9%, and 20.7% respectively, reflecting a transition from mere survival to enjoyment in later life [3]. Trend Summary - The integration of digital technologies such as 5G, AI, big data, and IoT is becoming a new direction for the silver economy, with a 16.9% increase in spending on information technology services by silver economy enterprises and significant growth in smart elderly care technology and wearable devices [3]. - The rapid growth in service supply is closely linked to the increasing proportion of elderly individuals in the population, with a notable characteristic being that over 80% of the elderly are under 80 years old, indicating a healthier aging demographic [4]. Economic Implications - The development of the silver economy is seen as a necessary response to population aging and a new engine for stimulating internal demand, emphasizing the need for optimized elderly product services, innovative consumption scenarios, and a robust industrial ecosystem to support quality consumption and economic growth [5].

在全球贸易摩擦加剧的大背景下，野村警告，全球经济正在驶入未知水域，市场对政策风险的低 估或将成为下半年的一大隐患。 在周四举行的一场面向中国媒体的在线交流会上， 野村全球宏观研究主管及全球市场研究部联席 主管Rob Subbaraman 表示， 全球经济正步入一个充满不确定性的"未知领域"。 他指出，从美 联储的政策路径到特朗普政府带来的经济政策变化，再到地缘政治风险升温，全球市场正面临自 金融危机以来少见的多重风险叠加。 Rob警告， 美国将在下半年面临 "通胀回升+增长放缓"的典型滞胀压力，美联储将非常谨慎，直 到12月才会降息，且降息幅度可能低于市场预期。 他特别提醒，目前美国企业因抢进口库存偏高， 关税尚未真正反映到消费者物价中，但随着Q3 企业补库，进口成本上升势必传导至通胀，预计四季度美国核心CPI将反弹至3.3%。 Rob表示： " 我们将在未来几周进入一个关键时刻 ，因为在接下来的几周里，我认为我们将开始看到更多证据表 明关税正在影响美国的经济数据。" 对于特朗普提出任命"影子美联储主席"的想法，Rob认为， 即将到来的关键人事变动可能为此提 供实际通道 ： 明年1月底，美联储理事Adrian ...

Report Industry Investment Rating No information provided. Core View of the Report The report focuses on the current situation of different industries, including production and service industries, and analyzes the price trends, production status, and market pricing of upstream, midstream, and downstream industries. It also mentions that the overall industry credit spread has recently declined slightly [1][2][3][4]. Summary by Relevant Catalogs 1. Middle - View Event Overview - **Production Industry**: The US Trade Representative's Office has launched a public consultation on a proposed modification to ship - related policies, which is considered beneficial to the shipping and energy industries as it relaxes review and fee requirements for foreign ships and eases regulations on LNG carriers [1]. - **Service Industry**: The Ministry of Finance is actively cooperating to improve the "one - old - one - young" service system, advancing community - supported home - based elderly care services and promoting the high - quality development of inclusive childcare services [1]. 2. Industry Overview Upstream - **Energy**: International oil prices are rising [1]. - **Chemical**: The prices of urea and soda ash are falling [1]. - **Black**: There is a slight decline [1]. Midstream - **Chemical**: The PTA operating rate has rebounded, while the PX operating rate has recently declined [2]. - **Infrastructure**: The asphalt operating rate has been continuously rising recently [2]. Downstream - **Real Estate**: The sales of commercial housing in first - and second - tier cities are the same as last year and at a near - three - year low [3]. - **Service**: The number of domestic flights has decreased cyclically [3]. 3. Market Pricing The overall industry credit spread has recently declined slightly [4]. 4. Industry Credit Spread Tracking The report provides the credit spread data of various industries on June 11, 2025, including the values of the same period last year, a quarter ago, a month ago, last week, and this week, as well as the quantile [49]. 5. Key Industry Price Index Tracking The report shows the price index data of multiple industries on June 10, 2025, including the frequency, unit, update time, current value, year - on - year change, and the trend in the past 5 days [50].

本届博览会积极适应银发经济发展大趋势，聚焦新时代老年人多层次多样化养老服务需求，设立十大展 区，共计220多家来自10多个国家和地区的政府部门、社会组织、品牌机构参展参会，同期举办了10多 场交流分享会和相关活动，共同探索养老服务业发展的新路径、新模式，为推动我国养老服务业高质量 发展、积极应对人口老龄化贡献更多的智慧和力量。同时，重磅推出的"中福汇养银发产业平台"也在博 览会上正式上线，助力银发产业生态升级。 "我国也已步入中度老龄化社会，老年群体多样化、差异化、个性化的服务需求日益增长，积极应对人 口老龄化，推动养老服务业高质量发展，已成为国家战略和全社会的共同责任。"徐建中表示，在这一 时代背景下，本届博览会以"携手共促新质生产力，探索银发经济新未来"为主题，汇聚国内外优质资源 和养老服务力量，搭建起高层次的国际交流合作桥梁，助力中国养老服务业加速与国际前沿理念、技术 和模式接轨，为破解行业发展瓶颈、提升老年人生活品质、积极应对人口老龄化国家战略实施作出积极 贡献。 新京报讯(记者吴为)5月21日，第十一届中国国际养老服务业博览会在北京国家会议中心举行。本届博 览会由中国社会福利与养老服务协会(简称中福 ...